Quote Originally Posted by tidus1203 View Post
Opinyon ko lang ito so no offense to others especially those involved in pre-need. Pero in most cases pre-need is so not worth it na rin these days. Dati ok sya, pero nowadays ang baba ng return halos talo pa ng inflation. Might as well ilagay mo na lang sa bond fund ang pan education ng anak mo kaysa ibiggay mo sa pre-need.
i totally agree on this one!