Car Loan Interest Rates?

[fourlegged]

The lowest rate we can give now for ranger is 16%oma for 3 years. Ford dealers requires dealer's incentive from us. Free Petron fuel card worth 10,000.00.

Thanks

Mark

Sir lukscudkil... Can you give me an estimate how much is the payment of the Chattel Mortgage & the Insurance w/ AOG? Or is there anything else to pay aside from the 20% DP, Chattel Mortgage & Insurance? I think, FORD already included the LTO on it's pricing... Thank You Sir!

[Jakespeed800]

Lukscudkil, Kindly send me an application form.email ad is jakespeed800*yahoo.com.thanks

[lukscudkil]

Sir lukscudkil... Can you give me an estimate how much is the payment of the Chattel Mortgage & the Insurance w/ AOG? Or is there anything else to pay aside from the 20% DP, Chattel Mortgage & Insurance? I think, FORD already included the LTO on it's pricing... Thank You Sir!

sir,

*chattel fee more or less 25k
*insurance w/ aog more or less 30k (some companies accepts 6mos installment)
downpayment P231,800.00
one month adv P29,877.00

*not sure with the figures


thanks

Mark
09209131297

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Lukscudkil, Kindly send me an application form.email ad is jakespeed800*yahoo.com.thanks

email sent sir

[leodawesome]

Just a dumb question though, sorry 1st time magfifinancing..kapag auto loan thru bank, sa bank ka magbabayad ng DP at insurance, hindi dun sa dealer/agent?..Im buying a 2nd hand car thru financing and may dealer kasi..kapag ganun ba sa bank ko iaaddress ung manager's check ko? Thanks in advance for your replies..the agent advised kasi that the managers check for 30% DP should be addressed to the seller/owner. Which is which po ba? :D

[lukscudkil]

sir, usually pag 2nd hand sa dealer ang dp not unless the bank will issue full amount sa P.O. Sa insurance, sa insurance agent or insurance company ka magbabayad. hth

[atog]

mga sir tanong ko lang..panu kung may loan ako 1m then payable in 4year,then after a year nag ka pera ako gusto ko hulugan ng malaki.panu na un interest rate baba po ba?or ganun padin..salamat...

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mga sir tanong ko lang..panu kung may loan ako 1m then payable in 4year,then after a year nag ka pera ako gusto ko hulugan ng malaki.panu na un interest rate baba po ba?or ganun padin..salamat...

[wongjm]

*Lukscudkil,

I have some queries regarding your Bank car loan offer. can you please send me your business email add so that I can send you my queries.
Please send it to this email add: wongjm*ymail.com.

thanks

[Asth-matic]

thank you mr. lukscudkill, ngayon lang nakabukas ulit ng tsikot.

pwede humingi ng detailed breakdown for 300 DP, 786k na city 1.3 AT. pahiwalay ng chattel, and monthly and insurance if meron din kayo, non-OMA, so i could compare apple to apple dun sa quote sakin. pls email me at manila2k8*gmail.com.

thanks ulit.

[wongjm]

Mga sirs, nag inquire po ako sa MTBC about their car loan, eto palang po yung initial na binigay nila via phone call.

2012 Innova J gas = SRP:818,000
down to 758,000 (may discount ata na 60K), 60 months computed is 12,640.91/month, tapos may 13,542 mortgage(i'm not sure what it is). Di pa napagusapan about insurance.

OK napo ba ito?

[lukscudkil]

thank you mr. lukscudkill, ngayon lang nakabukas ulit ng tsikot.

pwede humingi ng detailed breakdown for 300 DP, 786k na city 1.3 AT. pahiwalay ng chattel, and monthly and insurance if meron din kayo, non-OMA, so i could compare apple to apple dun sa quote sakin. pls email me at manila2k8*gmail.com.

thanks ulit.

email sent

[tsumekiri]

Sir lukscudkill can you send me a quotation for 498k mirage 20%dp 4 years to pay. Pls send it to marc_fv*yahoo.com.

Thanks!!!

[Christina04]

Obviously nobody is interest to the loan interest.Car insurance is a powerful insurance.The interest of car loan will increase exponentially.
Car Shipment

[eugnvc]

Sir lukscudkill can you laso send me a quotation for 5888k mirage GLS M/T 20%dp 4 and 5 years to pay. Pls send it to euge_mp3*yahoo.com.

I'd also like to know from which bank are you working from?

Thank you in advance.

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[igiwtf]

Sir can anyone quote me for kia sportage p1270000 50% dp 1 yr to pay

[keith22]

HI,

I would also like to request for a quotation for Hilux 2.5 E MT 972,000 50% DP 5 years to pay.

JR

[nova2013]

Hi guys! im newbie here.. i just to ask and clarify something regarding the price/ inerest of the toyota innova that i got.. I got my 2013 innova G 2.5 diesel a/t last december 28, 2012.. i'm outside the country so my sister is the one made the transaction regarding the car.. at first the dealer told us that our dp will be 150,000 and the monthly amortization will be aroung 19000.. so i agree with that.. then he asked my sister that someone from the bank will call my other ( since the car will be name to my mother), and it was PSbank who called and approved us for the five-year loan and told us just to contact the dealer. so my sister called again the dealer and asked if how much will be our DP and monthly, he said the the same price 150K for the DP and arounf 19K for the monthly.. so the next day we decided to purchase the car since they have PROMO and it will only last till the end of december and went to TOYOTA DASMA to give the DP, we gave the 150K downpayment and toyota calculated again our month amortization.. in our surprise it was different!!! here it is:

price of the car: 1,165,000
20% DP: 150,000 ( supposed to be 233,000 but we were discounted by 83K)
monthly amortization for 60 months: 22, 904..
ALL-in (insurance, LTO reg and mortgage was included, also we have freebies like rust proofing, mat, tint, fuel, seat cover, cover for the car, labour services, etc)
the amount of the inerest for the 60 months that i computed was around 360K
I WOULD LIKE TO ASK IF IT IS TO MUCH OR MOST LIKELY THE INTEREST FOR THE 60 MONTHS PAYNET WILL COST LIKE THAT? HOPE YOU GUYS CAN ANSWER

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Hi guys! im newbie here.. i just to ask and clarify something regarding the price/ inerest of the toyota innova that i got.. I got my 2013 innova G 2.5 diesel a/t last december 28, 2012.. i'm outside the country so my sister is the one made the transaction regarding the car.. at first the dealer told us that our dp will be 150,000 and the monthly amortization will be aroung 19000.. so i agree with that.. then he asked my sister that someone from the bank will call my other ( since the car will be name to my mother), and it was PSbank who called and approved us for the five-year loan and told us just to contact the dealer. so my sister called again the dealer and asked if how much will be our DP and monthly, he said the the same price 150K for the DP and arounf 19K for the monthly.. so the next day we decided to purchase the car since they have PROMO and it will only last till the end of december and went to TOYOTA DASMA to give the DP, we gave the 150K downpayment and toyota calculated again our month amortization.. in our surprise it was different!!! here it is:

price of the car: 1,165,000
20% DP: 150,000 ( supposed to be 233,000 but we were discounted by 83K)
monthly amortization for 60 months: 22, 904..
ALL-in (insurance, LTO reg and mortgage was included, also we have freebies like rust proofing, mat, tint, fuel, seat cover, cover for the car, labour services, etc)
the amount of the inerest for the 60 months that i computed was around 360K
I WOULD LIKE TO ASK IF IT IS TO MUCH OR MOST LIKELY THE INTEREST FOR THE 60 MONTHS PAYNET WILL COST LIKE THAT? HOPE YOU GUYS CAN ANSWER

[roelrpt]

Hi guys! im newbie here.. i just to ask and clarify something regarding the price/ inerest of the toyota innova that i got.. I got my 2013 innova G 2.5 diesel a/t last december 28, 2012.. i'm outside the country so my sister is the one made the transaction regarding the car.. at first the dealer told us that our dp will be 150,000 and the monthly amortization will be aroung 19000.. so i agree with that.. then he asked my sister that someone from the bank will call my other ( since the car will be name to my mother), and it was PSbank who called and approved us for the five-year loan and told us just to contact the dealer. so my sister called again the dealer and asked if how much will be our DP and monthly, he said the the same price 150K for the DP and arounf 19K for the monthly.. so the next day we decided to purchase the car since they have PROMO and it will only last till the end of december and went to TOYOTA DASMA to give the DP, we gave the 150K downpayment and toyota calculated again our month amortization.. in our surprise it was different!!! here it is:

price of the car: 1,165,000
20% DP: 150,000 ( supposed to be 233,000 but we were discounted by 83K)
monthly amortization for 60 months: 22, 904..
ALL-in (insurance, LTO reg and mortgage was included, also we have freebies like rust proofing, mat, tint, fuel, seat cover, cover for the car, labour services, etc)
the amount of the inerest for the 60 months that i computed was around 360K
I WOULD LIKE TO ASK IF IT IS TO MUCH OR MOST LIKELY THE INTEREST FOR THE 60 MONTHS PAYNET WILL COST LIKE THAT? HOPE YOU GUYS CAN ANSWER

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Hi guys! im newbie here.. i just to ask and clarify something regarding the price/ inerest of the toyota innova that i got.. I got my 2013 innova G 2.5 diesel a/t last december 28, 2012.. i'm outside the country so my sister is the one made the transaction regarding the car.. at first the dealer told us that our dp will be 150,000 and the monthly amortization will be aroung 19000.. so i agree with that.. then he asked my sister that someone from the bank will call my other ( since the car will be name to my mother), and it was PSbank who called and approved us for the five-year loan and told us just to contact the dealer. so my sister called again the dealer and asked if how much will be our DP and monthly, he said the the same price 150K for the DP and arounf 19K for the monthly.. so the next day we decided to purchase the car since they have PROMO and it will only last till the end of december and went to TOYOTA DASMA to give the DP, we gave the 150K downpayment and toyota calculated again our month amortization.. in our surprise it was different!!! here it is:

price of the car: 1,165,000
20% DP: 150,000 ( supposed to be 233,000 but we were discounted by 83K)
monthly amortization for 60 months: 22, 904..
ALL-in (insurance, LTO reg and mortgage was included, also we have freebies like rust proofing, mat, tint, fuel, seat cover, cover for the car, labour services, etc)
the amount of the inerest for the 60 months that i computed was around 360K
I WOULD LIKE TO ASK IF IT IS TO MUCH OR MOST LIKELY THE INTEREST FOR THE 60 MONTHS PAYNET WILL COST LIKE THAT? HOPE YOU GUYS CAN ANSWER

I think in-house financing kayo. All-in promo are tricky. Dp less but you'll pay more for monthly amortization. Try nyo po magdirect sa bank. Kasi mismong CASA na po lumakad ng papeles nyo sa bank. Sila na po gumawa ng paraan para ma approve loan nyo.

[nova2013]

I think in-house financing kayo. All-in promo are tricky. Dp less but you'll pay more for monthly amortization. Try nyo po magdirect sa bank. Kasi mismong CASA na po lumakad ng papeles nyo sa bank. Sila na po gumawa ng paraan para ma approve loan nyo.

Thank you for your reply roelrpt.. i already bought it na po through dealer, when i computed it, turned out that the amount for the interest is 360K for 5 years.. if you will go directly through the bank, how much will it usually cost po ba ng inerest for 5 years?? 360K increased from the original original price is too much po ba?

[Jiggs]

So it looks like you have an effective interest of 6.18% per annum...it's kinda stiff compared to the prevailing rates of the banks.

Just to site an example..my olds got a carloan in UCPB * 11.94% for 36months..in advance payment mode yan, so parang 3.98% /annum..

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So it looks like you have an effective interest of 6.18% per annum...it's kinda stiff compared to the prevailing rates of the banks.

Just to site an example..my olds got a carloan in UCPB * 11.94% for 36months..in advance payment mode yan, so parang 3.98% /annum..

[nova2013]

thank you jigs.. so mukhang napamahal talaga ako ditto? how much ba usually inaabot ng 60 months inerest with 20% down payment? no advanced payment..

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thank you jigs.. so mukhang napamahal talaga ako ditto? how much ba usually inaabot ng 60 months inerest with 20% down payment? no advanced payment..