Quote Originally Posted by Pipefish View Post
Sa bangko ka kumuha ng loan, 'wag in-house dahil taga ang interest rate d'yan.

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Medyo bilisan mu lng.. this is the best time para kumuha at mag pa approve ng bank auto loan.. marami naghahabol ng quota until end of year kaya mas mabilis at madali mag pa approve, make sure na you have the requirements, ITR, payslip, cert of employment. At the most one to two days approval lng yan.

Also, sa bank, mag ready ka ng addiitonal Php 18-20K para sa CMS (Mortgage), fee for the insurance/ comprehensive, registration (LTO).

Am not sure kun sa ALL in package ng mga dealer eh pwede through bank financing, typically inhouse lng yan.
Good luck