Whenever I buy a vehicle, I follow my heart. Gusto ko kasi na ang bibilhin kong vehicle is ung talagang gusto ko. If practicality is out of the question, Pajero ako.

But given your circumstances, I would use my mind and choose the MU-X plus the lot. Lalo pa at sinabi mo that you are thinking of keeping the vehicle for more than a decade. Maganda din naman ung MU-X. May brand new vehicle ka na, may lot ka pa.