Car Loan Interest Rates?

[eugnvc]

Car loan thru in-house financing has a higher interest rate compare to bank financing.

[wongjm]

Sa mga expert tsikoteers natin dito, tanung ko lang po itong bagong rate ng MBTC sakin kung OK na?

18.9247% for 48 months. 20%DP nonOMA

Pa GO ko napo ba itong rate nato ? Salamat po sa mga reply nyo.

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Sa mga expert tsikoteers natin dito, tanung ko lang po itong bagong rate ng MBTC sakin kung OK na?

18.9247% for 48 months. 20%DP nonOMA

Pa GO ko napo ba itong rate nato ? Salamat po sa mga reply nyo.

[Gumusut_Amige]

bank of commerce. can i get your email ad to send our application form?

thanks

ser, planning to buy a Trailblazer...

2.5 Liter 4x2 Duramax diesel engine, 5-Manual Transmission Php 1,368,888.00 * 30% DP for 2 yrs
2.8 Liter 4x4 Duramax diesel engine, 6-Speed Automatic Transmission Php 1,718,888.00 * 30% DP for 2 yrs

please send your quote sa dannytiri*yahoo.com. TIA

[perp19]

Sir, pquote inova g d4d at, 1.165m, 20%dp 5yrs. How much all in? Pls send to perp_19*yahoo.com

[*sludge*]

sir dito ko nlng po i post kasi max nadaw inbox nyo...


may i ask for a quotaion for mitsubishi mirage GLS CVT variant..all in downpayment (chattel plus insurance plus LTO plus 20 percent downpayment) for 3 years and 5 years to pay? thank you in advance

[vjanne]

Boss, pa quote rin naman po.. HONDA CITY 1.5E.. 836,000
200k DP, 4 and 5 years to pay.. kindly send the quotation here ahnne_red*yahoo.com
thanks po..

[jansky]

Avanza. 1.3j based on 30% Dp.

Cashout: 169,200
Monthly 5yrs: 10,785

Inclusion of
3 Years LTO Registration
1 Year Comprehensive Insurance with AOG
Chattel Mortgage Fee
TPL
Tint
Matting
Rustproof
Seat cover
10L of fuel
Set of tools
Jack
Keychain
Umbrella
Toyota Black pouch
PMS Labor of 1000 and 5000 km check up

After i got this msg went to bpi nag inquire ako for car loan and pinakita ko lang yung txt sa akin ng dealer
Ok b to?
Then went to bpi for couple of hrs approve agad, pero aplay p ko sa ibang bank

[inhin_yero]

Hi mga Sirs question lang po.

I went to BPI this morning to inquire for Car Loan. Hiningi nila ung usual na details like ano unit na gusto ko bilhin, DP, payment terms, etc. tapos ang sabi nila na once approved na daw ako, sila na maghahanap ng Dealer kung san ko pwede kunin ung auto.

Ang ginawa ko po kasi ay before ako pumunta ng bank, naghanap nako ng SA and dahil dun ay nakakuha pa ko ng fleet discount at mga free items although thru bank PO ang purchase ko.

Ang tanong ko lang mga sirs ay pwede bang sa SA ko nalang makipag coordinate ung BPI para ma avail ko pa din ung discount and freebies? Unlike pag ung BPI ung naghanap ng Dealer para sa akin, baka kasi hindi ko na ma-avail ung fleet discount and free items sa dealer na pipiliin nila.

Thanks po in advance! :-)

[jansky]

BPI quoted me this one for toyota Avanza J


SRP: 620k
DP: 30%

Loanable:434k

Option A (one month advance)
9,289.00/month
Interest rate: 28.5xxx

Option B (no one month advance)
9.368.00
Interest rate: 29.1xxxx


Shaw Toyta discounted me for 10k




of course since bank sya
- Insurance is not free
- TPL is not free

-shaw dealer will give the
3yrs LTO free


FREEBIES
Carpet Matting
Tint with visor
Seat Cover
Pouch Bag Warranty Booklet Case
Complete Set of Tools and Jack and Manuals
EWD (Early Warning Device)


okay na ba to?

[wifi21]

Hi mga Sirs question lang po.

I went to BPI this morning to inquire for Car Loan. Hiningi nila ung usual na details like ano unit na gusto ko bilhin, DP, payment terms, etc. tapos ang sabi nila na once approved na daw ako, sila na maghahanap ng Dealer kung san ko pwede kunin ung auto.

Ang ginawa ko po kasi ay before ako pumunta ng bank, naghanap nako ng SA and dahil dun ay nakakuha pa ko ng fleet discount at mga free items although thru bank PO ang purchase ko.

Ang tanong ko lang mga sirs ay pwede bang sa SA ko nalang makipag coordinate ung BPI para ma avail ko pa din ung discount and freebies? Unlike pag ung BPI ung naghanap ng Dealer para sa akin, baka kasi hindi ko na ma-avail ung fleet discount and free items sa dealer na pipiliin nila.

Thanks po in advance! :-)

Yes pwede yun. The bank must not force you to get from the dealers that they prefer. They can only refer dealers to you. What ba prefer mong car? I. Can give you my contacts sa different dealers since I worked before under Auto Loans Division.

[wifi21]

BPI quoted me this one for toyota Avanza J


SRP: 620k
DP: 30%

Loanable:434k

Option A (one month advance)
9,289.00/month
Interest rate: 28.5xxx

Option B (no one month advance)
9.368.00
Interest rate: 29.1xxxx


Shaw Toyta discounted me for 10k




of course since bank sya
- Insurance is not free
- TPL is not free

-shaw dealer will give the
3yrs LTO free


FREEBIES
Carpet Matting
Tint with visor
Seat Cover
Pouch Bag Warranty Booklet Case
Complete Set of Tools and Jack and Manuals
EWD (Early Warning Device)


okay na ba to?

For 60 months? Usually ganyan talaga range ng rates of banks. Magkakaron lang ng very few changes sa rate but they need to stick within the bracket. Ok na rin yan. Sino sa Shaw kausap mo?

[lakers24]

BPI quoted me this one for toyota Avanza J


SRP: 620k
DP: 30%

Loanable:434k

Option A (one month advance)
9,289.00/month
Interest rate: 28.5xxx

Option B (no one month advance)
9.368.00
Interest rate: 29.1xxxx


Shaw Toyta discounted me for 10k




of course since bank sya
- Insurance is not free
- TPL is not free

-shaw dealer will give the
3yrs LTO free


FREEBIES
Carpet Matting
Tint with visor
Seat Cover
Pouch Bag Warranty Booklet Case
Complete Set of Tools and Jack and Manuals
EWD (Early Warning Device)


okay na ba to?

Less naba sa 620k yung 10k discount? If not parang 620k less 10k discount = 610k x 30%DP (183k) = 427k lang po yata loan amount nyo dapat, pero ganun pa man ok na yung rate ganyan din nakuha ko, may ibang mas mababang rate pero sabi nga ng iba " be loyal to your bank" hehe at baka matulungan ka just in case and para wala na rin masyadong CI at docs na hinihingi.
Try mong i negotiate yung Free 1st insurance nila, not sure lang kasi kung magkano dapat amount to be finance nila para maka avail ka parang 500k up yata kaso lock in for the remainder of the loan yun and you forgot yung Chattel Mortgage fee tska i haggle mo na rin yung rain visor & car cover sa freebies mo.

[lakers24]

Yes pwede yun. The bank must not force you to get from the dealers that they prefer. They can only refer dealers to you. What ba prefer mong car? I. Can give you my contacts sa different dealers since I worked before under Auto Loans Division.

Agree, kaya dali na sir inhinyero at maraming may promo ngayong March at hanggang March nalang yata..

[fourtheboys96]

BPI quoted me this one for toyota Avanza J


SRP: 620k
DP: 30%

Loanable:434k

Option A (one month advance)
9,289.00/month
Interest rate: 28.5xxx

Option B (no one month advance)
9.368.00
Interest rate: 29.1xxxx


Shaw Toyta discounted me for 10k




of course since bank sya
- Insurance is not free
- TPL is not free

-shaw dealer will give the
3yrs LTO free


FREEBIES
Carpet Matting
Tint with visor
Seat Cover
Pouch Bag Warranty Booklet Case
Complete Set of Tools and Jack and Manuals
EWD (Early Warning Device)


okay na ba to?

i recently went to BDO and they offered me a car loan. they said they have a promo. why not, go to a BDO branch and inquire.

of course i did not avail of the car loan because the reason i was there was to pay for an existing car loan hehehehe

[jansky]

i recently went to BDO and they offered me a car loan. they said they have a promo. why not, go to a BDO branch and inquire.

of course i did not avail of the car loan because the reason i was there was to pay for an existing car loan hehehehe

yes.. BDO has promo but the promo is available when the loanable amount is 500k and above sad to say di umabot ung sa akin

im still hagging freebies pa eh

and toyota alabang called me baka pde pa daw sila humabol sa akin tatapatan daw ang Shaw

and of course the final quotation na binigay sa akin ng BPI

naging 9.1k na lang per month ang amortization

[inhin_yero]

*wifi21 and *lakers24

Thanks for replying mga sirs. Actually Im planning to get a Honda Civic 2.0 pearl white.
SRP: 1,165,000
DP: 530,000
Term: 60 months

For BPI:
interest rate: 28.41 OMA (with free comprehensive insurance thru BPI-MS)

For BDO:
interest rate: 26.99 OMA (no free insurance)

Anong tingin nyo mga sirs?

[lakers24]

*wifi21 and *lakers24

Thanks for replying mga sirs. Actually Im planning to get a Honda Civic 2.0 pearl white.
SRP: 1,165,000
DP: 530,000
Term: 60 months

For BPI:
interest rate: 28.41 OMA (with free comprehensive insurance thru BPI-MS)

For BDO:
interest rate: 26.99 OMA (no free insurance)

Anong tingin nyo mga sirs?

Standard rate na nila yan sir, mas mababa man siguro sa iba pero napaka minimal lang and mas maganda pa rin kumuha sa bank mo talaga, pero malaking bagay din yung free 1st year compre sa bpi malaki nga lang ang deductible sakin 0.75% sana maihaggle mo pero hindi yata pwede pero on the succeeding year naman bumababa because of depreciation nung unit.

[step-in]

Bords pm me ur contact details and i could give you a very low interest rate and a nice overall loan package.

Hi. Neil t. Here. Pls send me loan rate for 36 mos, 45% dp. Might get a loan by next wk. Pls pm me. I cant pm you as you inbox seems to be full already. Thank you

[willvill2]

Standard rate na nila yan sir, mas mababa man siguro sa iba pero napaka minimal lang and mas maganda pa rin kumuha sa bank mo talaga, pero malaking bagay din yung free 1st year compre sa bpi malaki nga lang ang deductible sakin 0.75% sana maihaggle mo pero hindi yata pwede pero on the succeeding year naman bumababa because of depreciation nung unit.

Ang bigay sa akin ng BPI ay 31.6% para sa Mirage 5 years with free insurance for the first year. Mas mataas ang rate dito sa Mindanao. Bakit kaya?

[Retz]

*wifi21 and *lakers24

Thanks for replying mga sirs. Actually Im planning to get a Honda Civic 2.0 pearl white.
SRP: 1,165,000
DP: 530,000
Term: 60 months

For BPI:
interest rate: 28.41 OMA (with free comprehensive insurance thru BPI-MS)

For BDO:
interest rate: 26.99 OMA (no free insurance)

Anong tingin nyo mga sirs?

Go with the BDO insurance..... kuha ka na lang comprehensive insurance sa labas. It should be much cheaper. Meron akong nakitang "STD" slightly higher than "OMA", ano ba ung pagkaiba ng STD and OMA?