Cloud storage is good as long as there's high-speed broadband available. Sadly, I'm stuck with DSL for now.
Agreed with Seagate's crappy reliability. Had their drives, both internal and portable, fail on me. All my rust spinners are now WD, and I'll likely add HGST if and when I build a NAS. I've read some great reviews about HGST drives, so I might as well try them out.
If only SSDs were cheaper... Intel and Samsung have some new QLC drives upcoming, I hope these lead the way to price drops and increases in capacity, and keep the reliability high.