Do not purchase any insurance from PEOPLE'S GENERAL INSURANCE!!!

[derf8666]

By the way derf, may narinig ka na ba na insurance agent na nakiki pag conspire sa
casa eh hindi nga sila welcome doon?

Nope. I dont think its possible. Probably pwede pa yung claims department, but definitely not the agent. Sa mga ordinary talyer pwede. Pero "conspire" may be too harsh a word. ang alam ko yung iba nangungumisyon, thats about it. And I dont see anything wrong with that. What with all the competition going on, giving someone a share for their referral is quite ok. I always give referral fees to my sub agents if they will refer to me anyone who buys real estate from me. Pero sa insurance ko, not that much kasi maliit lang ang kita sa insurance e, makikihati pa? Tapos perwisyo pa pagdating ng claim? Wag na lang.. Kaya kayo diyan kung may alam kayong naghahanap ng mga real estate properties sabihin niyo lang sa akin..

[derf8666]

guys need your help. i am following up m LOA sa peoples.

if ever nakuha ko na siya next week. pwede ko na pagawa agad sa honda ba? or after magawa i need to process pa something?

please help asap.. thanks!

Pag may LOA ka na, its good as go. Ipasok mo na sa honda. Pero it would be good to double check kung anong inclusions sa LOA mo. Kasi minsan merong mga ibang portion na hindi naapprove ng insurance. Baka mabigla ka lang kung bakit hindi nagawa ng casa yung supposedly akala mo na gagawin. Pero kung lahat ng kineclaim mo ay included naman, ipasok mo na and then coordinate with the casa na lang for the schedule of the release. Pag kukunin mo na yung unit, check mo lang if everythings ok, then sign ka lang ng release of claim and pay the corresponding participation fee. Kung third party ka naman, sign also the affidavit of desistance. Thats all..

[alabangbedan]

ako po un third party sir. so once marecieve ko LOA wala na ako aaskiasuhin noh? ang worry ko kase baka mamya i'll wait pa for peoples to pay them other than the LOA bago ko makuha kotse ko..

palagay ninyo po sir?

[derf8666]

Yup. You dont need to do anything na and just have to schedule your car dun sa casa kung kailan pwedeng ipasok at kung kelan matatapos. And since ikaw yung 3rd party, you dont need to pay anything, just sign yung release and affidavit..

LOA serves as the PO and as guarantee that the scope of work and the amount payable as agreed upon will be paid for by the insurance company. Terms usually are 30 days. But that doesnt mean you have to wait for 30 days before you can get your car. Yun lang ang terms nila. However, there are some cases in which a casa will demand a check before the release of the car even with the presence of the LOA. Usually nangyayari yan kung hindi accredited yung o kung mayroong hindi magandang track record yung insurance company. Double check mo na rin yan sa casa para siguradong walang hassle.

[alabangbedan]

maraming salamat sir! un affidavit pala saan ko makikita? hihingin ko pa sa insurance para marealase or automatic nasa case na yun pagka fax ng casa?

bukas kukulitin ko ulit sila sa LOA ko.. sana masign na ng boss nilang tukmol! o itigil na nila un alibi nila.. sagabal talaga sa city!

[alabangbedan]

sa wakas may LOA na raw sa honda alabang. let me chekc this monday at maayos na sana

[mackoto]

So i had my claim before with people's general insurance, they released the claim 1 day before the insurance has expired saturday pa last day, kaya buti na lng fri nirelease. 4 mos. pa nilakad para lang mag abot ung expiration ng insurance. Like this thread says; don't buy from them. Madami pa naman jan, sa bank alone madami ng irerefer. Naka terms pa hehe
cheers

[alabangbedan]

bukas ko na pasok sa honda alabang at bukas dun ang expiration ng insurance ng nakabanga sakin. hay asa pa d2 sa peoples na to. ang bagal! buti na lang may LOA na at sana magawa na asap

[derf8666]

Kahit expired naman yung policy walang problema kasi based naman siya kung kailang nangyari yung aksidente, hindi ng repair. Yung mga forms naman like mga affidavit of desistance and release of claims ay ipapapirma sa iyo ng casa at iyon ay iaattach nila sa LOA para ifile sa insurance company para makacollection sila dun. Unless may nakitang additional damage that was caused by the accident, hindi na ang insurance ang dapat mong kausapin kundi yung casa na lang kung kailan matatapos,etc..

[alabangbedan]

salamt sir. nasa casa na oto ko ngayon. hopefully by sat or monday ko na ra w makuha.