Quote Originally Posted by _Cathy_ View Post
Dagdagan na lang niya yung bayad niya sa nabangga. Participation Fee + Abala.
Bakit dito sa Pilipinas, participation lang pinaguusapan? If I was not at fault and somebody hit me, I make the other party pay for the whole repair, not just the participation of MY OWN insurance policy. Claiming against insurance will usually result in a higher rate for the next term due.

May nakabangga sa Jazz ko, jeepney driver, wasak bumper ko. I made the driver pay for the whole amount as estimated by the casa and did not claim insurance to ensure I have no claim record.