If this is my monthly salary would it be enough to buy a bnew car?

[Otsenre Onavlih]

500/month is not safe I think. Better buy a 2nd hand car with compre insurance.

yes that's actually my plan, buy a second hand car then purchase a compre insurance..

[rey752]

Dad ko nagdala nung Altis today. Dun office niya.

OT: Ah,nice set up sir! elegant looking.

[dr. d]

I only live in bagong barrio where we dont have our own garage so il just be parking the car along the street near the house.
my other option is to park the car in a safer place in our location but with a monthly payment of 500 petot.. would that be enough? need input guys

you should ask the parking space operator, for how much he is renting it out.
in our area, it's 2K a month. walang bubong pa yan.

[_Cathy_]

Yes malabo pa sa katotohanan na 11th gen altis na 600k.

If ever meron kabahan ka malamang may problema yan.


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Baka lemon nyahaha

[dishcom]

you should ask the parking space operator, for how much he is renting it out.
in our area, it's 2K a month. walang bubong pa yan.

Mura na yan..
500 pesos lang.

[_Cathy_]

Yeah sobrang mura. 2 whole day parking fee lang yan sa Makati/BGC

[superkumii]

you should consider these things first before acquiring one.


1. enough parking space/garage.

2. knowledge about cars. kahit very limited. you should have passion for cars. if none, start doing your homework today.

3. owning a car is not like carrying a bag that you can just show off the key. You are your car. your attitude will reflect your driving habits. so if you have a bad and short temper, work with your anger management first.
hindi sa kotse at pag dridrive nilalabas ang galit pag nasingitan ka.

4. if you earn clean 60k a month, save 10k a month for your car. trust me. wala pa dun ung monthly fee mo sa oto mo. labas pa dun ung maintenance.

5. read a lot. be prepared for every circumstances.

ang gulong 3k-5k ang isa.
ang change oil every 10,000KM. fully synthetic ginagamit. basically every 5months palit. 3k-4k pesos ung oil. and ibang cost of materials needed.

Carwash2-3 a week. wax1-2 a month, wipers, auto detailing.

gas, P42/L. 40 liters minimum ang oto. check the traffic situation. every week 1,800 pesos.
parking ticket P60-P200 depende sa lugar. everyday ang basis.

- wala pa ung toll fee and others pag nag byabyahe.
- modifications na gusto mo gawin sa oto mo. imposibleng wala. mods cost about 5k -100k depende sa ipapagawa.
- insurance. yearly. 15-30k be prepared for the participation fee P4k minimum per accident. minimal or maximum damage

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[danegoesonline]

of course. I only earn 20 k per month and i am surviving

[dr. d]

of course. I only earn 20 k per month and i am surviving

please elaborate, po.

[MR_BIG18]

of course. I only earn 20 k per month and i am surviving

possible, possible, when i had a high maintenace hobby, i gave myself a budget of 10-12k monthly, what i did was, i just didnt go out at fridays and saturday nights, didnt smoke or drink....

[confused shoes]

Monthly expenses rough estimate for a compact car.

Maintenance(P6000/6month, casa): P1000
Gas at 10Km/day (300Km at 10Km/L): P1200
Tires at P4000 each (4 years): P350
Registration at P5000(3 years): P200
Insurance at P30000: P3300

Total montly expense for your car: P6,050
Monthly amortization (5 years): P10,000

*meron ka pang natitirang P4000 na pangkain sa isang buwan.

[dr. d]

Monthly expenses rough estimate for a compact car.

Maintenance(P6000/6month, casa): P1000
Gas at 10Km/day (300Km at 10Km/L): P1200
Tires at P4000 each (4 years): P350
Registration at P5000(3 years): P200
Insurance at P30000: P3300

Total montly expense for your car: P6,050
Monthly amortization (5 years): P10,000

*meron ka pang natitirang P4000 na pangkain sa isang buwan.

...probably a single person living under and enjoying someone else's roof...
this is cutting it too close, if you ask me.
i can actually smell "repo" in within two years.

[dr. d]

... no parking expenses and toll expenses...
he doesn't go to the mall, nor use the expressway...?

[confused shoes]

... no parking expenses and toll expenses...
he doesn't go to the mall, nor use the expressway...?

Tipid mode doc, hehe. Bawal mag shopping, bawal mag date.

[_Cathy_]

possible, possible, when i had a high maintenace hobby, i gave myself a budget of 10-12k monthly, what i did was, i just didnt go out at fridays and saturday nights, didnt smoke or drink....

What hobby

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[jut703]

...probably a single person living under and enjoying someone else's roof...
this is cutting it too close, if you ask me.
i can actually smell "repo" in within two years.

Most likely someone else is paying (or has paid) for the car. No way you can afford to own and maintain a Ciaz with just 20k monthly income.

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[_Cathy_]

of course. I only earn 20 k per month and i am surviving

Net income??? I don't have amortization and I still can't afford to pay for my car insurance and registration and I earn above 20k

[jut703]

Net income??? I don't have amortization and I still can't afford to pay for my car insurance and registration and I earn above 20k

This is the internet Cath, marami talagang fakers. 😑

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[MR_BIG18]

What hobby

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i consumed around 1500-2k rounds a month...plus registration, food and gas

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[_Cathy_]

^Shooting guns?