Pls Suggest Car Insurance Companies

[rvdelara]

Sir, sa Mapfre. kailangan nyo lng mag send ng pictures ng auto showing all 4 sides. for approval na po kc pag bellow 8 years na ung car.

[Flip]

Share ko lang experiences ko with various insurance cos.

1. Mapfre - I was a third party. Mabilis nag settle for about less than half lang ng amount quoted by casa for repair. we accepted kasi enough naman yung amount for repair outside casa and 3 year old na rin car at that time.

2. Paramount - matagal mag settle at chaotic procedure. after ng first inspection nag schedule pa ulit ng 2 wala daw yung una tapos meron/nahanap tapos wala ulit.

3. Peoples General - Third party again ako. sobrang matagal mag settle kaya ending ay kakasuhan ko na lang yung insured nila.

4. Federal Phoenix - medyo mabilis mag act but sobrang hirap mag follow up or inquire ng status ng claim, parang wala tao sa phone especially yung taong naghandle ng claim ko. mababa din mag LOA puro reserve and a certain paint shop said na barat mag pa tubo at matagal magbayad.

5. Phil Charter and Standard - wala naging problem dahil both in house sa dealers. but i read or heard na maayos din talaga yung mga yan.

[msgt16]

Hello! I'm looking for a car insurance. I still have a month to decide kaya I need inputs from you, guys. I'm currently on Federal Phoenix. Sa 3 years ko sa kanila, nakaclaim na ko twice. OK naman sila. Madaling magpaapprove. Yun nga lang sa cars 3 years and over, meron na silang "Non-Dealer or Non-Casa Repair Shop Clause." And I've read some posts here na di raw maganda gumawa yung mga accredited shops nila. They also have a policy wherein may isoshoulder na amount yung Insured kung bago yung papalitang part ng sasakyan. Kaya naghahanap na ko ng ibang company baka kasi merong mas OK. I've received quotations from Mapfre and Pioneer. Baka lang may masuggest pa kayong iba. Below are the quotes na natanggap ko. Both have AOG na.

PIONEER = PHP23,113.82
Own Damage/Theft = 709,200
Excess Bodily Injury = 500,000
Excess Property Damage = 500,000
MVPPAP for 5 pass. = 250,000

MAPFRE = PHP19,755.11
Own Damage/Theft = 655,500
Excess Bodily Injury = 200,000
Excess Property Damage = 200,000
MVPPAP for 5 pass. = 250,000

FEDERAL PHOENIX = PHP21,764.94
Own Damage/Theft = 655,500
Excess Bodily Injury = 200,000
Excess Property Damage = 200,000
MVPPAP for 5 pass. = 250,000

Thanks!

[snowking]

.. ingat ka lang sa mga ibang insurance companies that offer low premiums .. ok lang sila kung mga minor repairs and road-assistance .. pag-mataas na yung damage or pag-wreck or stolen vehicle .. ang tagal ng claims ..

TAMA anak ng tipaklong yan peoples general insurance 3 weeks wala parin un claims namin everyday ako natawag daming alibay umabot ng 38K yun estimate ng casa.

[nica2931]

MAPFRE INSULAR is the best non life insurance company! It is very affordable and have a lot very good and unique benefits! If you want I could give you quotation. just send me your car details.

[derf8666]

Hello! I'm looking for a car insurance. I still have a month to decide kaya I need inputs from you, guys. I'm currently on Federal Phoenix. Sa 3 years ko sa kanila, nakaclaim na ko twice. OK naman sila. Madaling magpaapprove. Yun nga lang sa cars 3 years and over, meron na silang "Non-Dealer or Non-Casa Repair Shop Clause." And I've read some posts here na di raw maganda gumawa yung mga accredited shops nila. They also have a policy wherein may isoshoulder na amount yung Insured kung bago yung papalitang part ng sasakyan. Kaya naghahanap na ko ng ibang company baka kasi merong mas OK. I've received quotations from Mapfre and Pioneer. Baka lang may masuggest pa kayong iba. Below are the quotes na natanggap ko. Both have AOG na.

PIONEER = PHP23,113.82
Own Damage/Theft = 709,200
Excess Bodily Injury = 500,000
Excess Property Damage = 500,000
MVPPAP for 5 pass. = 250,000

MAPFRE = PHP19,755.11
Own Damage/Theft = 655,500
Excess Bodily Injury = 200,000
Excess Property Damage = 200,000
MVPPAP for 5 pass. = 250,000

FEDERAL PHOENIX = PHP21,764.94
Own Damage/Theft = 655,500
Excess Bodily Injury = 200,000
Excess Property Damage = 200,000
MVPPAP for 5 pass. = 250,000

Thanks!

Rate depends on many factors. Cars normally have higher rates than SUVs. AOG is .5%. Based on your premium, I assume you have a car (sedan). Regarding your other points, standard lang yung "non-casa clause" and also yung participation on the depreciation of the parts.

[Sarsi]

Had just recently claimed at Mapfre.

Reported the incident on July 1, the adjuster inspected the vehicle the following day, and 3 days after, the LOA was sent via email.

When I went to the casa, they told me that the estimate was a bit lower than their cost so I went back to Mapfre to adjust the cost, and after 2 days, the amount was corrected.

It took me six working days to claim and had my windshield replaced for almost 60k.

Btw, I had my insurance renewed last May. Four installment, so I haven't fully paid it, technically.

Efficient and fast service for claims and Nissan North Edsa, as their accredited shop, was very accommodating.

[eph11]

lots of nice feedback for mapfre. baka po may marerecommend kayong agent sir. kailangan ko na kasi magrenew ng insurance.
TIA

[mark_t]

When the time comes that you will claim for total loss, dyan ninyo malalaman kung
alin ang magaganda na insurance company.

[mark_t]

Sir, sa Mapfre. kailangan nyo lng mag send ng pictures ng auto showing all 4 sides. for approval na po kc pag bellow 8 years na ung car.

After 10 years ay bahala ka na sa buhay mo maghanap nga iba na insurance co?

[stickers]

lots of nice feedback for mapfre. baka po may marerecommend kayong agent sir. kailangan ko na kasi magrenew ng insurance.
TIA

Rod V. de Lara III
Insurance Adviser
MAPFRE | INSULAR
Parañaque Sales Office
T: +632.828.6765
M: +63917.5127.874
rvdelara*mapfreinsular.com

Very accommodating and madali ka-transact. :2thumbsup:

[rvdelara]

Thank you for the recommendation sir!

Rod V. de Lara III
Insurance Adviser
MAPFRE | INSULAR
Parañaque Sales Office
T: +632.828.6765
M: +63917.5127.874
rvdelara*mapfreinsular.com

Very accommodating and madali ka-transact. :2thumbsup:

[rvdelara]

After 10 years ay bahala ka na sa buhay mo maghanap nga iba na insurance co?

No sir, we have packages po for vehicles which are more than 8 years old additional requirement lang po yung pictures. And kung sa Mapfre po kumuha ng insurance and continuous po ang renewal you can avail of the same benefits kahit umabot pa more than 10 years yung vehicle.

[Retz]

mukhang highly recommended mapfre dito ah.

[brainmafia_310]

No sir, we have packages po for vehicles which are more than 8 years old additional requirement lang po yung pictures. And kung sa Mapfre po kumuha ng insurance and continuous po ang renewal you can avail of the same benefits kahit umabot pa more than 10 years yung vehicle.

sir standard insurance ko, pagnagrenew ako malamang mafre na kunin ko kung pwede more than 8 years.

[rvdelara]

sir standard insurance ko, pagnagrenew ako malamang mafre na kunin ko kung pwede more than 8 years.

Sure sir, send me a PM nalang po with your car's details. Thank you!

[SRGuy]

*Rod, you have pm.

[Sarsi]

Rod V. de Lara III
Insurance Adviser
MAPFRE | INSULAR
Parañaque Sales Office
T: +632.828.6765
M: +63917.5127.874
rvdelara*mapfreinsular.com

Very accommodating and madali ka-transact. :2thumbsup:

Ayoko kay Rod de Lara.

Gusto ko kay Mabel :naughty2: (Tama ba na Mabel ang pangalan nya?)

[rvdelara]

Ayoko kay Rod de Lara.

Gusto ko kay Mabel :naughty2: (Tama ba na Mabel ang pangalan nya?)

hehe. she's no longer connected with Mapfre sir.

[popoy78]

*rod, sent you an email