Credit Cards - Which Gives The Best Deal?

[makelovenotwar]

Sa case ko naman ay advantage ang pagkakaroon ng mataas na credit limit.
Parang emergency money or insurance ang tingin ko dito...
"It's better to have it and not need it than to need it and not have it", 'ika nga.

There was one time na na-ospital ako mag-isa sa makati med kasi na-food poison ako nang matindi.
Hindi ako nag-worry kasi alam kong may pambayad ako sa mga procedures na kailangan gawin lalo na kung kakailanganin ng down payment.
So kahit out of the country ako, confident ako na may magagamit akong CC (na may mataas na credit limit) kapag na-food poison ulit ako.

I am just speaking for myself. Shine-share ko lang yung thinking ko.

[_Cathy_]

Sa case ko naman ay advantage ang pagkakaroon ng mataas na credit limit.
Parang emergency money or insurance ang tingin ko dito...
"It's better to have it and not need it than to need it and not have it", 'ika nga.

There was one time na na-ospital ako mag-isa sa makati med kasi na-food poison ako nang matindi.
Hindi ako nag-worry kasi alam kong may pambayad ako sa mga procedures na kailangan gawin lalo na kung kakailanganin ng down payment.
So kahit out of the country ako, confident ako na may magagamit akong CC (na may mataas na credit limit) kapag na-food poison ulit ako.

I am just speaking for myself. Shine-share ko lang yung thinking ko.

wala kang health card?

[shadow]

It's really useful pag out of the country, but ang ginagawa ko I always try to spend all the cash first sa abroad before using the cards except of course bayad ng hotel saka shopping na more convenient pag card payment.

But as much as possible I used up all the cash first


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[_Cathy_]

Saka 10k USD max cash lang madadala mo, kaka paranoid pa magdala ng cash. Unlike sa card you can spend as much as you want.

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[shadow]

Saka 10k USD max cash lang madadala mo, kaka paranoid pa magdala ng cash. Unlike sa card you can spend as much as you want.

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10k USD each


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[_Cathy_]

10k USD each


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Yes per individual nga

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[makelovenotwar]

wala kang health card?

Meron, pero P150k lang ang coverage ko...

[Ry_Tower]

Meron, pero P150k lang ang coverage ko...

Ok yan kesa wala.

[makelovenotwar]

Ok yan kesa wala.

Agree!

May pagka-overthinker ako lang ako..what if kailangan ko bigla ng kung anong operation..for sure, kulang yang P150k.

[papi smith]

Meron, pero P150k lang ang coverage ko...

Pinaka mataas namin na claim sa HMO was my wife's laparoscopic appendectomy, inabot ata kami ng 180k. Binayaran lang namin mga extras, mga 260 kesos ata.

Last hospitalization ko naman, 65k, wala akong binayaran, binigyan lang ako ng get out of jail free card [emoji23]