Toyota Innova Owners & Discussions [continued 3]

[blood_knight]

first of all, gusto ko po magpasalamat sa mga tumulong sakin sa pagbili ng Innova namin, sa mga inputs and suggestions na talagang nakatulong at nagbigay ng dagdag kaalaman sakin sa pagbili ng brand new car. maraming maraming salamat po mga masters na innova owner tsikoters. yun nga lang medyo nainis lang kasi yung MP namin, right before magpirmahan biglang may last minute na sinisingil samin, kesyo mali daw quote ng BPI sa chattel samin na may difference na 2000, tsaka 1650 na chattel processing fee. ayun binayaran nalang namin kesa masira ang mood namin pare pareho.hehehehe. btw ito po ang binayaran namin na initial cash out and monthly amortization, and freebies, palagay nyo po kaya good deal narin nakuha namin?
Toyota Innova 2.5 V DSL A/T
Unit Price : 1,228,000
Less : 50,000 (Dealer's Discount)
= 1,178,000 NET PRICE
20 % DP : 235,600
Chattel Mortgage : 20,376
Chattel Processing Fee : 1650
TOTAL CASH OUT = 257,626
MONTHLY AMORTIZATION 60MOS = 20,342/month
FREEBIES = 3 Years LTO, Spare Tire Lock, Rain Visor, Sunshade, Platinum Tint, Matting, Undercoat, EWD (from DEALER) and 1st Year Insurance (from BPI) but obliged to auto renew annualy within the loan period.

[Retz]

^

Sir ung monthly amortization mo of 20,342/month, equivalent to how many percent un? doon ko kasi tinitigan sa percentage kung mataas ba or pwede na ung interest/amortization rate.

[blood_knight]

^

Sir ung monthly amortization mo of 20,342/month, equivalent to how many percent un? doon ko kasi tinitigan sa percentage kung mataas ba or pwede na ung interest/amortization rate.

29.51 % sir, 5 years na yan

[joemarski]

Sir, talagang maganda na nga 'yang nakuha mo. If my calculation is right, lumalabas na just a little more than P278k
lang ang tinubo ng loaned amount mo in 5yrs time. Looking at some in- house promos, the lowest interest I've seen
is 36.xx% for a 5yr term.
The 29.51% is a steal. Congratulations! Buckle up and enjoy your ride.

[trucker111]

29.51 % sir, 5 years na yan

5 yrs from now, you'll still be paying brand new price for an aging car.

[blood_knight]

Sir, talagang maganda na nga 'yang nakuha mo. If my calculation is right, lumalabas na just a little more than P278k
lang ang tinubo ng loaned amount mo in 5yrs time. Looking at some in- house promos, the lowest interest I've seen
is 36.xx% for a 5yr term.
The 29.51% is a steal. Congratulations! Buckle up and enjoy your ride.

:thankyou: salamat po sir :thankyou:

[homhomnova]

Sir, talagang maganda na nga 'yang nakuha mo. If my calculation is right, lumalabas na just a little more than P278k
lang ang tinubo ng loaned amount mo in 5yrs time. Looking at some in- house promos, the lowest interest I've seen
is 36.xx% for a 5yr term.
The 29.51% is a steal. Congratulations! Buckle up and enjoy your ride.

sorry to say but I find it quite high..

in my case, I got my Innova 2013 G AT for 1.197M..

DP = 280K (includes 3 years LTO, Comprehensive Insurance with AOG)
36 Monthly Amortization = 25,475

Freebies :

1. 1K PMS - free labor and parts (Oil, Oil Filter)
2. 5K PMS - free labor - pero di ko pa na aavail kse 2K pa lang ODO ko.. may coupon silang ibibigay
3. Rain Visor
4. Spare Tire Lock
5. Luggage Tray
6. Matting
7. Undercoat - take note.. buong ilalim naka undercoat at makapal pa unlike sa ibang dealer na yung nakikita mo lang ang ina undercoat nila at manipis pa..
8. Seat Cover (corduroy) - pwede na rin pero pinalitan ko na ng leatherette seat cover.. spare ko na lang yung corduroy..
9. Tint - Platinum yung brand pero ok na rin
10. Payong

And this is in-house financing from Toyota North Edsa..

just my two cents..

[blood_knight]

sorry to say but I find it quite high..

in my case, I got my Innova 2013 G AT for 1.197M..

DP = 280K (includes 3 years LTO, Comprehensive Insurance with AOG)
36 Monthly Amortization = 25,475

Freebies :

1. 1K PMS - free labor and parts (Oil, Oil Filter)
2. 5K PMS - free labor - pero di ko pa na aavail kse 2K pa lang ODO ko.. may coupon silang ibibigay
3. Rain Visor
4. Spare Tire Lock
5. Luggage Tray
6. Matting
7. Undercoat - take note.. buong ilalim naka undercoat at makapal pa unlike sa ibang dealer na yung nakikita mo lang ang ina undercoat nila at manipis pa..
8. Seat Cover (corduroy) - pwede na rin pero pinalitan ko na ng leatherette seat cover.. spare ko na lang yung corduroy..
9. Tint - Platinum yung brand pero ok na rin
10. Payong

And this is in-house financing from Toyota North Edsa..

just my two cents..

WOW 3.28% for 3 years..... very nice sir. super mura. free din po ba pati chattel nyo? and yung insurance nyo po 1st year lang free or 3 years din po na free?

[gygie]

mga sir, i have an innova J variant, gusto ko sanang magpa kabit ng rubber na dinadaanan ng wire papuntang door sa likod. ano nga tawag doon? mga may idea ba kayo kung magkano aabutin yun? 1 pair? tnx

[markduguran]

mga sir, i have an innova J variant, gusto ko sanang magpa kabit ng rubber na dinadaanan ng wire papuntang door sa likod. ano nga tawag doon? mga may idea ba kayo kung magkano aabutin yun? 1 pair? tnx

Have tried to inquire sa CASA re: dun sa rubber na yun. Kasama daw yun sa harness pag binili and it will cost something like 4k each...hindi ko na matandaan ung saktong price. The harness includes the rubber tube and wires for the rear speakers,power window mechanism and locks.

[Retz]

I don't know if you have encountered this, early this morning I noticed that the stock HU isn't working. The only way to turn it on is to use the remote control of the HU provided. It works fine using the remote but it seems like all the buttons in the stock HU aren't working when you press it. Sira na ba stock HU? or may loose connection lang?

[markduguran]

sorry to say but I find it quite high..

in my case, I got my Innova 2013 G AT for 1.197M..

DP = 280K (includes 3 years LTO, Comprehensive Insurance with AOG)
36 Monthly Amortization = 25,475

Freebies :

1. 1K PMS - free labor and parts (Oil, Oil Filter)
2. 5K PMS - free labor - pero di ko pa na aavail kse 2K pa lang ODO ko.. may coupon silang ibibigay
3. Rain Visor
4. Spare Tire Lock
5. Luggage Tray
6. Matting
7. Undercoat - take note.. buong ilalim naka undercoat at makapal pa unlike sa ibang dealer na yung nakikita mo lang ang ina undercoat nila at manipis pa..
8. Seat Cover (corduroy) - pwede na rin pero pinalitan ko na ng leatherette seat cover.. spare ko na lang yung corduroy..
9. Tint - Platinum yung brand pero ok na rin
10. Payong

And this is in-house financing from Toyota North Edsa..

just my two cents..

Wow..parang wala ng itinubo ah....very unlikely lalo na in-house financing pa....hehehe....this is way too good to be true bro.

[CVT]

sorry to say but I find it quite high..

in my case, I got my Innova 2013 G AT for 1.197M..

DP = 280K (includes 3 years LTO, Comprehensive Insurance with AOG)
36 Monthly Amortization = 25,475

Freebies :

1. 1K PMS - free labor and parts (Oil, Oil Filter)
2. 5K PMS - free labor - pero di ko pa na aavail kse 2K pa lang ODO ko.. may coupon silang ibibigay
3. Rain Visor
4. Spare Tire Lock
5. Luggage Tray
6. Matting
7. Undercoat - take note.. buong ilalim naka undercoat at makapal pa unlike sa ibang dealer na yung nakikita mo lang ang ina undercoat nila at manipis pa..
8. Seat Cover (corduroy) - pwede na rin pero pinalitan ko na ng leatherette seat cover.. spare ko na lang yung corduroy..
9. Tint - Platinum yung brand pero ok na rin
10. Payong

And this is in-house financing from Toyota North Edsa..

just my two cents..

Verify ko lang, kasi I think I am missing something.

Cost of vehicle = P1,197,000
Downpayment = P 280,000
Balance to pay = P 917,000

Now monthly amortization for 36 months = P 25,475
Total payment after 36 months = P 917,100

Difference (Interest) = P 100

Parang too good to be true ito.....

Tama ba?

18.4K:sun:

[Retz]

29.51 % sir, 5 years na yan

fair enough. ung promo ng BDO insurance is 28.02% for 5 years (STD) and 26.99% (OMA).

[joemarski]

WOW 3.28% for 3 years..... very nice sir. super mura. free din po ba pati chattel nyo? and yung insurance nyo po 1st year lang free or 3 years din po na free?

Yes! 3.63% nga based on my calculations (based on a P1.165M... P280K Total Cash Out... P885K Loaned Amount...
P917K Total Amortization). He's roughly paying an interest amount of P10,700 per year. Pardon me for some minor
miscalculations...
Actually, sir homhomnova posted his case while you were still "scouting" for better deals/dealers. It seems that you
"missed" his posts. I'm sure that you would have contacted him regarding that deal.

*homhomnova Yes, i feel sorry too (a little)... If sir blood_knight didn't miss your posts, he would have saved just a
little bit more. and really, for an in- house financing, the deal you've got is almost unbelievable. It's almost like halos
walang kinita ang SA mo. Hehehe.

Anyway, like I've said, your deal is not so bad. Huwag na lang matulad doon sa isang Tsikot member. Kumagat rin sa
ganyang mga "in- house promos". Malaki na ang interest, hindi pa nasunod ang usapan nila nung SA niya. Just be
very very very careful with these "in- house" deals. Good morning and... Buckle Up!

[joemarski]

Verify ko lang, kasi I think I am missing something.

Cost of vehicle = P1,197,000
Downpayment = P 280,000
Balance to pay = P 917,000

Now monthly amortization for 36 months = P 25,475
Total payment after 36 months = P 917,100

Difference (Interest) = P 100

Parang too good to be true ito.....

Tama ba?

18.4K:sun:

Parang ganoon na nga sir. 'Yun eh kung ang Cost of Vehicle is P1,197,000.
Medyo "wala sa hulog" ang difference (interest) niya kapag doon kinompute.
So, i considered the Cost of Vehicle based on Dec. 2012 MSRP which is P1.165M.
Medyo realistic...

[blood_knight]

Parang ganoon na nga sir. 'Yun eh kung ang Cost of Vehicle is P1,197,000.
Medyo "wala sa hulog" ang difference (interest) niya kapag doon kinompute.
So, i considered the Cost of Vehicle based on Dec. 2012 MSRP which is P1.165M.
Medyo realistic...

Sa pagkakaalam ko sir ang SRP is 1,110,000 kasi Innova 2.0 G GAS A/T kay sir homhom. tsaka yung post nya na 1,197,000 is pinag add nya yung 36months amortization nya plus DP na 280,000. kaya he came up with 1,197,100.

[blood_knight]

I don't know if you have encountered this, early this morning I noticed that the stock HU isn't working. The only way to turn it on is to use the remote control of the HU provided. It works fine using the remote but it seems like all the buttons in the stock HU aren't working when you press it. Sira na ba stock HU? or may loose connection lang?

sir san po nakikita ang remote ng stock HU? wala kasi binigay na remote samin

[Retz]

sir san po nakikita ang remote ng stock HU? wala kasi binigay na remote samin

Sir, may remote un baka nakatago lang sa glove compartment.ngayon ko lang nga ulit nagamit since ayaw na gumana ung stock HU pag pinundot.

[homhomnova]

WOW 3.28% for 3 years..... very nice sir. super mura. free din po ba pati chattel nyo? and yung insurance nyo po 1st year lang free or 3 years din po na free?

kasama na sa DP yung chattel mortgage/leasing.. actually, chattel mortgage ang tawag pag sa bank ka nag loan and leased naman pag in-house financing ng TFS..

nagkakaiba lang yan dun sa nakalagay sa OR/CR ng unit.. pag sa bank nag loan.. naka pangalan yung unit syempre sa bank at pag in house financing naman ang nakalagay sa OR/CR ay TFS Leased To : [name ng owner]

ang ginawa ko bago ako kumuha ng unit.. (galing din yan sa mga advice ng mga experts natin dito sa tsikot).. humingi ako ng quotations from different dealers at syempre sinagad ko yung tawad ko.. then yun yung ginamit ko to negotiate para makakuha ako ng magandang offer..