Naalala ko bigla pauwi, yun mga nanlilimos eh nilalaktawan mga luma auto and sub compact. Pero subaru legacy and suv katabi ko pinutakte hehehe
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Tsikoteer
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- May 2014
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April 15th, 2017 05:32 PM #12861
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Tsikot Member Rank 4
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- Nov 2005
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- 45,927
April 15th, 2017 05:39 PM #12862Yup
Originally Posted by shadow
Ganun nga
Hulugan sasakyan, hulugan condo
Bawal magkasakit
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Tsikot Member Rank 4
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- Nov 2005
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- 45,927
April 15th, 2017 05:49 PM #12863Kilala mo si autokid? Originally Posted by shadow
Yung madami branch na nagbebenta ng surplus trucks
Kinuha nila si Christine Grace Co para sa inauguration nila
Search mo sya sa fb
Ganda yun
Kaya lang buntis ngayon laki ng tiyan hehe
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A pain to maintain
- Join Date
- Jul 2008
- Posts
- 7,119
April 15th, 2017 05:58 PM #12864Spam message sa kin ng isang Toyota dealership:
Promo for the Month of April (dp)
Vios 1.3 Manual 25k
Vios 1.3 Matic 28k
Avanza 1.3E Manual 60k
Avanza 1.3E Matic 63k
Wigo 1.0E manual 46k
Wigo 1.0 G matic 51k
Innova 2.8E manual 64k
Innova 2.8E matic 68k
Altis 1.6g matic 98k
Fortuner 4x2 G matic 120k
Fortuner G Manual 110k
Commuter 3.0 114k
Free: chattel, insurance w/aon,3 yrs lto and freebies!
Paano naman di magkakakotse mga jologs 😁
Am guessing condo dp amount is not far off.
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Darker and Bigger
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- Oct 2002
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- 40,599
April 15th, 2017 06:05 PM #12865Sino nakabuntis? Originally Posted by uls
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Tsikot Member Rank 4
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- Nov 2005
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April 15th, 2017 06:17 PM #12866Di ko alam Originally Posted by shadow
Pinost niya sa fb nya recent lang laki ng tiyan
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High & Dry
- Join Date
- Jul 2007
- Posts
- 57,760
April 15th, 2017 06:23 PM #12867Dapat tanggalin na nila financing or minimum 50% down.
I used to enjoy driving in my teens but now I dread it because there are too many rude and idiotic drivers on the road. And motorcycles which I hate with a passion are everywhere! Going home today I got caught in traffic because 1 lane of the road was closed off due to concrete reblocking. Alam niyo ginawa ng mga motor? DUMAAN! Makes me wish malambot pa semento at nalubog yung mga gago!
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High & Dry
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- Jul 2007
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- 57,760
April 15th, 2017 06:35 PM #12868Magkano naman kaya monthly niyan? Baka umaabot ng P20k? What blows my mind e kung kaya mo magbayad ng P20k a month, bakit di mo kaya magipon ng P500k in 2 years? Keysa yung 5 taon nagbabayad ng P20k at high interest. Originally Posted by Wh1stl3r
Condo ata on a certain year may lump sum payment and that cost millions diba? How could people who barely have savings afford that?
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Hoosier'ed Hotspur
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- Dec 2005
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Tsikoteer
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- Nov 2009
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April 15th, 2017 07:05 PM #12870For sure malaki monthly nyan, dame ko na nakausap sa office na mas gusto yang low DP pero malaki monthly. Originally Posted by _Cathy_
Kahit bigyan mo pa computation wala pa din. Kanya kanya talaga.
what is ideal to you might not be for others.
Meron nga kaya in cash pero preferred pa din mag monthly.n
Yun nga lang snakepit talaga yan, dame napapaso dame na rerepo isama mo pa low dp and Grab/uber delikadong combi.
Condo? Mahirap yan compared sa napapaso sa low DP ng oto, laki monthly sa equity tapos by the end of terms need mo na bank approval in case ipapasok mo sa financing. Hindi basta basta igrab ng tao.
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High & Dry
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April 15th, 2017 07:12 PM #12871But still my question is how can they afford large monthly payments if they can only afford low DP. I am not imposing my beliefs or what works for my on anyone. I just want to understand the logic.
So you are saying they have enough money for a large downpayment, but they choose the low DP high monthly option?
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Tsikoteer
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- Nov 2009
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April 15th, 2017 07:16 PM #12872Im not saying you are, I learned that when I myself tried talking them out getting the low dp deal. Originally Posted by _Cathy_
But still my question is how can they afford large monthly payments if they can only afford low DP. I am not imposing my beliefs or what works for my on anyone. I just want to understand the logic.
So you are saying they have enough money for a large downpayment, but they choose the low DP high monthly option?
Do they have enough money? Maybe and maybe not.
Only logical explanation i think is Kanya kanya managing ng finances ang tao hehe
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Hoosier'ed Hotspur
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- Dec 2005
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April 15th, 2017 07:17 PM #12873I think they're hoping that what they earn from Uber or Grab would pay for their amortization. And so they're risking it. Originally Posted by cast_no_shadow
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A pain to maintain
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April 15th, 2017 07:30 PM #12874As shadow said, they have the yolo mentality. They live in the moment. These people are not financially literate and it will take nothing short of a miracle for them to pay off the loan in full. Originally Posted by _Cathy_
I have a friend like that. He was earning enough to pay his low dp loan naman. Sabi ko lang sa kanya before he got the low dp maybe he should save first so that maliit na lang yung huhulugan. Just in case something bad happens.
Ang tingin pa sa kin parang ako yung tanga. E 5 figure dp lang daw maaout na nya yung Ford nya. Times got tough as a big competitor moved in and stole half his clients. Ayun, hanggang ngayon maya't maya dalaw ng loan sharks sa bahay nya. Di pa pala bayad bahay, ilang trucks at yung isang commercial lot nya. He had to sell a lot of stuff just to stay afloat.
I also wonder if the loaners are making any money. Baka puro repo na sila.
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High & Dry
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April 15th, 2017 07:45 PM #12875Oh my goodness
I wonder what the wife had to say about the financial decisions of your friend. Damay buong family dyan.
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Tsikoteer
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April 15th, 2017 07:49 PM #12876The most outrageous thing I heard was.
May assured 6 months na pang hulog na ako, I asked how about the remaining 54 months?
Bahala na.
Wow!
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High & Dry
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A pain to maintain
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April 15th, 2017 07:54 PM #12878I'm sure it's along the lines of "malas lang talaga" and "seswertihin din tayo". 😀 Originally Posted by _Cathy_
Oh my goodness I wonder what the wife had to say about the financial decisions of your friend. Damay buong family dyan.
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Carpe Diem
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- Aug 2009
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April 15th, 2017 07:54 PM #12879You'd think people will learn from these anecdotes and their own personal experience. Nope, got to keep up with everyone and show the world their new stuff
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Hoosier'ed Hotspur
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April 15th, 2017 09:01 PM #12880Because "I am better than the rest of them...." Originally Posted by Calistro
"It won't happen to me...."
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Originally Posted by shadow
