Pls Suggest Car Insurance Companies

[malleus_ph]

Renewing my insurance this coming March. current insurance peoples general (contented naman with service)

Please send quotation for my options.

My car is a 2011 Hyundai Getz 1.1 M/T Gold Edition.
Parking is closed garage in subd with guards.
Covered parking in office.
Date of purchase: March 26, 2011.
Location: Dasma Cavite

[Retz]

Some of the known insurance companies includes Malayan and Prudential. Currently, I'm with BDO insurance.

[rmsoriano]

what should be the reasonable car insurance cost for a brand new 2012 Honda city, 1.3S A/T, SRP is Php 786,000.00? Any member here connected from a reputable insurance company can recommend and can just send me a PM. Thank you for those who will reply. TIA...

[_Qwerty_]

that should be anywhere from 17T to 20T.

what should be the reasonable car insurance cost for a brand new 2012 Honda city, 1.3S A/T, SRP is Php 786,000.00? Any member here connected from a reputable insurance company can recommend and can just send me a PM. Thank you for those who will reply. TIA...

[rockiee_s]

guys, baka may taga insurance dito. wants to get an insurance for a 2012 Hyundai Veloster.....please PM me. the insurance the dealer is giving me costs a fortune. please help urgently. thanks.

[rafmac]

guys, baka may taga insurance dito. wants to get an insurance for a 2012 Hyundai Veloster.....please PM me. the insurance the dealer is giving me costs a fortune. please help urgently. thanks.

I acutally just renewed my insurance early today from Standard Insurance. Good rate, participation fee at .5%. Call 241 1255 look for May

[rockiee_s]

I acutally just renewed my insurance early today from Standard Insurance. Good rate, participation fee at .5%. Call 241 1255 look for May

Thanks Raf!

[Jie11]

can please anybody of our insurance agents here PM of the quotation for compre of my car. 2004 mdl toyota prado landcruiser, AT, local,
maraming salamat po!

[Retz]

You may or may not include AOG in your comprehensive insurance policy. FYI.

[Jie11]

comprehensive insurance quotation for my car pls.

2004 prado landcruiser with AOG
diesel, automatic, local

appreciate very much for any feedback, thanks a lot!!!

[rmsoriano]

that should be anywhere from 17T to 20T.

thank you sir for the reply, me too is expecting this much for that price of that car, but seems nobody offered just below 20T. Most offers that I received is ranging from 25T - 30T. Somebody pa nga just offered 35T, hehehe parang hold-up. It's good that we have this forum..

[amir1223]

in renewing the comprehensive insurance mga bosing,which is better, yun bang higher ang declared amount or yung lesser?kasi if the declared amount is bigger, the higher the premium,the lesser the declared value, the lesser the premium...thanks in advance..

[airolynx]

in renewing the comprehensive insurance mga bosing,which is better, yun bang higher ang declared amount or yung lesser?kasi if the declared amount is bigger, the higher the premium,the lesser the declared value, the lesser the premium...thanks in advance..

i suggest you go with the car's current market value (depreciated cost 10% per year from original cost when new). That is usally higher than the car's actual selling price. Yes mas mataas ang premium but then, the coverage is higher. So if anything happens (huwag naman sana), malaki yung claims mo sa insurance.

[Retz]

I always go with the lowest premium. Sayang lang kung high premium imo, hindi rin sulit.

[amir1223]

may nagquote kasi sa min, 15% ang depreciation on the first year...i think its way too high compared sa usual 10%..yun nga lang lower ang premium but yung deductible nya,2500 higher dun sa 10% ang depreciation...

[derf8666]

in renewing the comprehensive insurance mga bosing,which is better, yun bang higher ang declared amount or yung lesser?kasi if the declared amount is bigger, the higher the premium,the lesser the declared value, the lesser the premium...thanks in advance..

You should try to go as low as the insurance company will allow you to. It is useless to insure it at a value higher than the fair market value. You pay bigger premium but in case of loss, you will only get the fair market value.

[_Qwerty_]

in case of loss you will get what's on your policy. If it says 500T on your policy, then that is what you'll get even if the FMV is below 500T.

You should try to go as low as the insurance company will allow you to. It is useless to insure it at a value higher than the fair market value. You pay bigger premium but in case of loss, you will only get the fair market value.

[Photoaddict]

I would suggest Pioneer Insurance or BPI/MS Insurance. Mga auto namin, dun sa dalawa lang ako nagpapa insure. Mabilis kasi yun process, since ako din po kasi yun agent.

Kung kelangan nyo ng quotation, just message me or sent me a text 0915- 888 8870. thanks!

[amir1223]

mga bios pde bang humingi ng advise para sa comprehensive insurance offer sa kin? eto yung so far best among sa mga nagquotes:

RCBC BPI
Own Dmage & Theft - 685,000 - 755,000 - 685,000
VTPL-Excess Bodily Injury - 200,000 - 500,000 - 200,000
VTPL-Property Damage - 200,000 - 250,000 - 200,000
Auto-Personal Accident - 220,000 - 250,000 - 100,000
Acts of God - 685,000 - 755,000 - 685,000

Total Premium - 16,067.97 - 19,164.34 - 18,175.00
Participation/Deductible - 6,850.00 - 5,662.50 - 6,850.00
Payment Mode - 4 months equal payments - 4 months equal payments - 6 months equal payments

thanks in advance mga bos!!!

[amir1223]

repost ko lang ulit para mas malinaw mga bos...