Car Loan Interest Rates?

[fourtheboys96]

Quick question, to whom should i pay the downpayment if i course my loan through the bank? Dealer or bank? TIA!

Sa case namin, we piad the following to the dealer:

Down payment
First monthly amortization (OMA kasi)
Chattel Mortgage
Pati yung AON nung insurance

[lukscudkil]

its your choice kung san mo gusto magbayad ng downpayment.pero kung pupunta ka sa bank to sign loan docs better kung magbayad ka na din ng dp at the same time

[Onyx2012]

Just new here and i am planning to buy a car worth Php1.045M 30% DP 3-5 years to pay. Anyone who could give me a good offer?

[rmsoriano]

Quick question, to whom should i pay the downpayment if i course my loan through the bank? Dealer or bank? TIA!

ang maganda lang kasi ng sa dealer nagbabayad ng downpayment ay may flexibility ka. Kasi if ever may bigla kang nakitang banko na mas mababa ang rate ay pwede ka pang umatras dun sa dati mong kausap na banko. we are talking here kasi ng money that you are going to shell out from your pocket, so dapat ay always be smart ... this is huge amount of money involve...HTH..

[rmsoriano]

Just new here and i am planning to buy a car worth Php1.045M 30% DP 3-5 years to pay. Anyone who could give me a good offer?

try mo Bank of Commerce sa Ortigas center, AFAIK they can give as low as 24.8% rate for five years....

- - - Updated - - -

[lukscudkil]

ang maganda lang kasi ng sa dealer nagbabayad ng downpayment ay may flexibility ka. Kasi if ever may bigla kang nakitang banko na mas mababa ang rate ay pwede ka pang umatras dun sa dati mong kausap na banko. we are talking here kasi ng money that you are going to shell out from your pocket, so dapat ay always be smart ... this is huge amount of money involve...HTH..

magbabayad lang ng downpayment pag approved na and sure ka na kung what bank ka magloloan

[rbducado]

Good day!

Pa-request naman po ng better qoutation. Parating na yung mirage na pina-reserve ko.
-GLS MT, SRP: P588K less P25K cash discount, 20% DP, 60 mos amortization
So far 26.49% pinakamababang offer nakuha ko from MBTC.

Pls email me at rbducado*yahoo.com.

Thanks! =)

[casperD]

pa comment naman po dito sa nakita ko sa casang nissan:

nissan urvan escapade

unit price: Php 1,234,000.00
down : 138k all-in
60 months: 24k

best deal ba talaga to? salamat sa magbibigay ng inpput.

[rhaldy79]

hi fourdaboys96, I'm also looking for a bank which couls also give a low interest on a 36 monthly installment. Saang BDO branch ang nakapagbigay ng 15% flat rate? may nag qoute sa akin sa BDO junction cainta ay 15.16% Hoping for your positive reply. thanks

[rhaldy79]

hi lukscudkil,

I'm interest on your car loan interest * 14.5 % could you make a formal qoute and send tru my email rhaldy79*yahoo.com. I'm planning to have a Mitsubishi Montero GLX non vgt 4x2 M/T cash price of Php 1,198,000.00 with 20% DP and OMA. Pls also add any promos and freebies of your bank.Thanks.

[lukscudkil]

sir rhaldy email sent. sorry sa ot admins

[mbslr600]

hi lukscudkil,

i like to inquire also how much is the rate now for financing a 2nd hand montero. Price is 950k im paying 200k or 400k balance to be financed for 2yr. how much will be my monthly and all miscellaneous charges. Best interest rate please. Please email to aml168*msn.com.


Thanks.

[fourlegged]

Morning Y'all! Guys a newbie here. I would like to ask your opinion... My bank called me that approve na application ko for Auto Loan but hindi pa ako pumunta doon for any updates. Meron bang expiry after the time na approve yong auto loan ko though hindi pa ako mubalik sa bank ko? Na approve xa last December 7, 2012. I'm planning to go there by January 2013 pa considering na, Im planning to avail it early March 2013 pa. The bank already knows my plan. I'm actually waiting for the FORD RANGER 4x2 AT to normalize marami daw kasi nasa waiting list pa. Also, I still have to get the important papers from the bank and have to send it to my partner abroad as my co-maker. So I am not rushing. Ito yong quotation nila:

REGULAR LOAN - 36 months
SRP: 1,1159.000.00
DP 20%: 231,800.00
Monthly Amortization: 30,853.00 (19.79%)

ALL-IN FINANCING - 36 months
SRP: 1,1159.000.00
DP 20%: 231,800.00
Monthly Amortization: 33,521.00 (30.15%)


They will lower it pa daw if na finalize na yong decision ko. Right now, Im planning to avail the regular loan. Then pay the Chattel Mortgage & the Premuim Insurance. Do you have any idea or estimate how much is the Chattel Mortgage & the Premium Insurance on the bank? Or if ever, I will avail the All-in Financing, ok ba yong rate na binigay nila sa akin? Basta Im planning to haggle pa later if naka pag decide na ako what to choose... Please give me inputs... Hope to hear positive response from you. THANK YOU!

[Asth-matic]

hi all,

200-300k DP for honda city 1.3 AT, 3 years to pay, pls. pm me. 15% palang nakuha ko best quote, totoo bang nag promo dati ang rcbc ng 10%? patulong po.
hiwalay po ang insurance pero pwede rin if 25k, saka po chattel at kung may bonus na LTO and others

[lukscudkil]

hi lukscudkil,

i like to inquire also how much is the rate now for financing a 2nd hand montero. Price is 950k im paying 200k or 400k balance to be financed for 2yr. how much will be my monthly and all miscellaneous charges. Best interest rate please. Please email to aml168*msn.com.


Thanks.

sorry sir but we dont finance 2nd hand cars baka po next year.

thanks

[lukscudkil]

hi all,

200-300k DP for honda city 1.3 AT, 3 years to pay, pls. pm me. 15% palang nakuha ko best quote, totoo bang nag promo dati ang rcbc ng 10%? patulong po.
hiwalay po ang insurance pero pwede rin if 25k, saka po chattel at kung may bonus na LTO and others

bank
3yrs 14.5%oma
free gas card P6,000

dealer
free insurance with aog
free 3m tint full windshield

thanks

mark
09209131297

[ano727]

bank
3yrs 14.5%oma
free gas card P6,000

dealer
free insurance with aog
free 3m tint full windshield

thanks

mark
09209131297

3yrs 14.5% OMA is quite good! Which bank offers that rate?

[fourlegged]

bank
3yrs 14.5%oma
free gas card P6,000

dealer
free insurance with aog
free 3m tint full windshield

thanks

mark
09209131297

* lukscudkil Sir, anong bank yan? Can you also give me the best quotation on this... And let me know what else to pay if ever it's a regular loan: Like how much is the Chattel Mortgage & the Insurance w/ AOG... Anong Freebies etc? Hope to hear updates from you. THANK YOU SIR!

SRP: 1,159.000.00
DP 20%: 231,800.00
Payable: 36 months

[lukscudkil]

3yrs 14.5% OMA is quite good! Which bank offers that rate?

bank of commerce. can i get your email ad to send our application form?

thanks

[lukscudkil]

* lukscudkil Sir, anong bank yan? Can you also give me the best quotation on this... And let me know what else to pay if ever it's a regular loan: Like how much is the Chattel Mortgage & the Insurance w/ AOG... Anong Freebies etc? Hope to hear updates from you. THANK YOU SIR!

SRP: 1,159.000.00
DP 20%: 231,800.00
Payable: 36 months

The lowest rate we can give now for ranger is 16%oma for 3 years. Ford dealers requires dealer's incentive from us. Free Petron fuel card worth 10,000.00.

Thanks

Mark