Car Loan Interest Rates?

[jaymd]

Ano ba usual interest rates sa car loan ngayon? Yun 3-5 years ang term? Naghahanap kc ako bank na mababa lang ang rates. May ma-recommend ba kayo? Salamat!

[mazingerZ]

Bords pm me ur contact details and i could give you a very low interest rate and a nice overall loan package.

[blueguy]

Bords pm me ur contact details and i could give you a very low interest rate and a nice overall loan package.

You are working in a bank?

[Hanren]

These rates are for 60 months (or 5 years) Brand New Unit

PSBank and BPI

In Arrears (standard) - 35.57%
In advance - 34.20%


BDO

In Arrears (standard) - 33.28%
In Advance - 32.02%

BDO also has an autoloan promo package composed of free Gas Card c/o Caltex (amount ranges from 1,000-1,500) or Coby TFT Car DVD. This promo depends on the actual loan amount. You can get the Coby TFT DVD if the loan amount is >=700k

* di po ako nag aadvertise. I dont work for a bank. I just happen to have come across these rates during my own search. Pero maganda contakin na lang si MazingerZ ('might be able to give a better deal)...

[jaymd]

Thanks!

[mazingerZ]

We now have a Deals on Wheels promo, bargain ang rates. FYI lang mga peeps. PM me na lang. Maganda ang mga rates, and definitely mas lower than what our competitors are offering.

[MarkL]

These rates are for 60 months (or 5 years) Brand New Unit

PSBank and BPI

In Arrears (standard) - 35.57%
In advance - 34.20%


BDO

In Arrears (standard) - 33.28%
In Advance - 32.02%

BDO also has an autoloan promo package composed of free Gas Card c/o Caltex (amount ranges from 1,000-1,500) or Coby TFT Car DVD. This promo depends on the actual loan amount. You can get the Coby TFT DVD if the loan amount is >=700k

* di po ako nag aadvertise. I dont work for a bank. I just happen to have come across these rates during my own search. Pero maganda contakin na lang si MazingerZ ('might be able to give a better deal)...

Sir, per annum ba yan? or yan na for 5 years?

[forevernoob]

Sir, per annum ba yan? or yan na for 5 years?

mark, all add-on rates na ginagamit sa car loan are for the duration of the entire loan. in the case above, 5 years yan.

[jacob richard]

I got my first car montero sport from BDO last May 2010 *15% DP * 33.70% paid in arrears for 5 years. I feel that it is a little bit high compared to other banks. Do I made the right decision? Guys please advise. I am newbies here.... thanks

[dekzee]

medyo mas mataas ang interest rates ng BDO compared to other banks, say BPI or PSBANK. And kahit ipakita mo yung loan approval mo with other banks, hindi nila tatapatan or bababaan yun. That's from my personal experience. kaya medyo nainis ako noon sa BDO (considering loyal depositor pa ako sa kanila ).

BPI gave me the lowest rate, tapos binabaan at tinapatan pa ng Toyota Financial Services. So I got my loan from TFS.

Ang advantage ng deals on wheels ng BDO ay ang medyo lenient and fast na approval. Yung 72 month term is also offerred by BPI, I think.

The key to getting a good deal is to shop around! Worked for me

[kishAn]

I got my first car montero sport from BDO last May 2010 *15% DP * 33.70% paid in arrears for 5 years. I feel that it is a little bit high compared to other banks. Do I made the right decision? Guys please advise. I am newbies here.... thanks

kinda high sir pero not bad for a 15% DP if you go directly sa dealer mas mataas pa yan. wise thing to do right now (IMO) is enjoy your ride

[beereo]

Bords pm me ur contact details and i could give you a very low interest rate and a nice overall loan package.

i have a question which is not related to interest rates: in your bank, is there a need for a co-maker or guarantor such as one's spouse?

[artisans]

Bords pm me ur contact details and i could give you a very low interest rate and a nice overall loan package.

Hi sir can you also send me a quotation (interest rate) for a 1,069,000 worth vehicle 20% down payment?

[step-in]

Bords pm me ur contact details and i could give you a very low interest rate and a nice overall loan package.

Hi. Neil t. Here. Pls send me loan rate for 36 mos, 45% dp. Might get a loan by next wk. Pls pm me. I cant pm you as you inbox seems to be full already. Thank you

[Gecko Guy]

reHi guys!
Newbie here! I'm looking for any good car loan rate for a Honda City 1.5 V MT at 20% DP x 18 months.... Already got a quote from BPI and I'm shopping for others... Anybody here can help me? Thanks po! Good day!

gecko guy

[mazingerZ]

Just pm me repakol ur contact details and i'll see what I can do. . . .

[kumagbehota]

vouching for this guy mr mazinger, oks yung rates na binigay nya, yun nga lang medjo di ako umabot, pero oks pa din...

[actor21]

ang mazda ko sa BPI for 5yrs 25% lang..

[1D4LV]

i am vouching too for Mazinger. Not that because he is an old timer here in tsikot, but because he is trustworthy. Pwede ngang tropa eh. Ang layo lang. Pero he will make everything easier for you.

[willvill]

[quote=actor21;1130055]ang mazda ko sa BPI for 5yrs 25% lang..[/quote

Are you sure sir?

When I called PSBank and Bpi their rates are around 35-36% 5 years term.