Car Loan Interest Rates?

[jeffishot]

Hyundai Accent here in Cebu

SRP = 620k MT 1.4 Variant
(Free LTO)

20% DP = 124k

Chinabank gave me an interest rate of 30.2% for 5 years plus i pay 19.5k for insurance and 16.5k for chattel.

Fair Deal?

[Ronney]

Anybody from Metrobank here?

[karlosmiguel]

hi guys..please help.
It seems denied yata yung car loan applications ko sa TFS, while PSBANK had already conducted CIs, for two na walang response or advice from them. Others banks has also been making CIs with us kahit wala naman kaming loan application sa kanila.

We are really interested to have an Innova or Crosswind XUV. I would appreciate very much if somebody could help us to secure an approval for a car loan for 20% DP, 5 years, with free insurance/lto/chattel if possible from any banks. thanks...

[karlosmiguel]

corrections..."while PSBANk had already conducted CI's, for two weeks already we didnt receive any response or advice from them, and the agent i dealt with has always been saying na "idodouble check nya ulit yung loan applications namin".

[incisor]

Metrobank Rufino
Katherine Concepcion
09227586290

To mo yung umasikaso ng car loan ko with metrobank. SO far Metrobank ang pinakamababa ngayon since may promo sila until October.

*jeff,

taas ng interest rate, psbank nga 29.61% e, insurance na 19K para sa 600K na sasakyan mataas din kaya siguro yan ng 15K+ o baka mas mababa pa hanap ka pa sa iba. Chattel ang taas din po sa akin 15K tapos 975K worth yung car ko

I suggest mag Metrobank ka. :D

[ydnuJ]

Thank you to all those who PMed me. Please let me know if may hindi pa ako nasasagot sa queries nyo. I received a lot of PMs consulting me regarding car/auto loans. I would suggest na PM nyo rin sakin yung email addresses nyo so I can reply to you directly using my office email. We do not have internet connection in the office kasi that's why hindi ako maka check ng Tsikot account ko.

For those of you who would like to know if you are qualified to avail of an auto loan, kindly PM me your basic information such as:
Complete Name (First, middle and last name)
Complete address
Date of Birth
Mobile Number
Employment details (Name of company, address, your position and telephone number)

If you are married, kindly provide the same information of your spouse as stated above. Don't forget to let me know the unit that you are eyeing to buy.
Brand/Model
Price
Preferred Downpayment (how many %?)
Preferred Terms of payment (how many years to pay?)

Thank you.

Hi wifi21. Can't send po through PM. Puno na po ata inbox niyo. Kindly provide me your email address na lang po para dun ko na lang po isend querries ko. Thank you. This is my email address po: andy_d_2nd*yahoo.com.

[Ronney]

Hi wifi21. Can't send po through PM. Puno na po ata inbox niyo. Kindly provide me your email address na lang po para dun ko na lang po isend querries ko. Thank you. This is my email address po: andy_d_2nd*yahoo.com.

as far as i know wifi21 trasferred to another department. she wont be handling auto loans anymore...

[JUNFLO76]

hi sir. Try mo sa PSBank. here are the rates for the 3-5 years term

STANDARD WITH ONE MONTH ADV

3YRS 16.90% 15.96%
4YRS 22.96% 21.94%
5YRS 29.61% 28.48%

Mabilis po kme sa approval nmen 24-48 hrs my credit decision na po kme.
try to reach me at junflo76*yahoo.com or at bmflorencio*psbank.com.ph

[ChickenBreast]

Anong bank ang suggested ngayon? Ano ung
may pinakamababang interest rate ngayon?

[Retz]

hi sir. Try mo sa PSBank. here are the rates for the 3-5 years term

STANDARD WITH ONE MONTH ADV

3YRS 16.90% 15.96%
4YRS 22.96% 21.94%
5YRS 29.61% 28.48%

Mabilis po kme sa approval nmen 24-48 hrs my credit decision na po kme.
try to reach me at junflo76*yahoo.com or at bmflorencio*psbank.com.ph

pwede na ito.

[Jan02Jan]

Im planning to buy a 2011 Honda City 1.3 (Current MV is 731,000 Php) w/ term 20%DP & bal for 60mos. Can anyone help me find/ get an auto loan na sakto lang ang interest or better yet ung pinakamababa?

[Macqueen]

Mga dude, just want to mention and recommend JUNFLO76 for bank auto loan. Madaling kausap and available anytime if you have any inquiry. Specially sa katulad ko na novice. Many Thanks JUNFLO76.

[Joe_Satch]

pinakamababa ang metrobank at bpi. apply muna kayo metro tapos apply din kayo bpi. mention nyo sa bpi yung rate na binigay sa inyo ng metro para babaan pa ng bpi yung rate nila.

check nyo din baka may promo ulit yung bpi na free yung 1st year insurance. laking bagay din nun kasi nasa 3% ng MSRP kadalasan ang insurance.

kahit online lang kayo mag-apply, after a day or two may tatawag na sa inyo

[blissadare]

This thread is very useful to all those who are looking forward to have a car loan and wondering to know about the interest rates.. It will be a great help.. I have gathered a huge knowledge being here.. I am glad I visited here..
__________________
Looking for the : boat loans Australia | Car Finance .

[JUNFLO76]

Tsikoteers,
try nyo PSBank for your auto loans application!
I have posted our board rates sa thread na to...
kaya ko kayong hingan ng approval within 24 hours
I just need the following details (PM me for the details or you can send your details at bmflorencio*psbank.com.ph(no email attachments on this email please, nirereject)or at junflo76*yahoo.com
LAST NAME
FIRST NAME
MIDDLE NAME
BDATE
HOME ADDRESS
LENGTH OF STAY
HOME PHONE #
CP#
IF MARRIED DETAILS OF SPOUSE
LAST NAME
FIRST NAME
MIDDLE NAME
BDATE
EMPLOYER'S DETAILS
COMPANY NAME
OFFICE ADDRESS
OFFICE PHONE #
POSITION
LENGTH OF STAY
ESTIMATED MONTHLY INCOME

For quotations, pwedeng pwede rin po... email lang
Thank you for considering PSBank (TIA)

[cmcmagnetics]

hello po..bago lang ako sa tsikot..ask lang po kung ok etong binigay ng BDO sa akin auto loan,60 months * 27.69%:30%DP:CM 16447: insurance 24K...good deal ba eto tsikoter? thanks.

[Daison77]

Kita ko ito sa sulit. parang ang baba ng rate dito. Dunno kung tama ba ito. nag email ako and tumawag pako sa sales rep kung pwede nya ako tulungan dito. nag haggle pako, papaaprove daw nya. mababa na ba itong rates na ito sa tingin nyo ?

Mitsubishi Strada AT - 2012 GLX 2.5 4X2

UNIT PRICE:1,070,000
STANDARD DISCOUNT:20,000
MONTHLY AMORTIZATION
3 YEARS=28,340
4 YEARS=22,703
5 YEARS=19,783

ALL IN 131,000 (BPI PROMO) WITH FREE FREEBIES

*All-in Cash Out Includes:
*1 year Comprehensive Insurance w/ Acts of God
*3 YEARS LTO REGISTRATION
*3 YEARS cTPL (Third Party Liability)
*CHATTEL MORTGAGE FEE
*TINT (Light,Dark,Super Dark)
*MATTING, EARLY WARNING DEVICE, TINT,

or type nyo lang sa sulit. BPI promo makikita nyo add ni miss rowena011475. Need your opinion guys

[cmcmagnetics]

hello po..bago lang ako sa tsikot..ask lang po kung ok etong binigay ng BDO sa akin auto loan,60 months * 27.69%:30%DP:CM 16447: insurance 24K...good deal ba eto tsikoter? thanks.

Up Up Up lang.

[pidoy]

Mukhang maganda ang rates mo, considering P131,000 ang downpayment (tama ba?). I computed that 3 yrs - 8.65%, 4 yrs - 16% and 5 yrs - 26% and add-on rates. On the three options, maganda yung 3 yrs at 4 yrs.

Ang nakikita ko lang sa BPI ay dapat yung insurance provider lang nila...kaya tied up ka sa kanila...

[joeyval]

mag allied bank nalang kayo mas mababa ang interest rate nila for 5 yrs is 29.50 percent lang..