Pls Suggest Car Insurance Companies

[rvdelara]

Anung benefits ng ctpl?

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Coverage is standard. P100K broken down as follows:

70K Death and total disability,
30K burial expense
for partial disability, subject to schedule of benefit

[cpsolt]

decided to get bpi/ms insurance to consolidate my payables and make it one stop for my 2012 suzuki alto
since i got the loan from bpi fb dun ko na lang din kinuha ang insurance ko. 13900 - 12months to pay *0% interest auto debit sa payroll acct ko. papatak na about 1200 per month.

sana nga lang di dumating ang oras na gagawa ako ng claim. (with fingers crossed)

wheels inc. in house and mapfre quoted me for less by a few hundreds with 6mos to pay * 0% interest. i would've changed my mind kung libo ang difference.

[n5110]

Good day! ask ko lang may na acquire akong Toyota Innova 2009 G matic. current insurance is Peoples General, last premium paid by the owner was 17K with acts of nature. Got proposal from Mapfre * 21K with acts of nature din. May experience na ako sa Mapfre sa current car ko na sedan. madali mag claim at tinutulungan ako ng agent ko. Now ito ang tanong ko:

1.0 Meron ba sa inyo gumagamit ng peoples general insurance? Madali ba mag claim sa insurance na ito? nakita ko kasi ang mga accredited shops ang konti lang at malayo sa place ko.
2.0 The reason why i want to have my Innova insured is first peace of mind. maingat naman tayong driver so i think hinde ko masyado kailangan na mataas na premium to cover the other aspects.

Salamat!

[Retz]

^

I think I have read about People's General Insurance horror thread somewhere before.

[rvdelara]

Hi sir i sent you a PM. Thanks

[rvdelara]

Good day! ask ko lang may na acquire akong Toyota Innova 2009 G matic. current insurance is Peoples General, last premium paid by the owner was 17K with acts of nature. Got proposal from Mapfre * 21K with acts of nature din. May experience na ako sa Mapfre sa current car ko na sedan. madali mag claim at tinutulungan ako ng agent ko. Now ito ang tanong ko:

1.0 Meron ba sa inyo gumagamit ng peoples general insurance? Madali ba mag claim sa insurance na ito? nakita ko kasi ang mga accredited shops ang konti lang at malayo sa place ko.
2.0 The reason why i want to have my Innova insured is first peace of mind. maingat naman tayong driver so i think hinde ko masyado kailangan na mataas na premium to cover the other aspects.

Salamat!

Hi sir i sent you a PM. Thanks

[jancruz]

Sama experience ko sa commonwealth, ang tagal ng approval, pati nga towing hindi pa naireimburse until now. Hayy


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[mox646]

ok ba prudential insurance?

yun kasi inoofer ng BDO sken

[rvdelara]

ok ba prudential insurance?

yun kasi inoofer ng BDO sken

sir pwede naman kayo mag pa quote sa ibang insurance company para meron kayo pag pilian and makita nyo ung sa tingin nyo na maganda service para sa inyo. ung talagang ma bibigyan kayo ng piece of mind na pag meron nang yari accidente meron tutulong at mag aassist sa inyo.

[wongjm]

Sa mga tsikoteer na under insurance pwede po ako pa quote sa inyo. 2013 Innova J. Pa email nalang po saken yung quotation nyo. wongjm*ymail.com.
salamat

Please include with AOG.

[rvdelara]

Sa mga tsikoteer na under insurance pwede po ako pa quote sa inyo. 2013 Innova J. Pa email nalang po saken yung quotation nyo. wongjm*ymail.com.
salamat

Please include with AOG.

Sir please check your inbox. thanks

[nelS]

Sirs hingi po sana ako quotation ng insurance para sa van na gagawin kong uv express in two months time.. Pls email me at seintz22*yahoo.com... Tia

[CLAVEL3699]

Please use PM's. please thank you.

[leodawesome]

Good day gentlemen, OK po ba yung BPI insurance? I received a quotation from them and it was way lower than what my previous insurance quoted me for renewal. Thanks in advance for your inputs

[Retz]

^

Magkano ba ang premium na quote sayo sir ng BPI?


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[Flip]

Please help sa pag pili, for almost the same premium, which would you rather have:


Own Damage/Theft & AOG * 550,000 insured each
Injury, Property Damage, Passenger * 100,000 insured each


VS.


Own Damage/Theft & AOG * 450,000 insured each
Injury, Property Damage, Passenger * 200,000 insured each



TIA!

[derf8666]

Please help sa pag pili, for almost the same premium, which would you rather have:

Own Damage/Theft & AOG * 550,000 insured each
Injury, Property Damage, Passenger * 100,000 insured each

VS.

Own Damage/Theft & AOG * 450,000 insured each
Injury, Property Damage, Passenger * 200,000 insured each

TIA!

It would depend on the fair market value of your unit. It would be useless to insure it for a high amount because the insurance will not pay you that amount in case of a total loss if the fair market value of the unit is found out to be substantially lower than the insured amount. Some insurers in fact will not accept overinsured vehicles, although there are some which still do. Try to negotiate for the lowest possible comprehensive coverage at their best rate. Or you can probably look around some more if youre not in a hurry.

[Flip]

It would depend on the fair market value of your unit. It would be useless to insure it for a high amount because the insurance will not pay you that amount in case of a total loss if the fair market value of the unit is found out to be substantially lower than the insured amount. Some insurers in fact will not accept overinsured vehicles, although there are some which still do. Try to negotiate for the lowest possible comprehensive coverage at their best rate. Or you can probably look around some more if youre not in a hurry.

OK. seems over the FMV nga yung 550k when I checked sa sulit. the car is 2010 1.5G AT Vios, almost all less than 500k mga posted prices. Thanks for the info sir.

Anyone here have experience with the laus group insurance? CGIC yata name ng company? my officemate is recommending it.

[leodawesome]

^

Magkano ba ang premium na quote sayo sir ng BPI?


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12500 VS 18500 for a 7 year old X-Trail

[leodawesome]

^ And what made it weird is that the amount of coverage of the higher premium (other insurance) was lower than that of BPI's. Diba dapat masmahal yung premium, masmalaki insured amount?

If the insurance of BPI MS was legit, then 2 years na pala ako nabobogus nitong luma kong insurance.