Do not purchase any insurance from PEOPLE'S GENERAL INSURANCE!!!

[reactor]

may mga insurance talaga na may reputation at meron masama ang standing, ok lang naman siguro ma delay pero dapat well informed ang client kasi napakabilis nila sa pagtanggap ng payment pero mabagal sa pag release ng claim. halos or/cr lang ang requirement sa pag apply ng insurance pero sa pag claim, kahit may police report ka na babaratin ka pa ng adjuster at worst ipapasok ka pa sa maliit na talyer na "accredited" daw nila para dun ipagawa. siguro kung bad experience kayo sa people's eh madami naman dyan choices pero halos lahat yan may negative feedback.

for me, i have my own (friend) insurance broker. nakakapamili ako kung saan ko gusto insure (standard, pioneer, mapfre, etc. at kung may claim ako sya (broker) na bahala maglakad police report or affidavit lang ang iproduce ko.

[junerski]

nagclaim lang ako recently sa people's general dahil nabasagan ako ng windshield while driving sa expressway... that was a sunday, tapos tumawag ako sa people's sa toyota cubao on a monday to ask ano requirements for claim... nakumpleto ko within the day...

so by tuesday,dinala ko na yung auto sa cubao for inspection then pinasok ko na for repairs... by thursday released na yung auto.

case to case basis rin siguro or depende sa tao nila nag-asikaso?!? lahat pa naman ng auto namin people's general ang insurance.

[TholitzReloaded]

it's really case to case. Kasi nung sakin ganun din.. mabilis lang din and casa repair pa.

[rllopez1229]

Mga sirs, help naman, ano po magandang idahilan sa affidavit, gusto ko po kasi ipasok sa insurance yung two tires ko, the other one has cut on it's wall while the other one has lump naman sa wall din which is sobrang delikado. Maaprobahan kaya ng insurance kung sabihin ko na may nagcut sakin then kumabig ako at nagutter? People's insurance ko din po ipapasok. sana po matulungan nyo ko..

[jasperalegado]

shinji what's the office address of this Peoples General Insurance?

The office of People's General Insurance Corporation
420 Calle Magallanes Intramuros Manila
If you have a problem with your Claims you can visit their main Office.

[jasperalegado]

within a year of makuha mo yon, less ng deductible kung magkano yon, but remember every year 10 percent ang depreciation value

[audi527]

Just want to share my experience with peoples general. I filed my claim more than a month already with them and it was recommended that the unit be declared "total loss". They offered 550K as the market value although I just renewed my insurance policy with them just a a few months ago for P780K! Grabe ang baba ng offer so I complained to them that it is too low. I even got a quotation from two other insurance companies and their quote is ranging from 730-760k! They called me back a few days ago increasing their offer to 600k so I again complained saying that my policy is for 780k.
Ang sabi nila kse may depreciation pa daw but from what I understand the depreciation rate is already accounted for in the policy amount kaya nga every year bumababa ang insurable amount because of deprecation and for the entire term of the policy yun ang market value ng car. In this case dapat 780K, right? Tama ba? Im even willing to settle for 700k but ang layo naman ng 600k.

Guys, I would appreciate any comments or advice. Thanks!

[Retz]

^

Kung ano ung nakasulat sa insurance policy na insurable amount ng tsikot mo yan ung susundin. Wala naman nakalagay na stipulation that it should be lower than the insured amount. Ginogoyo ka lang nyan brad.

[audi527]

^

Kung ano ung nakasulat sa insurance policy na insurable amount ng tsikot mo yan ung susundin. Wala naman nakalagay na stipulation that it should be lower than the insured amount. Ginogoyo ka lang nyan brad.

Thanks Retz. Yup loko talaga yang mga insurance na yan. I will impose the face value of the insurance and if they do not want to give that, then I will file a complaint sa IC plus a civil case for damages against them. Thanks. Pero I hope di na umabot dun

[TholitzReloaded]

Just want to share my experience with peoples general. I filed my claim more than a month already with them and it was recommended that the unit be declared "total loss". They offered 550K as the market value although I just renewed my insurance policy with them just a a few months ago for P780K! Grabe ang baba ng offer so I complained to them that it is too low. I even got a quotation from two other insurance companies and their quote is ranging from 730-760k! They called me back a few days ago increasing their offer to 600k so I again complained saying that my policy is for 780k.
Ang sabi nila kse may depreciation pa daw but from what I understand the depreciation rate is already accounted for in the policy amount kaya nga every year bumababa ang insurable amount because of deprecation and for the entire term of the policy yun ang market value ng car. In this case dapat 780K, right? Tama ba? Im even willing to settle for 700k but ang layo naman ng 600k.

Guys, I would appreciate any comments or advice. Thanks!

You should get the amount insured.. no questions there I think the insurance company is just trying to haggle so they may pay you less.

With regards to the Insurance I think it' better to get it from someone you know, my car's insurance is also Peoples General so far I didn't have problem with them. Tingin ko kailangan lang may kilala ka or trusted mo yung agent like in my case yung agent ko is like doing my car's insurance for like 4yrs now, sya lahat nag pafollow up pag may claim ako and true enough just recently na basag side mirror ko within 3days nakuha ang LOA and nareplace agad yung basag na side mirror..