Car Loan Interest Rates?

[lonjay4]

Anyone who could help me provide a quote for a gray market Grand Starex CVX. Unit Price is 1.8M. The dealer preffered Metrobank for fast approval. Ano ba current promos and freebies ng Metrobank? Thanks!

[nebular]

sa taga bpi or bdo pa quote naman ng car srp= 1128000, 25% downpayment 60 months to pay po. plus freebies po. thanks.

[kidgz]

mga sir pa quote

588000 less 10k discount

20% downpayment + lto tpl ,insurance AOG , chattel

2yrs to pay

tnx

[blood_knight]

Go with the BDO insurance..... kuha ka na lang comprehensive insurance sa labas. It should be much cheaper. Meron akong nakitang "STD" slightly higher than "OMA", ano ba ung pagkaiba ng STD and OMA?

Sa pagkakaalam ko po STD = Standard Rate then OMA = One Month Advance Rate.
Sa OMA po you need to pay the 1st monthly amortization + Down Payment.
Sa STD naman po ang bayad ng 1st monthly amortization is usually a month after the auto loan is booked.

[ricin]

Mga sir pa-quote po.

Ford Focus 1.6L Ambiente 6PS Hatchback
PhP 938,000
30% DP 5 years to pay

Thanks.

[newcityowner]

Just got my new Honda City 1.3 S A/T from BPI

Price * 786,000
DP 20%: 157,200
5 yrs to pay
Interest rate: 31.6% for 5 yrs
Per annum: 6%
Monthly: *14k

freebies:
Tint
4 eye back up sensor
Free gas
Free 1st yr insurance
Car cover
Seat cover
Floormat
Free umbrela
Keyless entry

Ok ba yung deal na to??

[Lapella]

Finally got my free gas card from the bank.

[bluekuto]

ok na po ba itong qoutation sa akin ng BPI? Di ba sya masyado mataas?

for 36 months
SRP: 836000
Cash out: 203488
DP: 167200
EIR: 9.98%
MA: 21,398


for 48 months
Cash out: 198932
DP: 167200
EIR: 10.05%
MA: 16,839

[999]

ok na po ba itong qoutation sa akin ng BPI? Di ba sya masyado mataas?

for 36 months
SRP: 836000
Cash out: 203488
DP: 167200
EIR: 9.98%
MA: 21,398


for 48 months
Cash out: 198932
DP: 167200
EIR: 10.05%
MA: 16,839

honda city 1.5 ba ito?

ok lang yung rate. done na ba itong transaction mo? my cousin got a better deal...

[fourtheboys96]

ok na po ba itong qoutation sa akin ng BPI? Di ba sya masyado mataas?

for 36 months
SRP: 836000
Cash out: 203488
DP: 167200
EIR: 9.98%
MA: 21,398


for 48 months
Cash out: 198932
DP: 167200
EIR: 10.05%
MA: 16,839

Can you describe what EIR means?

[stavros]

Baka effective interest rate?

[bluekuto]

*999
Yes sir 1.5E. Hindi pa sya done deal. Sa BPI po ito so free 1 year insurance sya. Pero plan namin within this month kukuha. Pwede mo ba ako i-refer sa bank ng cousin mo? Sayang din kahit maliit ung difference. :-)

*fortheboys96
EIR = Effective interest rate

[archielew]

*999
Yes sir 1.5E. Hindi pa sya done deal. Sa BPI po ito so free 1 year insurance sya. Pero plan namin within this month kukuha. Pwede mo ba ako i-refer sa bank ng cousin mo? Sayang din kahit maliit ung difference. :-)

*fortheboys96
EIR = Effective interest rate

sir, gano katagal approval ng BPI?

[bluekuto]

sir, gano katagal approval ng BPI?

Sa amin 2 days lang sir.

[archielew]

Sa amin 2 days lang sir.

Ok sir thanks. Nag-apply din ako nung Monday e. Excited to get approved

[xwangbu]

taas na ng rate ng bpi ngayon.
last year yung quote sa ken:

20% DP and 28.41% int for 60 months
20% DP and 21.39% int for 48 months

OMA nga lang to.

sa PSBAnk nga pala last year quote sa ken for 48 months is 19.7500%. so
try nyo din kuha quote sa ibang bank.

[xwangbu]

ok na po ba itong qoutation sa akin ng BPI? Di ba sya masyado mataas?

for 36 months
SRP: 836000
Cash out: 203488
DP: 167200
EIR: 9.98%
MA: 21,398


for 48 months
Cash out: 198932
DP: 167200
EIR: 10.05%
MA: 16,839

tama ba yung EIR? sa computation ko 15.18% and 20.85%, respectively, based on the MA and DP.

[archielew]

Got approved sa BPI. tama nga. iba ang interest rate kung i-a-avail yung FREE insurance. they told me interest rate for 5 years is around 27% without the FREE insurance, kung kukunin yung FREE insurance, they'll give it at around 28% interest. Seems legit?

[999]

Got approved sa BPI. tama nga. iba ang interest rate kung i-a-avail yung FREE insurance. they told me interest rate for 5 years is around 27% without the FREE insurance, kung kukunin yung FREE insurance, they'll give it at around 28% interest. Seems legit?

....nothing is free bro....

[renny]

I'm planning to get my first car, gusto ko yung mirage GLX MT... sana may makapagbigay ng quote sakin..thanks..