What Are You Thinking About?

[_Cathy_]

I will just give my attention to someone who wants and values it

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[forceG]

But still my question is how can they afford large monthly payments if they can only afford low DP. I am not imposing my beliefs or what works for my on anyone. I just want to understand the logic.

So you are saying they have enough money for a large downpayment, but they choose the low DP high monthly option?

Simple answer Cath.. they could get more earnings to that bulk of money which offsets the monthly interest na babayaran sa banko.


_/_/_/The more things are forbidden.. The more popular they become. _/_/_/

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[ninjababez]

Simple answer Cath.. they could get more earnings to that bulk of money which offsets the monthly interest na babayaran sa banko.


_/_/_/The more things are forbidden.. The more popular they become. _/_/_/

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this is what i did, sayang ikot ng pera. though di naman ganun kalaki (for inhouse) * 28% for 5 years. DP was 80k for suzuki swift.

[CVT]

Simple answer Cath.. they could get more earnings to that bulk of money which offsets the monthly interest na babayaran sa banko.


_/_/_/The more things are forbidden.. The more popular they become. _/_/_/

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Good if that is the case bro.

But sadly, only the very few....

Good morning! Happy Easter!

[anonemus]

Happy easter everyone!

[Wh1stl3r]

Happy Easter guys & gals!

[_Cathy_]

Now I know why. SMH.

[jut703]

Simple answer Cath.. they could get more earnings to that bulk of money which offsets the monthly interest na babayaran sa banko.


_/_/_/The more things are forbidden.. The more popular they become. _/_/_/

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Kung bank loan with 6-8% annual interest or roughly 25% over a 5-year period, yes I could imagine kayang kumita ng mas malaki yung pera kung paiikutin sa ibang bagay.

Pero yung mga 50-75% interest sa in-house, kalokohan na yun. End of the day, bat ka bibili ng kotse na worth 1M for a total amount of over 1.5M?

Kung gusto mo makatipid, edi bili ka secondhand na kotse, isang bagsakan di pa masyado mahal. Tapos lahat ng pera mo from that point forward, edi buhos mo sa negosyo or investment.

Lahat ng kilala kong mayaman na gusto nagpapaikot ng pera kaya nagloloan, laging 30-50% DP and laging sa banko para mababa interest.

Yung kilala ko lang na kumukuha ng low/zero down, high monthly in-house ay yung mga social climber na barely mabayaran kotse nila.

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[_Cathy_]

Ewan ko pero ang lalakas talaga ng loob ng mga naka low DP. I was taught by my parents to always take advantage of cash or advance payment discounts (eg sa tuition annual payment, car, appliance, cable annual payment 1 month free) So it is hard for me to fathom why some people are willing to pay absurd interest rates. If you can't take advantage of discounts, at the minimum wag mo na hayaan pagka kitaan ka ng husto (such an in house financing na 20% down). Just like what Jut said halos 50% binayad mo sa interest

[CVT]

Ewan ko pero ang lalakas talaga ng loob ng mga naka low DP. I was taught by my parents to always take advantage of cash or advance payment discounts (eg sa tuition annual payment, car, appliance, cable annual payment 1 month free) So it is hard for me to fathom why some people are willing to pay absurd interest rates. If you can't take advantage of discounts, at the minimum wag mo na hayaan pagka kitaan ka ng husto (such an in house financing na 20% down). Just like what Jut said halos 50% binayad mo sa interest

That is keeping up with the Joneses, whatever the cost may be....

[baludoy]

i've lost track of how many kinds of infinity stones there are in the marvel franchise movies

since star movies have been showing capt america, the avengers, guardians of the galaxy, thor, etc these past few days as a lead up to tonight's cable tv premiere of capt america: civil war, i've realized how all of those flicks are interconnected pala

btw, have any of the infinity stoned made an appearance in any of those x-men movies?

[Wh1stl3r]

In the Fox produced movies none that I know of bro. But there should only be 6 stones in total.

Am really excited as the infinity saga is one of the more interesting story lines of Marvel that involves a lot of the characters. I just hope they get a good enough writer who can minimize PIS and CIS.

[shadow]

Grabe ang push and advertisement ng Uber that drivers can earn P80k/month. Ewan ko lang…


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[_Cathy_]

Good thing I didn't go to Laguna with my Mom. 4:15 pm umalis, wala pa til now.

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[baludoy]

In the Fox produced movies none that I know of bro. But there should only be 6 stones in total.

Am really excited as the infinity saga is one of the more interesting story lines of Marvel that involves a lot of the characters. I just hope they get a good enough writer who can minimize PIS and CIS.

ano nga iyong panglaban ng dc sa infinity wars bro?

[bugsmobile]

ano nga iyong panglaban ng dc sa infinity wars bro?

Is it the ones with "Crisis"? (Crisis on Infinite Earths, Zero Hour: Crisis in Time, Identity Crisis, Final Crisis)

[baludoy]

^ yep. i think it's the crisis series nga ata

[Wh1stl3r]

^
Hehe sorry bro not much into DC comics. The ones I like there are the off beat ones like Firestorm, Swamp Thing, etc.

[shadow]

Nakakabwisit na marvel na mga TV series. Puro baduy na.


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[_Cathy_]

That is what I've been watching the whole day at Star Movies. Captain America lang nagustuhan ko.

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