my advise, always know your privileges, if you don't have the VIP privileges yet then know the bank employees and be friendly with them. i have transactions with BPI,BDO,UCPB,metrobank and all the banks i go to regularly i know every single employee who works there and have conversations with them when i go to the bank personally. i always give them presents lalo na pag pasko, pag birthday ng manager ofcourse may regalo din, pag nakikita ko medyo busy sila or mainit na ulo ng mga tellers nag papa deliver ako sa kanila ng pizza or kahit anong miryenda. in return di na ako pumipila, kahit tapos na banking hours nakaka habol ako basta text ko lang sila kung malalate ako ng konti para antayin nila ako. di lang sa banko ko ito ginagawa halos lahat ng business na regular customer ako so i could get excellent service. basically alagaan mo sila para alagaan ka din nila.