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  1. Join Date
    Dec 2009
    Posts
    20
    #221
    Renewing my insurance this coming March. current insurance peoples general (contented naman with service)

    Please send quotation for my options.

    My car is a 2011 Hyundai Getz 1.1 M/T Gold Edition.
    Parking is closed garage in subd with guards.
    Covered parking in office.
    Date of purchase: March 26, 2011.
    Location: Dasma Cavite

  2. Join Date
    Oct 2011
    Posts
    26,781
    #222
    Some of the known insurance companies includes Malayan and Prudential. Currently, I'm with BDO insurance.

  3. Join Date
    Jan 2010
    Posts
    367
    #223
    what should be the reasonable car insurance cost for a brand new 2012 Honda city, 1.3S A/T, SRP is Php 786,000.00? Any member here connected from a reputable insurance company can recommend and can just send me a PM. Thank you for those who will reply. TIA...

  4. Join Date
    Sep 2005
    Posts
    15,310
    #224
    that should be anywhere from 17T to 20T.

    Quote Originally Posted by rmsoriano View Post
    what should be the reasonable car insurance cost for a brand new 2012 Honda city, 1.3S A/T, SRP is Php 786,000.00? Any member here connected from a reputable insurance company can recommend and can just send me a PM. Thank you for those who will reply. TIA...

  5. #225
    guys, baka may taga insurance dito. wants to get an insurance for a 2012 Hyundai Veloster.....please PM me. the insurance the dealer is giving me costs a fortune. please help urgently. thanks.

  6. Join Date
    Feb 2011
    Posts
    563
    #226
    Quote Originally Posted by rockiee_s View Post
    guys, baka may taga insurance dito. wants to get an insurance for a 2012 Hyundai Veloster.....please PM me. the insurance the dealer is giving me costs a fortune. please help urgently. thanks.
    I acutally just renewed my insurance early today from Standard Insurance. Good rate, participation fee at .5%. Call 241 1255 look for May

  7. #227
    Quote Originally Posted by rafmac View Post
    I acutally just renewed my insurance early today from Standard Insurance. Good rate, participation fee at .5%. Call 241 1255 look for May
    Thanks Raf!

  8. Join Date
    Sep 2008
    Posts
    142
    #228
    can please anybody of our insurance agents here PM of the quotation for compre of my car. 2004 mdl toyota prado landcruiser, AT, local,
    maraming salamat po!

  9. Join Date
    Oct 2011
    Posts
    26,781
    #229
    You may or may not include AOG in your comprehensive insurance policy. FYI.

  10. Join Date
    Sep 2008
    Posts
    142
    #230
    comprehensive insurance quotation for my car pls.

    2004 prado landcruiser with AOG
    diesel, automatic, local

    appreciate very much for any feedback, thanks a lot!!!

  11. Join Date
    Jan 2010
    Posts
    367
    #231
    Quote Originally Posted by _Qwerty_ View Post
    that should be anywhere from 17T to 20T.
    thank you sir for the reply, me too is expecting this much for that price of that car, but seems nobody offered just below 20T. Most offers that I received is ranging from 25T - 30T. Somebody pa nga just offered 35T, hehehe parang hold-up. It's good that we have this forum..

  12. Join Date
    Mar 2011
    Posts
    471
    #232
    in renewing the comprehensive insurance mga bosing,which is better, yun bang higher ang declared amount or yung lesser?kasi if the declared amount is bigger, the higher the premium,the lesser the declared value, the lesser the premium...thanks in advance..

  13. Join Date
    Apr 2011
    Posts
    928
    #233
    Quote Originally Posted by amir1223 View Post
    in renewing the comprehensive insurance mga bosing,which is better, yun bang higher ang declared amount or yung lesser?kasi if the declared amount is bigger, the higher the premium,the lesser the declared value, the lesser the premium...thanks in advance..
    i suggest you go with the car's current market value (depreciated cost 10% per year from original cost when new). That is usally higher than the car's actual selling price. Yes mas mataas ang premium but then, the coverage is higher. So if anything happens (huwag naman sana), malaki yung claims mo sa insurance.

  14. Join Date
    Oct 2011
    Posts
    26,781
    #234
    I always go with the lowest premium. Sayang lang kung high premium imo, hindi rin sulit.

  15. Join Date
    Mar 2011
    Posts
    471
    #235
    may nagquote kasi sa min, 15% ang depreciation on the first year...i think its way too high compared sa usual 10%..yun nga lang lower ang premium but yung deductible nya,2500 higher dun sa 10% ang depreciation...

  16. Join Date
    Apr 2010
    Posts
    235
    #236
    Quote Originally Posted by amir1223 View Post
    in renewing the comprehensive insurance mga bosing,which is better, yun bang higher ang declared amount or yung lesser?kasi if the declared amount is bigger, the higher the premium,the lesser the declared value, the lesser the premium...thanks in advance..
    You should try to go as low as the insurance company will allow you to. It is useless to insure it at a value higher than the fair market value. You pay bigger premium but in case of loss, you will only get the fair market value.

  17. Join Date
    Sep 2005
    Posts
    15,310
    #237
    in case of loss you will get what's on your policy. If it says 500T on your policy, then that is what you'll get even if the FMV is below 500T.

    Quote Originally Posted by derf8666 View Post
    You should try to go as low as the insurance company will allow you to. It is useless to insure it at a value higher than the fair market value. You pay bigger premium but in case of loss, you will only get the fair market value.

  18. Join Date
    Apr 2007
    Posts
    92
    #238
    I would suggest Pioneer Insurance or BPI/MS Insurance. Mga auto namin, dun sa dalawa lang ako nagpapa insure. Mabilis kasi yun process, since ako din po kasi yun agent.

    Kung kelangan nyo ng quotation, just message me or sent me a text 0915- 888 8870. thanks!

  19. Join Date
    Mar 2011
    Posts
    471
    #239
    mga bios pde bang humingi ng advise para sa comprehensive insurance offer sa kin? eto yung so far best among sa mga nagquotes:

    RCBC BPI
    Own Dmage & Theft - 685,000 - 755,000 - 685,000
    VTPL-Excess Bodily Injury - 200,000 - 500,000 - 200,000
    VTPL-Property Damage - 200,000 - 250,000 - 200,000
    Auto-Personal Accident - 220,000 - 250,000 - 100,000
    Acts of God - 685,000 - 755,000 - 685,000

    Total Premium - 16,067.97 - 19,164.34 - 18,175.00
    Participation/Deductible - 6,850.00 - 5,662.50 - 6,850.00
    Payment Mode - 4 months equal payments - 4 months equal payments - 6 months equal payments

    thanks in advance mga bos!!!

  20. Join Date
    Mar 2011
    Posts
    471
    #240
    repost ko lang ulit para mas malinaw mga bos...


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