ganito.. magpa quote ka sa mga dealer.. at least 3 dealers.. tell them to put their quotes in writing.. pati freebies.. sabihin mo cash purchase.. then piliin mo y ung may pinaka magandang offer.. since cash purchase.. magkakatalo lang yan sa discount and freebies..

pag nakapili ka na.. give that quote sa bank mo where you would ask for a loan.. pag na approve yun.. ready mo lang down payment.. then get the PO from the bank.. pay insurance.. then give that to the dealer..