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  1. ninjababez's Avatar
    ninjababez
    ninjababez is offline Tsikoteer
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    June 2nd, 2016 01:46 PM #681
    Kung may savings/payroll ka sa isang bank, mas maigi dun ka sa bank na yun mag apply, mas malaki chances mo ma approve.
    Btw ano auto ba plano mo kunin?
    Baka nasa 1m mark na kaya na decline/deny ka sa loan

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  2. Dende
    Dende is offline Verified Tsikot Member
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    June 2nd, 2016 01:48 PM #682
    Try mo rin gawing co-maker yung partner mo sa business.


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  3. clover
    clover is offline Verified Tsikot Member
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    June 3rd, 2016 10:05 PM #683
    Okay na po guys, I got my bank approval na. super angel in disguise and andali kausap ng PSBank, next day approval agad! Thank you sir Kishan!
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  4. clover
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    June 3rd, 2016 10:06 PM #684
    Okay na po guys, I got my bank approval na. super angel in disguise and andali kausap ng PSBank, next day approval agad! Thank you sir Kishan!
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  5. dr. d
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    June 3rd, 2016 11:42 PM #685
    Quote Originally Posted by clover View Post
    Okay na po guys, I got my bank approval na. super angel in disguise and andali kausap ng PSBank, next day approval agad! Thank you sir Kishan!
    so what did you do here, that you did not do the first time, in the other bank?
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  6. clover
    clover is offline Verified Tsikot Member
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    June 4th, 2016 01:43 PM #686
    Quote Originally Posted by dr. d View Post
    so what did you do here, that you did not do the first time, in the other bank?
    I removed my moms name as my comaker kaya mukang mas nareconsider ung other income ko. Plus madiskarte din ung tumulong sakin from PSbank, tnry niya muna for different unit ung loan ko tapos nung nag okay nag change unit na kami ulit.
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  7. ninjababez's Avatar
    ninjababez
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    June 5th, 2016 01:42 PM #687
    Quote Originally Posted by clover View Post
    I removed my moms name as my comaker kaya mukang mas nareconsider ung other income ko. Plus madiskarte din ung tumulong sakin from PSbank, tnry niya muna for different unit ung loan ko tapos nung nag okay nag change unit na kami ulit.
    wow bait and switch in favor of the customer!! madiskarte nga yan
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  8. kishAn's Avatar
    kishAn
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    June 6th, 2016 06:35 PM #688
    Quote Originally Posted by clover View Post
    Okay na po guys, I got my bank approval na. super angel in disguise and andali kausap ng PSBank, next day approval agad! Thank you sir Kishan!
    Happy to help


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  9. weezing
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    June 7th, 2016 05:06 AM #689
    I'm a newbie when it comes to car loan. Binigyan ako ng approval ng UnionBank for a car loan. I was wondering if possible bang ilipat yung direct bank approval from them to an in-house deal? I want to get the low dp kahit at the expense of higher MA. TIA
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  10. kishAn's Avatar
    kishAn
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    June 7th, 2016 06:54 AM #690
    Quote Originally Posted by weezing View Post
    I'm a newbie when it comes to car loan. Binigyan ako ng approval ng UnionBank for a car loan. I was wondering if possible bang ilipat yung direct bank approval from them to an in-house deal? I want to get the low dp kahit at the expense of higher MA. TIA
    yes pwede. just ask your agent, he/she know what to do and mas gusto ng ahente ang in house financing


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