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  1. Join Date
    Oct 2002
    Posts
    9,894
    #61
    if i had 3.5M i would walk into AF1 or Classmates and not come out until ubos na. isang buwan siguro ako dun :bwahaha:

  2. Join Date
    May 2005
    Posts
    8,077
    #62
    Quote Originally Posted by M54 Powered
    if i had 3.5M i would walk into AF1 or Classmates and not come out until ubos na. isang buwan siguro ako dun :bwahaha:
    baka pwede ka na din pa tayo ng bagong AF-1 or Classmates sa budget na iyan ..or kahit dagdag k na lang konti.hehehe



    :
    Quote Originally Posted by M54 Powered
    not come out until ubos na. isang buwan siguro ako dun :bwahaha
    sir M54 baka upod na ang .......................




    wallet mo non ...hihihi

  3. Join Date
    May 2006
    Posts
    6,940
    #63
    How bout a lot? Meron jan near mindanao ave selling at 9500/sqm enclosed subdivision pa. Pre selling price pa yan pag natapos development next year sigurado taas ng value nyan

  4. Join Date
    May 2007
    Posts
    27
    #64
    Sa pagkakaintindi ko sa situation, may extra budget ka para sa car pero nagdadalawang isip ka kung tama ang investment mo, that means generally on the first place, before setting aside a huge amount of budget on a car, siguradong may sariling house ka na and you are earning a lot of money or generally speaking, meron kang more than 10M assets. Because its ridiculous na mag-isip kang mag-invest ng ganyang kalaki sa car without these assets/means of living.
    Generally, a car speaks for its owner, bagayan lang sa income yun type and cost of the car, unless you're rich at walang hilig sa car. I know many people owning buildings but prefer simple cars.
    Therefore, go on, buy yourself a car and enjoy it. If you can afford that amount on a car, tiyak, marami ka pang extra savings and invest those savings sa subdivision lots or business.
    Only my opinion.

  5. Join Date
    Aug 2006
    Posts
    728
    #65
    car o condo? > parang yan yung tanong ng isang gay guy sa isang basketball player ilang taon lang nakakaraan ah

    a condo can become an investment.
    a car will always be an expense.

  6. Join Date
    Mar 2006
    Posts
    453
    #66
    Definitely a condo or a house and lot

  7. Join Date
    Jan 2007
    Posts
    2,810
    #67
    Quote Originally Posted by edl100 View Post
    Hi,

    I may be out of date but I noticed that Cars nowadays are around the 1.2 MILLION on average price.

    REVO or Corolla is around 900T
    RAV4 is around 1.2 MILLION
    Vans cost around 1.4 MILLION or more
    SUVs average the 2.5 MILLION price tag
    BMWs are on the 2.8 MILLION range to 7 MILLION for a 7 series.
    MERCEDES is on the 3.8 MILLION to 10 MILLION for a new S-Class

    I remember, a corolla 16V used to cost 333T in 1989?

    With 3.5 million, You can get an EVO, a Porsche Boxter, A nice SLK BENZ or 5 series BMW.

    My question is: If you have around 3.5 Million to spend on a car, would you buy one? or just get a decent CONDO unit in Eastwood, the FORT, ORTIGAS CENTER etc..... and keep your existing car or just a buy a simple car upgrade and go for the Condo unit as an investment??
    Can you get a rockwell condo unit for just 3.5M? I thought the decent ones start at about 8-10M or so. Either way I'd get the house/condo first, if I didn't have one already. Like everyone says it'll hold up better, both in terms of price and against the elements.

  8. Join Date
    Jan 2007
    Posts
    4,459
    #68
    If I have 3.5M in cash now, I'll get a unit in Swire (Greenhills) with a 5 year term. Then an SUV, also for 5 years. Now I only have to make the downpayments for the 2 and invest the remaining cash. After 5 years, you get the money you invested plus interests (depending on where you invested the money).

    So looking back 5 years ago, you got the car and the condo at the same time. At present, you paid for 5 years with interests. But you also made money out of your investment, bawi bawi lang. Naenjoy mo pa pareho at the same time + the chics for over 5 years na dinadala mo sa condo and sumasakay sa auto mo hehehehe

  9. Join Date
    Dec 2003
    Posts
    4,241
    #69
    Quote Originally Posted by Kapitan View Post
    Naenjoy mo pa pareho at the same time + the chics for over 5 years na dinadala mo sa condo and sumasakay sa auto mo hehehehe
    hahah yeah!!!... nice one..

    im leaving in a condo right now.. given a chance to choose from the two.. ill get a car and a townhouse nalang siguro.. sawa na ko sa condo.. kasi pag nagkapamilya na ko. ayoko nang nakatira sa condo. pang single and siguro starting to have a family pwede pa.. pero for long term. hindi ko gusto..

  10. Join Date
    Jan 2007
    Posts
    4,459
    #70
    Hehehe ang maganda sa townhouse, malaki. I mean ung ibang townhouse winged ang style ng mga bedrooms and pwede 3 floors pa. Panget sa mga condo ung elevator. Pag wala kuryente and generator, patay mag-stairs ka. Kahit penthouse ang unit mo malulugi ka sa haba ng lakarin mo pababa hehehehe

  11. Join Date
    Aug 2006
    Posts
    222
    #71
    Mas maganda condo if you like have that new condo rented out and use the money you get as payment for the car you like pero 3.5m is too much for a car unless luxury car kunin mu pero more of a liablility ang car compared to a condo

  12. #72
    Sabi nga ni Kiyosaki, a car is a liability, a condo (although, it could also be one) is generally an asset. So, build up muna daw ng assets, para maging "financially" free. How about buying something na mag gegenerate ng income? Or better still, magtayo ka ng business with that 3.5M of yours?

  13. Join Date
    Aug 2007
    Posts
    820
    #73
    Condo - brings money to your pocket. (Value increases or stays the same)
    Car - takes money out of your pocket. (Value diminishes)

  14. Join Date
    Dec 2005
    Posts
    1,214
    #74
    condo shempre. hirap ata matulog at umebs sa loob ng kotse.

  15. Join Date
    Jun 2006
    Posts
    884
    #75
    why not a house and a free ferrari...

    http://www.luxist.com/2006/01/19/buy...-free-ferrari/

    http://www.fastcar.co.uk/04570735435...e-ferrari.html

    iyun lang last year pa iyan, baka may nakakuha na...

  16. Join Date
    Sep 2007
    Posts
    371
    #76
    Condo Unit...

  17. Join Date
    Aug 2005
    Posts
    7,186
    #77
    Condo muna. The price of the condo unit appreciates, while the price of a car depreciates. A condo unit is a better investment than a car. Unless of course the car is a vintage unit.

  18. Join Date
    Sep 2005
    Posts
    15,310
    #78
    decided on this 4 years ago.. took the condo.. then after 4 years.. got the car..

  19. Join Date
    Oct 2007
    Posts
    101
    #79
    makinig ka sa payo ko.

    bumili ka ng magandang kotse at manligaw ka ng chick na may condo. may condo ka, may chick ka na at magandang tsikot pa. eh saan ka na?

  20. Join Date
    Nov 2007
    Posts
    111
    #80
    if I have a house and car, i'd rather use the 3.5million to invest in real estate.. kung wala.. di ko uubusin ung money na un... maybe look for something more practical... maliit na house at 2nd hand car.. para may savings pa... mahirap na buhay ngaun.

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CAR or CONDO UNIT?