Encumbered CR

[shadow]

Eto kasi sabi nya - Unfortunately, the car owner died leaving the debt unpaid and the car is still with the bank.

Baka ibig nya sabihin the car registration is still with the bank.

Yun other debt pagkaintindi ko sinasabi niya and not the car loan


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[leonleon]

Pagkaintindi ko ayaw i clear yung OR/CR (car loan) kasi may utang pang iba sa bangko?

Tama kaya?

[shadow]

Pagkaintindi ko ayaw i clear yung OR/CR (car loan) kasi may utang pang iba sa bangko?

Tama kaya?

Yes. Natapos na yun car loan pero hinde ma release chattel dahil meron pa utang sa bank which is I think CC debt.


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[teburcio]

Yes. Natapos na yun car loan pero hinde ma release chattel dahil meron pa utang sa bank which is I think CC debt.


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Correct sir. Credit Card is the utang.

[shadow]

Correct sir. Credit Card is the utang.

Kailangan bayaran talaga yun CC debt. Andoon sa pinirmahan niya yan. All other debts dapat clear bago ma release.

Pero I don't know kung pwede din legally gawin ng bank dahil kung mas malaki naman value ng car kesa sa utang dapat suklian pa dapat ng banko yun creditor.

Alam ko bawal din yan na mas malaki value ng inipit ng bank kesa sa utang. Pag ganyan sila pa dapat magbalik ng difference.




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