What is your average monthly expenses and how much do you save?

[CVT]

Mine is only an excel file that tracks the historical expenses as well as the actuals and reports the delta vs the actual money saved /left in the bank... And so I have a visibility of what we can save in six months. This prompts me to look possible investment opportunities .

[_Cathy_]

House expenses including electricity, water and phone bills -100k
house amort - 67k
car 1 - 36k. 2 more months tapos na.
Car 2 - 45k. Tagal pa.
Condo amort - 15k (downpayment period pa lang, i expect this to go up to 25-30k later)
My mother's allowance - 25k
In-laws' allowance - 25k
Savings - 100k normal, 50k minimum per month
My allowance - 50k
Kung ano matira then that is for my wife to spend for clothes, kids' "needs and wants", appliances, house furnishings and gadgets, eating out, out of town trips, etc. Siya nagbabayad lahat nun.

Whatever my wife earns wala ako paki. Happy wife happy life. Basta ako yung end of year bonus ko 50% goes to savings and the rest is for me to spend (for the wife! )

Grabe!!! Yung target salary ko savings lang ni yebo

Ideal setup ko yung sa wife mo kasi ganyan din parents ko. Napipikon Mommy ko when my Dad teases her about her relatively small salary. My Dad gives his whole salary to my Mom and all other income goes to him.

[jut703]

Yebo, sama mo na nga ko sa rig mo hehehe. [emoji106]

[cast_no_shadow]

Put-up na tayo

yebo foundation [emoji12]


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[EQAddict]

I know a few folks who sweat blood and tears on the oil front. But They are paid handsomely . 800k a month easy shmeasy. There's money in that black gold. Its the life for a chosen few though.

[kimbon]

House expenses including electricity, water and phone bills -100k
house amort - 67k
car 1 - 36k. 2 more months tapos na.
Car 2 - 45k. Tagal pa.
Condo amort - 15k (downpayment period pa lang, i expect this to go up to 25-30k later)
My mother's allowance - 25k
In-laws' allowance - 25k
Savings - 100k normal, 50k minimum per month
My allowance - 50k
Kung ano matira then that is for my wife to spend for clothes, kids' "needs and wants", appliances, house furnishings and gadgets, eating out, out of town trips, etc. Siya nagbabayad lahat nun.

Whatever my wife earns wala ako paki. Happy wife happy life. Basta ako yung end of year bonus ko 50% goes to savings and the rest is for me to spend (for the wife! )

ganyan tagalang kumita ang OFW lalo na high paying salary. ang kita sa abroad hari ang buhay kapag ginagastos sa pinas pero kita sa pinas literally magiging pulubi kapag ginastos sa abroad. hehe

[_Cathy_]

Why is life difficult at the oil rig? Is it because of the isolation? Eto ba yung nasa gitna ng ocean?

[redlantern]

Shelter, food including booze, gasoline all paid by the company.

Going to clubs, taking out girls its all mine. And better not to count how much it cost.

[Newcomer123]

27 years ago, I bring home about 3k a month and barely save anything with 4 of us in my starting family...

Now I bring home more than 20x that and still, can barely show some savings.

Just goes to show, "sa paglaki ng kita, mas mabilis sa gastos"...

[EQAddict]

Not just oil rigs. Wherever there is oil. In remote places. In dangerous places. Try going to the Niger delta or Angola or strife torn middle eastern countries. Or live in the cold north sea. They pay a lot to manage, build , explore, or maintain these facilities.

[boytsiks]

Why is life difficult at the oil rig? Is it because of the isolation? Eto ba yung nasa gitna ng ocean?

Its because of the hazard that comes with it.

There are high pressure lines, H2S, heavy lifting and work pressure. You are exposed to elements (heat of the sun, heavy rain).

BTT: how much budget do you spend on eat outs every monthly? If we can cut the amount number of times we eat out every month, I think we can save more.

[kimbon]

^^^ bro, partly true lang pero kaming mga tsinoy kapag mas malaki ang kita mas nagtitipid pa nga o kaya same expenses lang noon at ngayon. hindi kasi habang buhay ay laging malaki ang income. Hehe

[nel@carol1994]

Monthly expenses:
Wife allowance: 45k
Children school fees: 300k per year (Both in DLSU-Dasma, 1 in HSI and in Main campus), my youngest, studying in my wife family own school. no need to pay.
My eldest is graduating next year from her university and 2017 is my son also from his university.
Hope life is much easier once they finish and find a job!
Electricity and Phone (PLDT with internet):4k
2 car: Paid
House: Paid
Parents support: 15k
Savings: Goes to bank, 60k
Savings that i keep (to my own bank): 50k
My wife salary is for her to keep and help our church.

- - - - - - - - - - - - - - - - - - - - - -

Monthly expenses:
Wife allowance: 45k
Children school fees: 300k per year (Both in DLSU-Dasma, 1 in HSI and in Main campus), my youngest, studying in my wife family own school. no need to pay.
My eldest is graduating next year from her university and 2017 is my son also from his university.
Hope life is much easier once they finish and find a job!
Electricity and Phone (PLDT with internet):4k
2 car: Paid
House: Paid
Parents support: 15k
Savings: Goes to bank, 60k
Savings that i keep (to my own bank): 50k
My wife salary is for her to keep and help our church.

[yebo]

Yep, oil drilling. 28 days on-call. Minsan pag minamalas kakahiga pa lang tinatawag na ulit. Pag swerte pa fesbuk-fesbuk lang, pag down time naman swerte na kung matapos ng 24 hours. When the rig is losing money and you're the man on point you'll earn your year's salary in just a few hours. And then there's the danger involved. When I am at home pahirapan ako gisingin pero pag nasa rig kalahating katok pa lang sa door ko gising na ako. After 24 years one just develops that feeling that the next knock on your door will be "it".

I'll be going to Gabon next month. It will be my 1st time in Africa. They say the place is nice. The only down side is it's full of french people.

[dreamur]

It is good to know that we have members who are earning well. EB kaya tayo tapos un mga OFWs bahala sa food and un based sa pinas ang bahala sa drinks. Si red lantern kasi expat ang bahala sa take out (girls)!

[boytsiks]

^^ Port Gentile?

[EQAddict]

Mas mahal drinks especially if its single malt scotch.

[CVT]

It is good to know that we have members who are earning well. EB kaya tayo tapos un mga OFWs bahala sa food and un based sa pinas ang bahala sa drinks. Si red lantern kasi expat ang bahala sa take out (girls)!

Bro, one to sawa ang alak kaya dapat ofw ang sumagot... Basta ako mamumulutan lang.....

[dreamur]

Bro, one to sawa ang alak kaya dapat ofw ang sumagot... Basta ako mamumulutan lang.....

Oo nga pala, mali proposal ko. Drinks sa ofw, pulutan for the rest.

Red Lantern - can you bring enough girls to be the hostesses for the night? Or you might want to offer your house or condo unit for the venue. Booze and food are being paid by the company, right?

[ikaw_ngaba]

It is good to know that we have members who are earning well. EB kaya tayo tapos un mga OFWs bahala sa food and un based sa pinas ang bahala sa drinks. Si red lantern kasi expat ang bahala sa take out (girls)!

Kelan ba yang EB na yan? At saan? Para naman makita ko mga idol ng tsikot