Help, accident with an expired drivers licenced.

[JonJon Villegas]

Mazda 2


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[Balikpinoy]

Dagdagan na lang niya yung bayad niya sa nabangga. Participation Fee + Abala.

Bakit dito sa Pilipinas, participation lang pinaguusapan? If I was not at fault and somebody hit me, I make the other party pay for the whole repair, not just the participation of MY OWN insurance policy. Claiming against insurance will usually result in a higher rate for the next term due.

May nakabangga sa Jazz ko, jeepney driver, wasak bumper ko. I made the driver pay for the whole amount as estimated by the casa and did not claim insurance to ensure I have no claim record.

[dr. d]

dito sa 'pinas, if you insist on dancing your own dance, you will have to have the force of the court behind you. and we know that that takes a very, very long time. so, for the sake of expediency, we dance to the same musical chair game.
dito kasi saten, maraming "poor", para lang hindi magbayad..
you were lucky, the jeepney driver was able to scrounge up enough money..

[_Cathy_]

Bakit dito sa Pilipinas, participation lang pinaguusapan? If I was not at fault and somebody hit me, I make the other party pay for the whole repair, not just the participation of MY OWN insurance policy. Claiming against insurance will usually result in a higher rate for the next term due.

May nakabangga sa Jazz ko, jeepney driver, wasak bumper ko. I made the driver pay for the whole amount as estimated by the casa and did not claim insurance to ensure I have no claim record.

I asked my insurance agent about this when I got into an accident and the other party would not pay for my damage using her insurance. They were clearly at fault, the driver had no license. I was hesitant to claim as own damage thinking that it would affect the following year's premium, but my agent confirmed that it will not. However, I paid for my damage out of pocket since it was almost equivalent to my PF.

I do not like this option as well, but it's the least amount of hassle. Sometimes people refuse to pay anything so I will settle for what I can get. This is my mindset na considering how people have become so inconsiderate nowadays.

[chookchakchenes]

Jonjon villegas,

Natuloy ba yung suhol na 1,200?

Mukhang type mo yan friend mo ah.


***************

Ilan months expired yung driver license friend mo?

Nalimutan ba talaga magrenew or tinamad punta LTO?

[_Cathy_]

Jonjon villegas,

Natuloy ba yung suhol na 1,200?

Mukhang type mo yan friend mo ah.

You just said what was on my mind :bwahaha:

[JonJon Villegas]

Lol, hindi po. Siyempre ka officemate ko at matagal na kami dito magkakasama kaya concern din. Nakalimutan lang daw niya magpa renew. 2 weeks ago nag expired.


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[JonJon Villegas]

And yes natuloy yung suhol kaya andito na siya sa office eh, pero yung kotse niya anduon pa rin kase nga ayaw na umaandar.


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[chookchakchenes]

Hindi na naghahabol yung kabilang side, so yung kotse na lang niya ang poproblemahin sa pag claim ng insurance. Hindi masyado damage yng nabangga niya pero yung kanya ayaw na daw umaandar. Umilalim yung hood nya sa likod ng SUV.

Hindi masyado damage meaning kaya sa buff ? Mukhang maganda yan officemate mo pinalagpas eh.

2 weeks ago nag expired.

Kakabirthday lang ah.

Pag birthday lagi tingnan license if magrenew na ba.

[_Cathy_]

Lol, hindi po. Siyempre ka officemate ko at matagal na kami dito magkakasama kaya concern din. Nakalimutan lang daw niya magpa renew. 2 weeks ago nag expired.


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Hindi mo type kaya umabot na kayo ng 1 am sa office :peace:

Iniwan lang basta yung auto sa C5? She better have that towed back home.

[JonJon Villegas]

Haha, night shift kami naka impound kotse nya wala na sa c5


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[d3athmast3r]

Lawyer is the best or settle it on the spot with cash so no one will know you have an expired license. Follow the cops suggestion and she's going to be in deep ****. IMO this kind of carelessness, I believe its not to be tolerated. Driving with an expired license and lacks safe distance driving. Looks to me your officemate is a total ahole.

[rodcarolino]

happen to me before, hindi porke wala ka license ay kasalanan mo na agad, may corresponding penalty ang driving without license(pag expired considered non-licensed).. best way is to settle it without going to court, hindi rin aabot sa demandahan yan kung di gaano kalakihan ang gastusan at damay lang sya sa aksidente, kahit expired ang license ko ako pa rin nag demanda nun, mas malaki yung sinisingil ko na damage... magkano lang naman yung driving without lisence nun(1k lang at that time)

[jaypee10]

swerte siya kasi nasa likuran siya..
kasalanan niya kasi may pagkakataon pa siyang mag brake pero hindi niya nagawa.
kung nagkataon nasa pang tatlo siya.

babayaran niya ung nasa 2nd papaayos niya kotse niya harap likod.
at babayaran din niya ung car na nasa likuran niya. hehe

kaya dapat nasa tama at sumusunod sa batas trapiko..kung ayaw mong sumakit ulo mo..

siguradong babayaran niya ung nasuro niya..kung likod lang at hindi umusad ung 3rd car dun sa 2nd car.

ang mura lang ng renew ng lisensya,, pabayaan ba

[JonJon Villegas]

Salamat sa mga nag reply.


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[slapz]

Tama, driving without or expired license does not necessarily mean na ikaw na agad may kasalanan.

If that is the case, porke wala kang license, pwede ka na bangga-banggain?

I believe this was tackled in a podcast before, di ko lang alam kung sa Counterflow yun, and the LTO person nagsabi about that. Magbayad ka lang ng fine na driving without or expired license.

But then again, irresponsible pa din magdrive ng expired license. ehehe!

[shadow]

Tama, driving without or expired license does not necessarily mean na ikaw na agad may kasalanan.

If that is the case, porke wala kang license, pwede ka na bangga-banggain?

I believe this was tackled in a podcast before, di ko lang alam kung sa Counterflow yun, and the LTO person nagsabi about that. Magbayad ka lang ng fine na driving without or expired license.

But then again, irresponsible pa din magdrive ng expired license. ehehe!

Ang problema hinde sasagutin ng insurance yun damage.


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#retzing

[[archie]]

Correct me if I'm wrong...

Ang alam ko no license to drive means you have no right driving a vehicle. The driver and car should not be even on public roads kaya nawalan ng rights yung walang license.

If that's the case na ok lang na walang license kung Babayaran lang pala penalty kung mainvolve sa accident.

[CLAVEL3699]

Lol, hindi po. Siyempre ka officemate ko at matagal na kami dito magkakasama kaya concern din. Nakalimutan lang daw niya magpa renew. 2 weeks ago nag expired.


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Nalimutan din nya ang birthday nya?

[yebo]

an expired license does not mean no license, it only means the license is expired. may penalty pag nahuli but it does not make you liable automatically in a traffic accident. liability will still bear on the one at fault. di ka nga lang maka-claim sa insurance mo at pag strict yung traffic officer multa ka (or lagay ka).