BDO UniBank Thread

**Miles_on** · December 20th, 2021 02:54 PM

Originally Posted by boybi

YMMV with different branches of each bank.

Kahit anong banko pa yan, meron talagang branches na mahirap kausap.

Usually mga mall based branches mas mahirap kausap. First, may captured clientele na sila. Then usually mas mahaba pila, so mas busy mga and stressed mga bank staffs. Then, most of the time, naaachieve nila ang quota nila, so no need na magpakabait para makakuha ng extra deposits. Mas ayaw nila ng sobrang laki ng increase in their deposits, kasi mas tataas ang next quota nila.

Lahat ng banks ganyan. If you want good service, hanap ka mga branches na kulelat.

Captured clientele is right, kaya mayabang ang BDO.

Imagine, if you want to to do business in SM, you have to open an account with BDO and transact everything through them. There was a time pa nga if hindi BDO ang credit card mo and your card is swiped through their (BDO based) terminal, the transaction would fail...

Yun nga lang, walang "untouchable na business". Not too long ago, it was unthinkable to imagine Nokia being upstaged by rival cellphone makers, where are they now?

Lahat may hangganan, even a super power corporation can eventually fail if hindi nila alagaan ng maayos.

**boybi** · December 20th, 2021 04:28 PM

Originally Posted by _Cathy_

That's the perfect word to describe SM and BDO - balasubas. Add mo pa madugas

(pati sukli na cents dinudugas) Bawat galaw may charge. They are NOT good employers as well. Kaya marami sa friends and family ko avoid SM and BDO

If mataas pinagaralan mo and kaya mo maghanap ng ibang work, then good.

But most employees gustong gusto sa SM. Parang it's their holy grail pagdating sa trabaho especially here in the provinces. Maybe iba sa NCR. Pero dito sa province, kahit alam nila mawalan sila work a month or 2 after every 6 months, willing to wait sila to be rehired by SM.

**boybi** · December 20th, 2021 04:31 PM

Originally Posted by Miles_on

Captured clientele is right, kaya mayabang ang BDO.

Imagine, if you want to to do business in SM, you have to open an account with BDO and transact everything through them. There was a time pa nga if hindi BDO ang credit card mo and your card is swiped through their (BDO based) terminal, the transaction would fail...

Yun nga lang, walang "untouchable na business". Not too long ago, it was unthinkable to imagine Nokia being upstaged by rival cellphone makers, where are they now?

Lahat may hangganan, even a super power corporation can eventually fail if hindi nila alagaan ng maayos.

You don't have to bank with BDO if you are a tenant of SM malls. Hindi sya requirement. Pero very convenient kasi for a store owner. Within the mall lang pag deposit ng sales, sigurado walang holdup.

**kagalingan** · December 20th, 2021 04:35 PM

SM nagpapatakbo ng ncr. Lalo na pangpasada vios, jeep, van, bus all go to sm.

They are good pag usapang mall simple layout pati parking maluwag.

So be specific sa strenghts. Palpak sila sa banking pero malling game changer.

**Monseratto** · December 21st, 2021 12:51 PM

"With or without your participation"

Sa Metrobank...ganun din

**papi smith** · December 21st, 2021 01:14 PM

This is what I was afraid of, a breach without your participation, it might just be better to keep your cash in the house, after all, your 1M will just earn 1k a year or 83.33 kesos a month.

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**BratPAQ** · December 21st, 2021 05:10 PM

Originally Posted by Monseratto

"With or without your participation"

Sa Metrobank...ganun din

"doesn't matter if we left the front door open, when someone steals your money in our banks, it's your fault."

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**kagalingan** · December 21st, 2021 05:23 PM

tsikoteers bakit mga hopeless kayo.
Ako nga hindi matechie ginawa ko taguan bangko.

Nakapag open nga ako account na wala email address. So no reason for the bank maienroll online.

Diska-diskarte buhay. Saan ba grumadweyt????

**dr. d** · December 22nd, 2021 12:27 AM

Originally Posted by kagalingan

tsikoteers bakit mga hopeless kayo.
Ako nga hindi matechie ginawa ko taguan bangko.

Nakapag open nga ako account na wala email address. So no reason for the bank maienroll online.

Diska-diskarte buhay. Saan ba grumadweyt????

earlier today,
i was in the bank,
when in comes this elderly grandma,
passbook in hand...

hindi ka nag-i-isa, kags.
hindi ka rin nau-una.

**kagalingan** · December 22nd, 2021 02:24 AM

^
doc,

Nung nag-open ako account few months ago tinatanong ano email address ko. Sabi ko nalimutan ng isip ko pwede to follow na lang. Ayun tapos agad kahit alam ko naman and no more followup.

Passbook kailangan pa ba talaga email????

Ang central bank dapat meron guidelines martial law para may choice consumer. Passbook dapat for viewing lang online so cannot transfer. Kailangan dapat atm para pwede. Ano purpose ng governing body???? Parang odette lang niwiwipe out.

Mga tao sa bangko saan ba grumadweyt???? Ito pandemic talaga lumalabas pinag-aralan pang scam lang magaling ala mandatory bactaklenz hahaha

Kailan ko ba nacoined yung "saan ba grumadweyt" ito pandemic ko naisip yan not sure kung last year or this year. Natatawa talaga ako sa updilim, lasales, ateniness mga wala kaalam-alam sa survival. So weak so vulnerable. Nuod kasi ng nuod ng koreanovela kaya minamalas hahaha

Walking dead kasi tunay na tv series. Kita nyo covid & odette parang scene sa zombie apocalypse all panicking.