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AOG is Acts of God/Nature. Ung Php14K one time payment lang un good for 1 year coverage. But you could request for monthly installment kung mabigat sa bulsa ang 14K.
sir eto po pala ang details.
Coverage
Own Damage/Theft/AOG P558,000.00 P9,486.00
Excess Bodily Injury P100,000.00 P345.00
Property Damage P100,000.00 P1,170.00
Auto Personal Acc P100,000.00 P250
(5 Passengers * P20,000)
Docs Stamp 1,406.38
E-VAT 1,350.12
Local Govt Tax 84.38
Auto Assist (Exclusive of TPL) 0.00
Total Premium (Exclusive of Act of Nature) 14,091.88
Anu po ibig sabihin ng dalawang exclusive?
ah sir nakalagay kasi sa paper, nipicturan pinadala sa kin. i think we have to talk to the agent.
ah, ganun po ba, pede pa mabago, i'll try to contact the agent when i get back sa pinas.
In-house insurance quoted me 53,652.18 for the renewal of my 1 year old Pajero 3.2 DI-D. With AOG and fixed 3K participation fee. No other freebie except for an umbrella that is currently out-of-stock daw. Details of the coverage and amount:
Own Damage & Theft 2,430,000 29,160.00
CTPL
Bodily Injury 100,000 345.00
Property Damage 100,000 1,170.00
Personal Accident ( 5 passengers * 20K each) 100,000 200.00
Acts of GOD 2,430,000 12,150.00
VAT 5,163.00
Documentary Stamp 5,378.13
Local Gov’t. Tax 86.05
TOTAL PREMIUM 53,652.18
DEDUCTIBLE * Php 3,000 per accident only
FREE ROADSIDE ASSISTANCE WITHIN METRO MANILA
Its a bit pricey don't you think?
If someone could offer an equal or better coverage at a lesser cost, I would gladly consider just send me a pm. I also have two other vehicles that are due for renewal din. Thank you.
What can you say about MAPFRE Insular Insurance Corporation and BPI/MS Insurance Corporation? Yan kasi ang pinagpipilian ko. I've been to Utility Assurance Corporation pero ang bagal po ng magclaim.
Guys, suggest naman kayo ng ok na mag-provide ng comprehensive insurance.
2nd hand 2005 Mazda Tribute sasakyan ko. Yung may act of God clause sana.
Thanks.
Hi Sir, sa mapfre po maximum of 3 working days po release na LOA basta kumpleto po ung 3 documents ung drivers license, Incident Report Form and OR/CR.