
Originally Posted by
derf8666
I may be biased but as much as possible, do not get your insurance from the dealer. Why? Kanya kanyang trabaho yan. A dealer sells cars. A licensed insurance agent sells insurance. Sabi nila, malaki daw ang advantage pag sa dealer ka kumuha kasi mas mabilis daw? Thats not entirely true. Ipapa-approve pa rin nila usually sa insurer naman pag may aksidente ka. Now thats just sa Own damage. How about 3rd party accidents? Pag nakabangga ka ng ibang sasakyan o tao? Do you think the dealer will help you deal with these 3rd parties? Madalas tayo nakakarining ng mga reklamo laban sa mga insurance companies. If you notice, those cases usually happen when there is no licensed agent representing you. The thing is the consumer also has to be selective in choosing their intermediaries. Hindi basta basta kukuha ka na lang sa bangko, dealer, etc. Kilalanin niyo mga ahente niyo. Makipagmeet muna preferably dun sa company na nirerepresent niya. A simple act like that can give you some peace of mind for years to come.