2014 Toyota Wigo

[caloyskii23]

Nah. They changed the spark plugs, that's it.

than pero tanong ko na kung gumagana ang player even without you using the handbreak?

[bethaclaro]

than pero tanong ko na kung gumagana ang player even without you using the handbreak?

Yes. I had it bypassed at a shop within my area; sinabay ko na when I upgraded the puny stock horn.

[rooroo]

Gud pm mga sir/mam. ask ko lang if nag squeak din ba wipers niyo? i bought my wigo last december and ayos pa naman wiper blades nung tiningnan ko. any tips? mejo annoying na. thanks!

[compactcarbuyer]

Hello guys. I'm new to the forum. Nag canvas po ako ng new car. Type ko ang wigo. This will be my first car that I personally buy.
Ano po mga tips na mabibigay nyo for negotiating sa dealership?

Nakita ko itong two ads.
Wigo 1.0 E MT, New, 2015, Philippines, RF791625
What's a chattel mortgage?

2015 Brand New Toyota Wigo (All in Promo), New, 2015, Philippines, RF201613
Ito naman walang insurance.

Should I pay cash or loan? Nabasa ko kasi na if cash daw hindi daw ako bibigyan agad ng car. I want to pay cash kasi ang laki ng difference pag may interest. Is it safe to buy cash?
Thanks for any advice.

- - - - - - - - - - - - - - - - - - - - - -

Hello guys. I'm new to the forum. Nag canvas po ako ng new car. Type ko ang wigo. This will be my first car that I personally buy.
Ano po mga tips na mabibigay nyo for negotiating sa dealership?

Nakita ko itong two ads.
http://tsikot.com/autos/toyota/wigo/wigo-1.0-e-mt-new-2015-philippines-rf791625-48626.html
What's a chattel mortgage?

http://tsikot.com/autos/toyota/wigo/2015-brand-new-toyota-wigo-all-in-promo-new-2015-philippines-rf201613-49528.html
Ito naman walang insurance.

Should I pay cash or loan? Nabasa ko kasi na if cash daw hindi daw ako bibigyan agad ng car. I want to pay cash kasi ang laki ng difference pag may interest. Is it safe to buy cash?
Thanks for any advice.

[dct]

Yup. Its safe to buy cash. Sino nagsabi di ka mabibigyan ng unit? Hot selling ba ito? Usually hindi kasama ang insurance kung cash. Kung kasama man, baka lesser discount. Ganun din..

[jmet1126]

Planning to buy this car. My main concern lang is baka underpowered ung car? Not gonna use for long trips naman. Pero just in case, kaya nya ba umakyat ng baguio tapos 4 laman?

Tsaka since it will be my 1st car tapos bagong driver pa, naiisip ko na baka mabully sa daan ung sasakyan kasi maliit.

[compactcarbuyer]

Yup. Its safe to buy cash. Sino nagsabi di ka mabibigyan ng unit? Hot selling ba ito? Usually hindi kasama ang insurance kung cash. Kung kasama man, baka lesser discount. Ganun din..

Yun kasi nabasa ko sir. Nagresearch palang ako how to buy a car on your own. Pasensya na sir I'm trying to be careful my dad worked hard for this money abroad.

http://www.topgear.com.ph/features/t...-you-buy-a-car

According sa article.

10. Can a salesman railroad me into buying a car using bank financing, even when I'm ready to make a cash purchase?

Mr. X says: When it comes to financing, the dealership can sometimes get as much as nine percent of the monthly payments, depending on how long the payment scheme is. This means they will make less money out of the deal if the car is bought in cash. Thus, a salesman will sometimes say that units are not available if you offer to pay the full amount.

Lawrence says: This is false. The type of payment scheme to be used will be entirely dependent on what's convenient to the client. We are just there to help process their preferred mode of payment.

TG says: If you sense that the salesman is insisting on a financing deal even when you're already offering to pay in cash, chances are he's one of the unethical ones. Buy your car elsewhere. Lawrence, meanwhile, claims he has already sold a number of vehicles on a cash basis. Let's hope you meet a car salesman like him.

[compactcarbuyer]

Yup. Its safe to buy cash. Sino nagsabi di ka mabibigyan ng unit? Hot selling ba ito? Usually hindi kasama ang insurance kung cash. Kung kasama man, baka lesser discount. Ganun din..

Yun kasi nabasa ko sir. Nagresearch palang ako how to buy a car on your own. Pasensya na sir I'm trying to be careful my dad worked hard for this money abroad.

http://www.topgear.com.ph/features/t...-you-buy-a-car

According sa article.

10. Can a salesman railroad me into buying a car using bank financing, even when I'm ready to make a cash purchase?

Mr. X says: When it comes to financing, the dealership can sometimes get as much as nine percent of the monthly payments, depending on how long the payment scheme is. This means they will make less money out of the deal if the car is bought in cash. Thus, a salesman will sometimes say that units are not available if you offer to pay the full amount.

Lawrence says: This is false. The type of payment scheme to be used will be entirely dependent on what's convenient to the client. We are just there to help process their preferred mode of payment.

TG says: If you sense that the salesman is insisting on a financing deal even when you're already offering to pay in cash, chances are he's one of the unethical ones. Buy your car elsewhere. Lawrence, meanwhile, claims he has already sold a number of vehicles on a cash basis. Let's hope you meet a car salesman like him.

[compactcarbuyer]

Yup. Its safe to buy cash. Sino nagsabi di ka mabibigyan ng unit? Hot selling ba ito? Usually hindi kasama ang insurance kung cash. Kung kasama man, baka lesser discount. Ganun din..

Yun kasi nabasa ko sir. Nagresearch palang ako how to buy a car on your own. Pasensya na sir I'm trying to be careful my dad worked hard for this money abroad.

10 things you need to know before you buy a car

According sa article.

10. Can a salesman railroad me into buying a car using bank financing, even when I'm ready to make a cash purchase?

Mr. X says: When it comes to financing, the dealership can sometimes get as much as nine percent of the monthly payments, depending on how long the payment scheme is. This means they will make less money out of the deal if the car is bought in cash. Thus, a salesman will sometimes say that units are not available if you offer to pay the full amount.

Lawrence says: This is false. The type of payment scheme to be used will be entirely dependent on what's convenient to the client. We are just there to help process their preferred mode of payment.

TG says: If you sense that the salesman is insisting on a financing deal even when you're already offering to pay in cash, chances are he's one of the unethical ones. Buy your car elsewhere. Lawrence, meanwhile, claims he has already sold a number of vehicles on a cash basis. Let's hope you meet a car salesman like him.

- - - - - - - - - - - - - - - - - - - - - -

Yup. Its safe to buy cash. Sino nagsabi di ka mabibigyan ng unit? Hot selling ba ito? Usually hindi kasama ang insurance kung cash. Kung kasama man, baka lesser discount. Ganun din..

Yun kasi nabasa ko sir. Nagresearch palang ako how to buy a car on your own. Pasensya na sir I'm trying to be careful my dad worked hard for this money abroad.

10 things you need to know before you buy a car

According sa article.

10. Can a salesman railroad me into buying a car using bank financing, even when I'm ready to make a cash purchase?

Mr. X says: When it comes to financing, the dealership can sometimes get as much as nine percent of the monthly payments, depending on how long the payment scheme is. This means they will make less money out of the deal if the car is bought in cash. Thus, a salesman will sometimes say that units are not available if you offer to pay the full amount.

Lawrence says: This is false. The type of payment scheme to be used will be entirely dependent on what's convenient to the client. We are just there to help process their preferred mode of payment.

TG says: If you sense that the salesman is insisting on a financing deal even when you're already offering to pay in cash, chances are he's one of the unethical ones. Buy your car elsewhere. Lawrence, meanwhile, claims he has already sold a number of vehicles on a cash basis. Let's hope you meet a car salesman like him.

[JJ All Day]

Nakita ko itong two ads.
Wigo 1.0 E MT, New, 2015, Philippines, RF791625
What's a chattel mortgage?

Forget about chattel mortgage if you will pay in cash. It applies only kung ilo-loan mo yung wigo.

Kung sa housing loan, may tinatawag na Real Estate Mortgage.. Chattel Mortage ang tawag sa mga movable properties like car. Pinaparehistro kasi yan at, of course, may bayad.

[carl0s08]

yun oil po na gamit ng wigo ay oil din ng gt 86. special po yun. anyway additional info lang po sa mga ka-wigo, nag over 10k na po ang wigo ko and i am planning to have a pms to 10k pa din, the customer service told me that they will include my pms to 15K so 10K and 15K on the same pms po. also if I will use daw fully synthetic oil on my wigo the pms will also be in every 10k na po not in every 5k. ganun din kaya sa mga casa sa inyo? pero in my case advantage sa akin yun kasi lesser yun punta ko sa casa and the same time ay lesser din yun bayad sa maintenance.

[carl0s08]

Break In Secrets--How To Break In New Motorcycle and Car Engines For More Power

above is the website on how to properly break in your motorcycle or car. but to summarize the break in secrets dapat po ay hard break in. dapat po tlgang galit na galit ang motor ng car nyo even kahit na 2nd gear po ay nasa 70kph na kayo. sobra sobra yun para sa 2nd gear pero yun po ang ginawa ko. hataw kung hataw po. from 1st gear to 5th gear dapat sagad sagad before changing to the next gear then from time to time sudden stop and go po ang gagawin nyo. need nga lang sa madaling araw nyo gawin at sa safe and long place po. also try nyo sa matataas na ahunan para lumakas din ang hatak sa matataas na lugar. i really did what the website told us to do, hard break in po tlga. so far po ok na ok naman ang takbo at malakas tlga ang hatak kahit na madami pa ang sakay ni wigo sa mga ahunan.

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http://www.mototuneusa.com/break_in_secrets.htm

above is the website on how to properly break in your motorcycle or car. but to summarize the break in secrets dapat po ay hard break in. dapat po tlgang galit na galit ang motor ng car nyo even kahit na 2nd gear po ay nasa 70kph na kayo. sobra sobra yun para sa 2nd gear pero yun po ang ginawa ko. hataw kung hataw po. from 1st gear to 5th gear dapat sagad sagad before changing to the next gear then from time to time sudden stop and go po ang gagawin nyo. need nga lang sa madaling araw nyo gawin at sa safe and long place po. also try nyo sa matataas na ahunan para lumakas din ang hatak sa matataas na lugar. i really did what the website told us to do, hard break in po tlga. so far po ok na ok naman ang takbo at malakas tlga ang hatak kahit na madami pa ang sakay ni wigo sa mga ahunan.

[compactcarbuyer]

Forget about chattel mortgage if you will pay in cash. It applies only kung ilo-loan mo yung wigo.

Kung sa housing loan, may tinatawag na Real Estate Mortgage.. Chattel Mortage ang tawag sa mga movable properties like car. Pinaparehistro kasi yan at, of course, may bayad.

Thanks for the explanation.

Regarding sa ads.

Wigo 1.0 E MT
15% DP - Php. 68,700.00
ALL IN FOR AS LOW AS - Php. 45,000.ONLY
3 Years Installment - Php. 14,383.00
4 Years Installment - Php. 11,517.00
5 Years Installment - Php. 9,698.00
Free: INSURANCE, CHATTEL MORTGAGE, PREPAID COUPON, LUGGAGE TRAY, 3 Yrs LTO, RUST PROOF, TINT.
Total 517788 pesos


Toyota Wigo 1.0E M/T: 458,000
20% DP: 71k All in Promo
3 Years: 13,448
4 Years: 10,636
5 Years: 9,005
Total 484128 pesos

Almost 34000 ang difference nila! Parang hindi narin naging free ang insurance. Bakit po hindi pare pareho ang price ng car dealers?
Should I go for the second advertisement?

- - - - - - - - - - - - - - - - - - - - - -

Forget about chattel mortgage if you will pay in cash. It applies only kung ilo-loan mo yung wigo.

Kung sa housing loan, may tinatawag na Real Estate Mortgage.. Chattel Mortage ang tawag sa mga movable properties like car. Pinaparehistro kasi yan at, of course, may bayad.

Thanks for the explanation.

Regarding sa ads.

Wigo 1.0 E MT
15% DP - Php. 68,700.00
ALL IN FOR AS LOW AS - Php. 45,000.ONLY
3 Years Installment - Php. 14,383.00
4 Years Installment - Php. 11,517.00
5 Years Installment - Php. 9,698.00
Free: INSURANCE, CHATTEL MORTGAGE, PREPAID COUPON, LUGGAGE TRAY, 3 Yrs LTO, RUST PROOF, TINT.
Total 517788 pesos


Toyota Wigo 1.0E M/T: 458,000
20% DP: 71k All in Promo
3 Years: 13,448
4 Years: 10,636
5 Years: 9,005
Total 484128 pesos

Almost 34000 ang difference nila! Parang hindi narin naging free ang insurance. Bakit po hindi pare pareho ang price ng car dealers?
Should I go for the second advertisement?

[SkyFlakes88]

These are package schemes of the dealership. It's still best to have your own bank approval as you can haggle your interest rates with your bank. Put in your biggest down payment so that you can get the best deal. Pay for your own insurance as the so called all in promo's of the dealership usually locks you up with their partner insurance companies.

Take time to study all offers as these will determine how much you really are paying for your car. Happy hunting!

[boytsiks]

Thanks for the explanation.

Regarding sa ads.

Wigo 1.0 E MT
15% DP - Php. 68,700.00
ALL IN FOR AS LOW AS - Php. 45,000.ONLY
3 Years Installment - Php. 14,383.00
4 Years Installment - Php. 11,517.00
5 Years Installment - Php. 9,698.00
Free: INSURANCE, CHATTEL MORTGAGE, PREPAID COUPON, LUGGAGE TRAY, 3 Yrs LTO, RUST PROOF, TINT.
Total 517788 pesos


Toyota Wigo 1.0E M/T: 458,000
20% DP: 71k All in Promo
3 Years: 13,448
4 Years: 10,636
5 Years: 9,005
Total 484128 pesos

Almost 34000 ang difference nila! Parang hindi narin naging free ang insurance. Bakit po hindi pare pareho ang price ng car dealers?
Should I go for the second advertisement?

- - - - - - - - - - - - - - - - - - - - - -



Thanks for the explanation.

Regarding sa ads.

Wigo 1.0 E MT
15% DP - Php. 68,700.00
ALL IN FOR AS LOW AS - Php. 45,000.ONLY
3 Years Installment - Php. 14,383.00
4 Years Installment - Php. 11,517.00
5 Years Installment - Php. 9,698.00
Free: INSURANCE, CHATTEL MORTGAGE, PREPAID COUPON, LUGGAGE TRAY, 3 Yrs LTO, RUST PROOF, TINT.
Total 517788 pesos


Toyota Wigo 1.0E M/T: 458,000
20% DP: 71k All in Promo
3 Years: 13,448
4 Years: 10,636
5 Years: 9,005
Total 484128 pesos

Almost 34000 ang difference nila! Parang hindi narin naging free ang insurance. Bakit po hindi pare pareho ang price ng car dealers?
Should I go for the second advertisement?

Punta ka sa dealer then ask for cash discount sa SRP ng wigo. Once may discount ka na punta na bank

Punta ka sa bank then apply for a car loan. Wag sa all in financing kasi mataas ang interest rates nyan.

Kung Wigo 1.0E MT at 458k SRP. Prepare ka na lang ng 92k for DP * 20% then add ka ng chattel mortgage around 10k siguro sa Wigo, the insurance. Di ko lang alam kung magkano ang insurance ng Wigo...

Based sa nababasa ko sa lately, ang add on interest rates ng banks for 60 months ay around 24 to 27 per cent depende sa usapan nyo ng bank. With that, less than 8k lang siguro ang month amortization mo at 60 months.

[bethaclaro]

Gud pm mga sir/mam. ask ko lang if nag squeak din ba wipers niyo? i bought my wigo last december and ayos pa naman wiper blades nung tiningnan ko. any tips? mejo annoying na. thanks!

Yung sakin oo, especially pag nakalimutan kong iangat sa stand, saka pag medyo high speed na, 100kph+. Try using the wiper fluid, aayos sya for a while, tapos magiging squeaky ulit.

Yung iba sa club namin already replaced theirs with a better set of wipers. Size 14 and 20.

[bethaclaro]

yun oil po na gamit ng wigo ay oil din ng gt 86. special po yun. anyway additional info lang po sa mga ka-wigo, nag over 10k na po ang wigo ko and i am planning to have a pms to 10k pa din, the customer service told me that they will include my pms to 15K so 10K and 15K on the same pms po. also if I will use daw fully synthetic oil on my wigo the pms will also be in every 10k na po not in every 5k. ganun din kaya sa mga casa sa inyo? pero in my case advantage sa akin yun kasi lesser yun punta ko sa casa and the same time ay lesser din yun bayad sa maintenance.

Nung first PMS ko, full synthetic yung ginamit, so nung bumalik ako for 5K, hindi nagchange oil, top up lang. I can't remember if pinalitan din oil filter. Pwedeng ganon, I'm sure. Inform mo nalang si Service Advisor na you want it like that para yung susunod na 5K interval PMS e isama na nila. Personally I prefer na every 5K PMS.

[compactcarbuyer]

These are package schemes of the dealership. It's still best to have your own bank approval as you can haggle your interest rates with your bank. Put in your biggest down payment so that you can get the best deal. Pay for your own insurance as the so called all in promo's of the dealership usually locks you up with their partner insurance companies.

Take time to study all offers as these will determine how much you really are paying for your car. Happy hunting!

Punta ka sa dealer then ask for cash discount sa SRP ng wigo. Once may discount ka na punta na bank

Punta ka sa bank then apply for a car loan. Wag sa all in financing kasi mataas ang interest rates nyan.

Kung Wigo 1.0E MT at 458k SRP. Prepare ka na lang ng 92k for DP * 20% then add ka ng chattel mortgage around 10k siguro sa Wigo, the insurance. Di ko lang alam kung magkano ang insurance ng Wigo...

Based sa nababasa ko sa lately, ang add on interest rates ng banks for 60 months ay around 24 to 27 per cent depende sa usapan nyo ng bank. With that, less than 8k lang siguro ang month amortization mo at 60 months.

Thanks. I tried checking online from BDO https://www.clg.bdo.com.ph/en/web/cl...oan-calculator
Loan amount 458000
Terms 36 months
Estimated Monthly Amortization 14,752.69
Total 531072 pesos


I tried sa BPI https://info.bpiexpressonline.com/bp...LoanCalculator
Selling Price 458000
Less: Equity 20% 91600
Maximum Loanable Amount 366400
Rate/ Payment Scheme in rears
Term 36
Your Monthly Amortization is 11769
Total 91600+423684(36months) = 515284 pesos



Parang mas mahal ata sa pinost ko na ads from the second toyota dealer.
Tama po ba ang ginawa ko?

Toyota Wigo 1.0E M/T: 458,000
20% DP: 71k All in Promo
3 Years: 13,448
4 Years: 10,636
5 Years: 9,005
Total 484128 pesos


And from people's experience magkano po usually yearly insurance ng wigo na idadagdag ko sa 458000?

[JR318]

OT.

Welcome to tsikot mam..grin

[Horsepower]

1.) Are you a Govt employee? If yes, you can get GSIS Autoshield. My car is insured (with AON (900K)) for just 5k+. Another fellow had his insured (~1.4M) for about 8K.

2.) Vios is so close to Wigo pricing, why not get the better car VIOS?