BDO UniBank Thread

[BratPAQ]

Insider daw.. hmm. Did Ako maniwala. An insider cannot possibly do this hackathon...

Programmers are the one assembling the system. They are the one who puts the login/security module first before the transaction module. So they can launch the transaction module without needing the security module. They can add device to the account bypassing the OTP.

[StockEngine]

security breach..hmm

2 To 4 Hackers Behind ‘Nagoyo’ Account Traced | OneNews.PH

[StockEngine]

this editorial is the best so far... clearly pointing out the obvious and not misleading anybody

Frightening bank hack shows need for better security | The Manila Times

[_Cathy_]

Try HSBC sir. They are using a hard key to access accounts, set transfer limits, money transfer and so on. The only downside is the ADB is quite hefty.

Starting 2022 new depositors will be required a monthly deposit of P50k

I hope HSBC won't do a Citibank (nawala na regular savings account at puro HNW na lang) but they seem to be going in that direction. Napaka hassle naman yan kailangan mag deposit monthly. Parang ayaw na nila ng new depositors

[shadow]

Bdo system talaga ng na hack. Stop victim blaming. No phising involved, request-request pa ng password change eh compromise na yun mismong system.


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[StockEngine]

Bdo system talaga ng na hack. Stop victim blaming. No phising involved, request-request pa ng password change eh compromise na yun mismong system.


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Yesss!!!

BSP knows thisss. They should issue a statement already.

[viper888]

BSP wont issue a statement

It would cause too much chaos if they did

They would rather keep it quiet and take the small loss of repaying everyone


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[StockEngine]

NBI said that there was a security issue sa BDO.

At the end of the video: they're stating BDO is safe.

What a joke.

[Dr.Kamiya]

I wonder if the Log4Shell zero-day was used here. That was a crazy vulnerability that allowed arbitrary remote code download and execution through the logging system just using a malformed user agent (no need to inject SQL or even find a vulnerability in the public facing apps).

[StockEngine]

I wonder if the Log4Shell zero-day was used here. That was a crazy vulnerability that allowed arbitrary remote code download and execution through the logging system just using a malformed user agent (no need to inject SQL or even find a vulnerability in the public facing apps).

if this is true they've decrypted the downloaded data already. account info including the phone numbers are compromised. fukctastic!

A password change will help but as that lingad has mentioned.. getting another simcard(non public) will be good. Thankfully meron junk phones

[BratPAQ]

https://bilyonaryo.com/2021/12/19/no...r-nagoyo-scam/
BDO Unibank has revised its terms and conditions so it won’t be liable for losses due to online hacking incidents in the wake of the “Mark Nagoyo” scam that victimized around 700 clients.

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[kagalingan]

^
isarado na nila bangko nila. Just focus sa mall business.

Again saan ba grumadweyt. Sino abogago nyan?

[dr. d]

^
isarado na nila bangko nila. Just focus sa mall business.

Again saan ba grumadweyt. Sino abogago nyan?

senior went to school in what is now known as chiang kai shek HS. then he went to feu, but did not finish due to work issues.
junior is a lasalista.

ang tanong,
san gradweyt ang mga salarin?

wag natin tirahin ang biktima.
tirahin natin ang salarin.

[boybi]

^
isarado na nila bangko nila. Just focus sa mall business.

Again saan ba grumadweyt. Sino abogago nyan?

Ikaw ba saan nag graduate?

[marky2115]

I wonder if connected fraudelent transaction sa BDO account ng girlfriend ko sa security breach ng BDO since Dec. 10 yung fraud sa account niya. BDO account ng GF ko nabawasan ng 15k. New account to (3 months) since kakalipat lang niya ng employer. Wala pa siya online account kay BDO so ATM lang transactions niya and that was just twice (temp PIN change and cash withdrawal). Yung fraudelent transaction was not on the same day as with mentioned ATM transactions. GF already filed a formal complaint sa BDO and was told it will be investigated.

[glenn_duke]

Lipat na kayo, yang BDO pinaka masamang banking culture sa mga banko sa pinas. 3 account ko dyan dati, inilipat ko lahat.

[dr. d]

Lipat na kayo, yang BDO pinaka masamang banking culture sa mga banko sa pinas. 3 account ko dyan dati, inilipat ko lahat.

i am curious,
what's wrong with how bdo runs its business?

[glenn_duke]

i am curious,
what's wrong with how bdo runs its business?

To name a few dok, pag nagpadala ka ng remittance it will take longer than other banks to clear esoecially if the peso is depreciating. Then they will advise you to open a foreign currency account, pag withdraw mo naman yung fca mo they will give tou the lowest exchange rate. Pag dollar gusto mong withdrawin kailan mag advice kasa branch otherwise you will wait like eternity.
Ang pinaka balasubas, same mall sa cebu dalawa branch bdo, withdraw/deposit ka sa ibang branch in the same mall may charge, dahil walang nagreklamo, other banjs now followed bdos practices. Surprisingly maganda pa services ng rcbc, bpi, ucpb at psbank.
I also lost money using their automated deposit terminal, andun na sa loob ng branch yung machine imbes na tulungqn ka papatawagin kapa sa help line nila na bot na walang intelligence sasagot sa iyo.
Alisin na ninyo pera ninyo dyan bago kayo mabiktima ng incompetence ng banko nayan.

[boybi]

YMMV with different branches of each bank.

Kahit anong banko pa yan, meron talagang branches na mahirap kausap.

Usually mga mall based branches mas mahirap kausap. First, may captured clientele na sila. Then usually mas mahaba pila, so mas busy mga and stressed mga bank staffs. Then, most of the time, naaachieve nila ang quota nila, so no need na magpakabait para makakuha ng extra deposits. Mas ayaw nila ng sobrang laki ng increase in their deposits, kasi mas tataas ang next quota nila.

Lahat ng banks ganyan. If you want good service, hanap ka mga branches na kulelat.

[_Cathy_]

To name a few dok, pag nagpadala ka ng remittance it will take longer than other banks to clear esoecially if the peso is depreciating. Then they will advise you to open a foreign currency account, pag withdraw mo naman yung fca mo they will give tou the lowest exchange rate. Pag dollar gusto mong withdrawin kailan mag advice kasa branch otherwise you will wait like eternity.
Ang pinaka balasubas, same mall sa cebu dalawa branch bdo, withdraw/deposit ka sa ibang branch in the same mall may charge, dahil walang nagreklamo, other banjs now followed bdos practices. Surprisingly maganda pa services ng rcbc, bpi, ucpb at psbank.
I also lost money using their automated deposit terminal, andun na sa loob ng branch yung machine imbes na tulungqn ka papatawagin kapa sa help line nila na bot na walang intelligence sasagot sa iyo.
Alisin na ninyo pera ninyo dyan bago kayo mabiktima ng incompetence ng banko nayan.

That's the perfect word to describe SM and BDO - balasubas. Add mo pa madugas (pati sukli na cents dinudugas) Bawat galaw may charge. They are NOT good employers as well. Kaya marami sa friends and family ko avoid SM and BDO