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  1. Join Date
    Sep 2005
    Posts
    15,310
    #421
    kung with AOG na yan.. ok na yang quote sayo..

    magkano pala participation?

    Quote Originally Posted by kickerz View Post
    mga sirs, nag offer po na comprehensive motor insurance ang toyota sa min ok po ba to?

    Coverage
    Own Damage/Theft 558K
    Excess Bodily Injury 100K
    Auto Personal Accident 5 passengers *20K = 100K

    P14,091.88 ang price.

    Car details
    Toyota Avanza 2012 Manual bought last year.

  2. Join Date
    May 2013
    Posts
    11
    #422
    Quote Originally Posted by _Qwerty_ View Post
    kung with AOG na yan.. ok na yang quote sayo..

    magkano pala participation?
    sir pasensya po baguhan lang, di pa po kasi napapadala sa kin ng tatay ko yung quote naitxt lang po sa kin. ano po yung AOG?

  3. Join Date
    May 2013
    Posts
    11
    #423
    monthly po ba yung P14,091.88?

  4. Join Date
    Oct 2011
    Posts
    26,781
    #424
    ^

    AOG is Acts of God/Nature. Ung Php14K one time payment lang un good for 1 year coverage. But you could request for monthly installment kung mabigat sa bulsa ang 14K.

  5. Join Date
    May 2013
    Posts
    11
    #425
    Quote Originally Posted by Retz View Post
    ^

    AOG is Acts of God/Nature. Ung Php14K one time payment lang un good for 1 year coverage. But you could request for monthly installment kung mabigat sa bulsa ang 14K.
    thank sir, i saw the avanza thread.. dami ko natututunan sa insurance.

  6. Join Date
    May 2013
    Posts
    11
    #426
    sir eto po pala ang details.

    Coverage
    Own Damage/Theft/AOG P558,000.00 P9,486.00
    Excess Bodily Injury P100,000.00 P345.00
    Property Damage P100,000.00 P1,170.00
    Auto Personal Acc P100,000.00 P250
    (5 Passengers * P20,000)

    Docs Stamp 1,406.38
    E-VAT 1,350.12
    Local Govt Tax 84.38
    Auto Assist (Exclusive of TPL) 0.00
    Total Premium (Exclusive of Act of Nature) 14,091.88

    Anu po ibig sabihin ng dalawang exclusive?

  7. Join Date
    Oct 2011
    Posts
    26,781
    #427
    ^

    it should be inclusive not exclusive.

  8. Join Date
    Oct 2007
    Posts
    1,324
    #428
    Quote Originally Posted by kickerz View Post
    mga sirs, nag offer po na comprehensive motor insurance ang toyota sa min ok po ba to?

    Coverage
    Own Damage/Theft 558K
    Excess Bodily Injury 100K
    Auto Personal Accident 5 passengers *20K = 100K

    P14,091.88 ang price.
    Car details
    Toyota Avanza 2012 Manual bought last year.
    Kung with aog, ok yan.
    Kasi rates na usapan sa insurance. Tawaran mo na lang na gawin 200k ang bi/pd cover.
    Last edited by mark_t; May 18th, 2013 at 02:23 PM.

  9. Join Date
    May 2013
    Posts
    11
    #429
    ah sir nakalagay kasi sa paper, nipicturan pinadala sa kin. i think we have to talk to the agent.

  10. Join Date
    May 2013
    Posts
    11
    #430
    ah, ganun po ba, pede pa mabago, i'll try to contact the agent when i get back sa pinas.

  11. Join Date
    Jul 2006
    Posts
    189
    #431
    In-house insurance quoted me 53,652.18 for the renewal of my 1 year old Pajero 3.2 DI-D. With AOG and fixed 3K participation fee. No other freebie except for an umbrella that is currently out-of-stock daw. Details of the coverage and amount:

    Own Damage & Theft 2,430,000 29,160.00
    CTPL
    Bodily Injury 100,000 345.00
    Property Damage 100,000 1,170.00
    Personal Accident ( 5 passengers * 20K each) 100,000 200.00
    Acts of GOD 2,430,000 12,150.00
    VAT 5,163.00
    Documentary Stamp 5,378.13
    Local Gov’t. Tax 86.05

    TOTAL PREMIUM 53,652.18

    DEDUCTIBLE * Php 3,000 per accident only
    FREE ROADSIDE ASSISTANCE WITHIN METRO MANILA

    Its a bit pricey don't you think?

    If someone could offer an equal or better coverage at a lesser cost, I would gladly consider just send me a pm. I also have two other vehicles that are due for renewal din. Thank you.

  12. Join Date
    Oct 2011
    Posts
    26,781
    #432
    ^

    2% of Php2,430,000 should be around Php48K total premium.

  13. Join Date
    Jul 2006
    Posts
    189
    #433
    Thanks. Pwede pa pala nila babaan if they want to. The initial quote was 56K+ actually then lowered down to 53,652.18 after requesting for discount.

    Quote Originally Posted by Retz View Post
    ^

    2% of Php2,430,000 should be around Php48K total premium.

  14. Join Date
    Apr 2012
    Posts
    55
    #434
    What can you say about MAPFRE Insular Insurance Corporation and BPI/MS Insurance Corporation? Yan kasi ang pinagpipilian ko. I've been to Utility Assurance Corporation pero ang bagal po ng magclaim.

  15. Join Date
    Oct 2011
    Posts
    26,781
    #435
    Quote Originally Posted by blitz122805 View Post
    Thanks. Pwede pa pala nila babaan if they want to. The initial quote was 56K+ actually then lowered down to 53,652.18 after requesting for discount.

    yup, pwedeng pwede sir.

  16. Join Date
    Jan 2010
    Posts
    35
    #436
    Guys, suggest naman kayo ng ok na mag-provide ng comprehensive insurance.

    2nd hand 2005 Mazda Tribute sasakyan ko. Yung may act of God clause sana.

    Thanks.

  17. Join Date
    Dec 2012
    Posts
    220
    #437
    Quote Originally Posted by secx View Post
    What can you say about MAPFRE Insular Insurance Corporation and BPI/MS Insurance Corporation? Yan kasi ang pinagpipilian ko. I've been to Utility Assurance Corporation pero ang bagal po ng magclaim.
    MAPFRE ang insurance namin mabilis naman sila ang naging problem lang namin mas mababa ang LOA nila kaysa dun sa quote ng honda for repair pero nacorrect naman.

  18. Join Date
    Mar 2006
    Posts
    19,003
    #438
    anybody here has had experience w/ pioneer insurance? ok ba sila?

  19. Join Date
    Mar 2012
    Posts
    1,945
    #439
    Quote Originally Posted by roycruz View Post
    MAPFRE ang insurance namin mabilis naman sila ang naging problem lang namin mas mababa ang LOA nila kaysa dun sa quote ng honda for repair pero nacorrect naman.
    mabilis ba LOA nila? How many days it takes from filing to approval?

  20. Join Date
    Jun 2013
    Posts
    95
    #440
    Hi Sir, sa mapfre po maximum of 3 working days po release na LOA basta kumpleto po ung 3 documents ung drivers license, Incident Report Form and OR/CR.

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