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  1. Join Date
    Sep 2005
    Posts
    15,310
    #12861
    kung financing.. mas mababa ang interest rates nang banks.. alam ko may promo din ang Metrobank.. check mo na lang rates nila then compare mo sa in house nang Toyota.. compare mo yung downpayment, monthly payment, chattel, then don ka sa pinakamababa syempre.. try mo din sa BDO and BPI.

    Quote Originally Posted by nanl777 View Post
    sir tanong ko lang po, sabi nyo po mas makakamura po kung sa bank mag try ng loan? I always have this idea na kung direct sa Toyota kami kukuha mas mababa yung price since direct na po. Do you have any idea kung ok ang metrobank in this case? mag oopen pa lang po ako ng local account sa October pag uwi ko.

    Thanks po ulit.

  2. Join Date
    Sep 2009
    Posts
    5
    #12862
    Quote Originally Posted by _Qwerty_ View Post
    kung financing.. mas mababa ang interest rates nang banks.. alam ko may promo din ang Metrobank.. check mo na lang rates nila then compare mo sa in house nang Toyota.. compare mo yung downpayment, monthly payment, chattel, then don ka sa pinakamababa syempre.. try mo din sa BDO and BPI.


    Thanks po sa input ulit... really excited to get my car. sana makakuha kami ng black or red and sana wala masyado aberya sa pag kuha. thanks po ulit

  3. Join Date
    Sep 2009
    Posts
    11
    #12863
    hi again to everyone... just wanna ask po kung me idea po kayo how much is the rate of the car financing sa bank compared po sa in house financing...
    nabigyan kami ng Toyota in house fianancing ng so far daw mababa na rate which is 27.7%. pangalawang dealer na yung napuntahan namin and medyo mababa sila compared sa nauna naming napuntahan which is 30%++.. we are about to go to the third dealer para me 3rd choice kasi yun ang sabi sa thread dito and hoping na makakuha kami ng 26%? and dont know po kung yun ang lowest ever rate.
    advice plsss and thanks a lot.

  4. Join Date
    Sep 2009
    Posts
    11
    #12864
    hi mga ka tsikoterrs.. am here again... ganun pala yun pag bibili ka ng car parang you wanted it now pero hindi mo naman magawa kasi there's a lot to consider pa kahit simple things lang na nakakagulo sa decision making. whew! right now naguguluhan naman kami sa color.. we originaly like the dark gray one pero parang we wanted to shift into silver na lang kasi less maintenance and pagdating sa scratch medyo hindi kita at the longer usage talagang hindi DAW madaling maluma ang silver. hindi ko din alam kung tama lahat ang mga yan.. but im hoping you guys could help me decide which color to choose... thanks po uli sensya na po

  5. Join Date
    Sep 2005
    Posts
    15,310
    #12865
    ilang years yan??

    kung 5 years yan.. mababa na yung 27.7% so parang 5.54% per annum na lang yan..

    Mas mababa na nga ngayon.. i think i got 18% for 3yrs sa BDO 2 yrs ago.

    Quote Originally Posted by RED09 View Post
    hi again to everyone... just wanna ask po kung me idea po kayo how much is the rate of the car financing sa bank compared po sa in house financing...
    nabigyan kami ng Toyota in house fianancing ng so far daw mababa na rate which is 27.7%. pangalawang dealer na yung napuntahan namin and medyo mababa sila compared sa nauna naming napuntahan which is 30%++.. we are about to go to the third dealer para me 3rd choice kasi yun ang sabi sa thread dito and hoping na makakuha kami ng 26%? and dont know po kung yun ang lowest ever rate.
    advice plsss and thanks a lot.

  6. Join Date
    Sep 2009
    Posts
    11
    #12866
    Quote Originally Posted by _Qwerty_ View Post
    ilang years yan??

    kung 5 years yan.. mababa na yung 27.7% so parang 5.54% per annum na lang yan..

    Mas mababa na nga ngayon.. i think i got 18% for 3yrs sa BDO 2 yrs ago.


    yung 27.7% po is 4 yrs sa in house po yan...

  7. Join Date
    Sep 2005
    Posts
    15,310
    #12867
    kung 27.7% in 4 years eh mataas yan.. check mo yung BPI website may mga rates sila don..

  8. Join Date
    Sep 2009
    Posts
    11
    #12868
    27.7% po for 4 yrs na yun...

  9. Join Date
    Sep 2009
    Posts
    11
    #12869
    oo nga e medyo napansin ko na mataas nga rate nila... thanks a lot check ko sa ibang banks

  10. Join Date
    Aug 2007
    Posts
    623
    #12870
    Quote Originally Posted by RED09 View Post
    hi mga ka tsikoterrs.. am here again... ganun pala yun pag bibili ka ng car parang you wanted it now pero hindi mo naman magawa kasi there's a lot to consider pa kahit simple things lang na nakakagulo sa decision making. whew! right now naguguluhan naman kami sa color.. we originaly like the dark gray one pero parang we wanted to shift into silver na lang kasi less maintenance and pagdating sa scratch medyo hindi kita at the longer usage talagang hindi DAW madaling maluma ang silver. hindi ko din alam kung tama lahat ang mga yan.. but im hoping you guys could help me decide which color to choose... thanks po uli sensya na po

    If your after the purpose of preserving the looks under scratch conditions, you might want to consider the color black since black is the internal color of the material used under the paint and can be easily camouflaged later on with just any black paint. Maganda pang pakintabin kasi black...

  11. Join Date
    Jan 2005
    Posts
    1,994
    #12871
    Quote Originally Posted by Islaw*Palitaw View Post
    If your after the purpose of preserving the looks under scratch conditions,
    natawa ako dito, dahil kung dimo makita ang scratch, dadami eto at mas mahal ang gastos.

    Quote Originally Posted by Islaw*Palitaw View Post
    to consider the color black since black is the internal color of the material used under the paint
    absolutely wrong or maybe sa mga nakita ko lang, mine is black and the scratch is not black, color white eto or look maybe a whitish gray.
    check mine: http://avanza-davao.co.cc/forum/inde...=5.msg17#msg17

    my brahd white avanza, bakit color black ang scratch :wonder:

    Quote Originally Posted by Islaw*Palitaw View Post
    and can be easily camouflaged later on with just any black paint.
    add mo ang color black wax :happy:

    Quote Originally Posted by Islaw*Palitaw View Post
    Maganda pang pakintabin kasi black...:grin::grin:
    at parang salamin, dahil hinayupak na aso at turkey, akala ibang hayop nakita kaya inatake ang avanza ko :lasing:
    Buti nalang walang scratch :happy:

    No regrets ako sa Extreme Black Avanza ko.
    http://avanza-davao.co.cc/forum/inde...ic=3.msg4#msg4

  12. Join Date
    Oct 2008
    Posts
    103
    #12872
    Quote Originally Posted by RED09 View Post
    oo nga e medyo napansin ko na mataas nga rate nila... thanks a lot check ko sa ibang banks
    I got my loan sa Metrobank, 28.48% for 5 years and I think up to September 30 na lang ang promo nila.

  13. Join Date
    Aug 2006
    Posts
    2
    #12873
    Quote Originally Posted by marckd1 View Post
    I got my loan sa Metrobank, 28.48% for 5 years and I think up to September 30 na lang ang promo nila.
    sir marckd1 confirm ba yang rate sa METROBANK 5 yrs. at 28.48%.....napakababa nman yata. Guys, ask ko lang puede ba ipa-refinance yung car loan in this case sa metrobank kahit nakuha mo na yung unit.

    Nakuha ko na kasi yung avanza ko last month lang and will start 1st payment this month. Mine is BDO 35% int. 5 yrs. to pay kaya almost 12T something MA.....SA ng toyota (BASCI AUTO SALES) lahat ang nag-process ng papers wala kasi time yung mrs. ko mag-asikaso.

    Maybe somebody here can give advice on how to re-finance my unit...sayang din yung 2T monthly....

  14. Join Date
    Oct 2008
    Posts
    103
    #12874
    Quote Originally Posted by ellezert View Post
    sir marckd1 confirm ba yang rate sa METROBANK 5 yrs. at 28.48%.....napakababa nman yata. Guys, ask ko lang puede ba ipa-refinance yung car loan in this case sa metrobank kahit nakuha mo na yung unit.
    Yes, confirmed po because of their Metrocar promo na until September 30. Kahit yung normal rate nila ay mas mababa compared to other bank. I'll pm You the contact number of my account officer para sa mga inquiries mo. Hope this will help.

  15. Join Date
    Sep 2009
    Posts
    11
    #12875
    Quote Originally Posted by marckd1 View Post
    I got my loan sa Metrobank, 28.48% for 5 years and I think up to September 30 na lang ang promo nila.
    ow?... mababa yan for a 5 years... but i'm still trying to huggle the rate sa BDO. sana i can get a lower rate para close deal na... thanks sa input

  16. Join Date
    Apr 2009
    Posts
    521
    #12876
    Quote Originally Posted by Islaw*Palitaw View Post
    If your after the purpose of preserving the looks under scratch conditions, you might want to consider the color black since black is the internal color of the material used under the paint and can be easily camouflaged later on with just any black paint. Maganda pang pakintabin kasi black...

    i agree kay islaw na maganda pakintabin ang black, my vanzie is black, wash (water only) and wax lang, pero pag rainy season dungis ng vanzie kita kasi ang alikabok. pero water lang katapat at punas cute na ulit sya.

  17. Join Date
    Jan 2008
    Posts
    431
    #12877
    Good day fellow Avanzers....

    Ask ko lang sana mga advise ninyo regarding my unit.
    The other day kasi, nagluko iyong alarm ko. Bigla na lang nag-alarm sa parking ng house namin nang walang dahilan (solo parking po ito at malayo sa daan). So para huminto, dinis-arm ko yung alarm then inactivate ko ulit. After lang ng ilang sandali, nag-aalarm na naman. Ilang beses ko inulit ang disarm-arm procedure pero ganun pa din. So dinisarm ko na lang at nilock ko manually. Pero after ilang sandali lang, nagbli-blink na naman yung mga lights, yung tipong may nabuksang pinto. So I checked all the doors by opening and closing them again. This time, um-okay na yung lights.

    But then, this morning, itinawag sa akin ni misis na nagbli-blink na naman daw ang mga lights ni vanzie.

    Ano kaya ang pwede ko magawa temporarily. Baka weekend ko pa kasi pwedeng madala sa casa. Please advise naman po. TIA.
    Last edited by Eypeeyu; September 16th, 2009 at 03:10 PM. Reason: spelling correction

  18. Join Date
    Aug 2005
    Posts
    7,186
    #12878
    ^^^ Posibble na nag luluko na ang alarm.

  19. Join Date
    Jan 2008
    Posts
    431
    #12879
    Quote Originally Posted by meledson View Post
    ^^^ Posibble na nag luluko na ang alarm.
    Hi Pres, possible ba yun kahit naka-disable na yung alarm? Thanks.

  20. Join Date
    Dec 2007
    Posts
    3,938
    #12880
    Quote Originally Posted by Eypeeyu View Post
    Hi Pres, possible ba yun kahit naka-disable na yung alarm? Thanks.
    Anything is possible when it comes to problems with electronics.

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