What is your average monthly expenses and how much do you save?

[glenn manikis]

Good for you sir. Hope you have more savings than expense in doing so. As the saying goes, the sun doesn't shine everyday. Just a simple reminder and i wish you more success & luck.

im also looking for other business ventures... like UV express, or buy and sell ng sasakyan, pati SUN LIFE insurance kumuha na din kami... sabi nga nila dont put all your eggs in one basket...

naisip ko din mag tayo ng, matatawag ko talaga na sarile kung GENERATOR company.. pero bakit pa? kakalabanin ko lang anak ko... at dagdag sa sakit ng ulo ko yun..

Im already 41 years old... isa nalang ang pinag aaral ko... ang gusto ko, Simple living and peace of mind na lang...

thank you for the advice sir.... thank you din po for wishing me more success and luck...

but what i really need is, not luck but GODS BLESSINGS...

God Bless you Sir...!!!!

- - - - - - - - - - - - - - - - - - - - - -

Good for you sir. Hope you have more savings than expense in doing so. As the saying goes, the sun doesn't shine everyday. Just a simple reminder and i wish you more success & luck.

im also looking for other business ventures... like UV express, or buy and sell ng sasakyan, pati SUN LIFE insurance kumuha na din kami... sabi nga nila dont put all your eggs in one basket...

naisip ko din mag tayo ng, matatawag ko talaga na sarile kung GENERATOR company.. pero bakit pa? kakalabanin ko lang anak ko... at dagdag sa sakit ng ulo ko yun..

Im already 41 years old... isa nalang ang pinag aaral ko... ang gusto ko, Simple living and peace of mind na lang...

thank you for the advice sir.... thank you din po for wishing me more success and luck...

but what i really need is, not luck but GODS BLESSINGS...

God Bless you Sir...!!!!

[Balikpinoy]

im also looking for other business ventures... like UV express, or buy and sell ng sasakyan, pati SUN LIFE insurance kumuha na din kami... sabi nga nila dont put all your eggs in one basket...

naisip ko din mag tayo ng, matatawag ko talaga na sarile kung GENERATOR company.. pero bakit pa? kakalabanin ko lang anak ko... at dagdag sa sakit ng ulo ko yun..

Im already 41 years old... isa nalang ang pinag aaral ko... ang gusto ko, Simple living and peace of mind na lang...

thank you for the advice sir.... thank you din po for wishing me more success and luck...

but what i really need is, not luck but GODS BLESSINGS...

God Bless you Sir...!!!!

- - - - - - - - - - - - - - - - - - - - - -




im also looking for other business ventures... like UV express, or buy and sell ng sasakyan, pati SUN LIFE insurance kumuha na din kami... sabi nga nila dont put all your eggs in one basket...

naisip ko din mag tayo ng, matatawag ko talaga na sarile kung GENERATOR company.. pero bakit pa? kakalabanin ko lang anak ko... at dagdag sa sakit ng ulo ko yun..

Im already 41 years old... isa nalang ang pinag aaral ko... ang gusto ko, Simple living and peace of mind na lang...

thank you for the advice sir.... thank you din po for wishing me more success and luck...

but what i really need is, not luck but GODS BLESSINGS...

God Bless you Sir...!!!!

Good for you!

So while being an agent do you still draw a gov't salary monthly and still a full time position?

[glenn manikis]

Good for you!

So while being an agent do you still draw a gov't salary monthly and still a full time position?

nag optional retirement na ako...

and if ever man dati na one month ako hindi Pumapasok.. im on OFFICIAL LEAVE...

moon lightning? kaya nga ako nag optional retirement... para walang conflict..

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Good for you!

So while being an agent do you still draw a gov't salary monthly and still a full time position?

nag optional retirement na ako...

and if ever man dati na one month ako hindi Pumapasok.. im on OFFICIAL LEAVE...

moon lightning? kaya nga ako nag optional retirement... para walang conflict..

[CVT]

Average expenses ko per month more or less 200k, may time a little over 100k lang pinakamalaki na 350k per month... pag umabot na ng 300k nag hihinayan na ako...

At an average of P200K per month expense, and with it being at 20% of your overall income,- that's really something bro,- I am sincerely happy for you.

Majority of our clients is from the south PEZA zone and from metro Manila... Jollibee kami Po supplier, ang order nila total 5000 gensets.. If you have contact tacloban area... Pwede tayo mag provide ng power dun... We have Genset on stock used by local power utilities... Sale or lease... Per kwh ang charge around 3php Lang per kWh... Pag ito na deal natin... Big leagues na ito sir...!
Lahat pwede sumubok, pwede din kumita ng malaki... Depende sa unit...
Sorry sa o.t.

There is a good possibility that a couple of our business partners in the south PEZA area acquired their genset from you..... There is one that is located in Cabuyao and has just released a PO... Follow-up ko, so that there will be no downtime in our (captive) production lines with them....

BTT: Even if we are using credit cards, cash withdrawal remains at 15% of our expenses - householdhelp salary, kids' allowances, school bus etc..... Then, groceries, kids' tuition fees (only), personal insurance payments are about 10% each.....


"The measure of a man is what he does with power" LJIOHF!

26.5K _/_/_/_/_/:taunt:_/_/_/_/_/

[Juan Martinez]

nag optional retirement na ako...

and if ever man dati na one month ako hindi Pumapasok.. im on OFFICIAL LEAVE...

moon lightning? kaya nga ako nag optional retirement... para walang conflict..

- - - - - - - - - - - - - - - - - - - - - -



nag optional retirement na ako...

and if ever man dati na one month ako hindi Pumapasok.. im on OFFICIAL LEAVE...

moon lightning? kaya nga ako nag optional retirement... para walang conflict..

you're still very young sir. I thought you're already at least in your late 40s to middle or late 50s, ang bata nyo pa naging milyonaryo 😮 saka yung anak mo nasa mga 20s pa siguro siya. indeed god is good. nakapagsubaybay din ako sa mga posts mo sir and i understand that you're connected with the supreme court. totoo ba talagang may "ma'am arlene" dyan na tinaguriang "Janet Lim napoles ng judiciary" o kathang isip lang siguro yan ng media?
BTT I use cash in my expenses no CC anymore straight from my monthly pension. the lumpsum for 5 years that I received when I retired a couple of years ago still in the bank almost intact pa.

[glenn manikis]

you're still very young sir. I thought you're already at least in your late 40s to middle or late 50s, ang bata nyo pa naging milyonaryo �� saka yung anak mo nasa mga 20s pa siguro siya. indeed god is good. nakapagsubaybay din ako sa mga posts mo sir and i understand that you're connected with the supreme court. totoo ba talagang may "ma'am arlene" dyan na tinaguriang "Janet Lim napoles ng judiciary" o kathang isip lang siguro yan ng media?
BTT I use cash in my expenses no CC anymore straight from my monthly pension. the lumpsum for 5 years that I received when I retired a couple of years ago still in the bank almost intact pa.

- - - - - - - - - - - - - - - - - - - - - -

you're still very young sir. I thought you're already at least in your late 40s to middle or late 50s, ang bata nyo pa naging milyonaryo �� saka yung anak mo nasa mga 20s pa siguro siya. indeed god is good. nakapagsubaybay din ako sa mga posts mo sir and i understand that you're connected with the supreme court. totoo ba talagang may "ma'am arlene" dyan na tinaguriang "Janet Lim napoles ng judiciary" o kathang isip lang siguro yan ng media?
BTT I use cash in my expenses no CC anymore straight from my monthly pension. the lumpsum for 5 years that I received when I retired a couple of years ago still in the bank almost intact pa.

he. he. totoo nga daw.... pero parang fixer lang dating nun... may mga contacts lang sya.. pero hindi din naman nya kayang impluwensyahan mga judges at justices... at kung kumita man yun sa tingin ko.. barya lang kinikita nun 20K, 30K malaki na 50k siguro...

and sir.. hindi naman po ako mayaman...

AGENTE lang po ako...

yung anak ko 22 yrs. old..

[Juan Martinez]

he. he. totoo nga daw.... pero parang fixer lang dating nun... may mga contacts lang sya.. pero hindi din naman nya kayang impluwensyahan mga judges at justices...

yung anak ko 22 yrs. old..

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he. he. totoo nga daw.... pero parang fixer lang dating nun... may mga contacts lang sya.. pero hindi din naman nya kayang impluwensyahan mga judges at justices... at kung kumita man yun sa tingin ko.. barya lang kinikita nun 20K, 30K malaki na 50k siguro...

di kagaya nila ni gregory ong saka yung mga brothers sabio sa gsis-meralco bribery case. talagang hindi yun barya-barya sir.

[holdencaulfield]

yung mga kumukuha ng isang unit lang ng pang uv express tapos hinuhulugan. bawi ba sila dun?

magkano base unit ng hiace grandia nasa lagpas 1M rin. tapos dun din sa biyahe nila kumukuha ng panghulog, magkano ba kita ng uv service sa isang buwan?

madalas ko ngang naririnig sa mga drayber ng uv na kesyo lugi daw sila.

[kimbon]

bro, medyo malaki - laki na yata yung sweldo ng rtc judge ngayon including their special allowances. atsaka before ka maging rtc judge you need to practice law for at least 10 yrs baka mayaman na yan before he joined the judiciary. alam mo pvt practice malaking pera talaga yan. at yung 5M haus in an exclusive village mukhang mura lang yan. yung alam ko pag exclusive it starts at least 40M at yung 5-storey bldg worth 20M ano kaya gamit na materyales nyan at saan na man kaya located , baka sa camarin, caloocan. 100M in 10 yrs sa pvt practice it's very possible. makita na man yan sa SALN ni rtc judge. yung iba nga bloated yung SALN pero doon din madali sa BIR.

hehe Atty with all due respect immaterial na kung saan lugar nakatayo ang bahay at lalo na immaterial din kung ampaw pa ang pag constract nito. ang issue dito kaya bang kitain ni judge RTC? kwento ng kasambahay nila sa kasambahay ng relative namin na mas madali daw mag maintain ng simpleng bahay noon nasa sampaloc manila pa sila 15 yrs ago keysa ngayon. dumadami daw ang gawain sa bahay pero karampot naman ang itinaas ang swelto etc... lam mo na mga kwentong kasambahay kapag naguusap sila-sila... hehe
ang sabi mo "medyo malaki - laki na yata yung sweldo ng rtc judge ngayon including their special allowances". heto naman ang tanong... magkano ba dapat more or less ang sweldo at special allowance sa ganyang lifestyle? asking lang ah. hehe

[Juan Martinez]

hehe Atty with all due respect immaterial na kung saan lugar nakatayo ang bahay at lalo na immaterial din kung ampaw pa ang pag constract nito. ang issue dito kaya bang kitain ni judge RTC? kwento ng kasambahay nila sa kasambahay ng relative namin na mas madali daw mag maintain ng simpleng bahay noon nasa sampaloc manila pa sila 15 yrs ago keysa ngayon. dumadami daw ang gawain sa bahay pero karampot naman ang itinaas ang swelto etc... lam mo na mga kwentong kasambahay kapag naguusap sila-sila... hehe
ang sabi mo "medyo malaki - laki na yata yung sweldo ng rtc judge ngayon including their special allowances". heto naman ang tanong... magkano ba dapat more or less ang sweldo at special allowance sa ganyang lifestyle? asking lang ah. hehe

😊 bro, si sir GM yata makasagot nyan. he's from the SC. pero sa pagkaka alam ko yung rtc judge parang salary grade 29 yata yan. so, nasa Php78k to Php80k per month yan kung step 8 na siya, plus SAJ, JDF, allowance ng LGU. so i think it's a lot money.

[holdencaulfield]

^maliit na ngayon yang ganyang sweldo. olats yan sa apat na bibig tapos iba pang expenses.

[jut703]

Parang di ako makapaniwala na ganyan lang sweldo ng RTC judge. May neighbor kami na RTC judge, 3 ang kotse and medyo malaki bahay.

If you send kids to good schools, kulang yung ganyang income to buy even just 1 car. Mukhang may sideline si your honor.

[glenn manikis]

yung mga kumukuha ng isang unit lang ng pang uv express tapos hinuhulugan. bawi ba sila dun?

magkano base unit ng hiace grandia nasa lagpas 1M rin. tapos dun din sa biyahe nila kumukuha ng panghulog, magkano ba kita ng uv service sa isang buwan?

madalas ko ngang naririnig sa mga drayber ng uv na kesyo lugi daw sila.

Afaik, total cash out mo sa crosswind-- including franchise nasa 500k total -200k sa unit at 300k sa franchise... Monthly mo for 5yrs. NASA 15k per month...

Boundary 1300 per day... Coding Lang ang pahinga..
More or less may 13k ka din per month...

Pero kung cash mo... NASA 30k din income mo per month per unit...

Nag tanong tanong ako... Pinaka the best gamitin ay crosswind.. Less ang maintenance, mataas ang boundary.. At ayan gusto ng driver...

[Juan Martinez]

Parang di ako makapaniwala na ganyan lang sweldo ng RTC judge. May neighbor kami na RTC judge, 3 ang kotse and medyo malaki bahay.

If you send kids to good schools, kulang yung ganyang income to buy even just 1 car. Mukhang may sideline si your honor.

may salary standardization law kasi sa gobyerno. so may salary grade. yung 78 to 80k basic lang yun. may RATA Php20k more or less. rice allowance 4,500. SAJ=20k JDF=2,000. LGU allowance- depende. may nagbigay daw ng 30k a month. may single sala rtc din na composed of several municipalities. so kung lahat na LGUs under his sala magbigay din, so another income yun.
but kung e-kumpara yung income ng rtc and mtc judges natin sa mga expenses ng mga wealthy tsikoteers natin, it's outrageous.

[yebo]

^^^

Nung nasa business ako na ganyan sakit talaga ng ulo pag isa lang. Gumaan lang nung naging 2, then gumanda nung naging 3. Kasi pag isa lang at nasiraan, nagloko ang driver, "naholdap" ng driver ang sarili niya, naku po ubos ang naipon mong boundary. At least pag 2 or more may pampuno ka ng kulang lalo na kung hulugan. Yung unit 2 and 3 ko nuon galing sa repo units sa bank. Kaya kung may mahahanap kang repo units na nissan urvan mas maganda yun, kesa sa brand new. Less money up front.

Stopped ko when my father passed away, libangan lang ni erpats kasi nuon yan. Pero for real business, never ako uulit.

[_Cathy_]

may salary standardization law kasi gobyerno. so may salary grade. yung 78 to 80k basic lang yun. may RATA Php20k more or less. rice allowance 4,500. SAJ=20k JDF=2,000. LGU allowance- depende. may nagbigay daw ng 30k a month.

Yup. My mom said maliit nga basic pero malaki nga allowances sa govt.

If I were to work for the government I would love BSP. But it is so hard to get in! They have good pay and benefits. I also respect the people working in BSP, so far all the BSP employees I met are intelligent and come from good schools. They get to travel often too. MBA is paid for including books.

[Juan Martinez]

Yup. My mom said maliit nga basic pero malaki nga allowances sa govt.

If I were to work for the government I would love BSP. But it is so hard to get in! They have good pay and benefits. I also respect the people working in BSP, so far all the BSP employees I met are intelligent and come from good schools. They get to travel often too. MBA is paid for including books.

yes that is true. that's the privilege in government. ☺. if you're intelligent NEDA you'll get you to Harvard for free. most lawyers of SOLGEN have degrees in Harvard, Georgetown, Stanford, and those ivy leagues you know.

[shadow]

^^^

Nung nasa business ako na ganyan sakit talaga ng ulo pag isa lang. Gumaan lang nung naging 2, then gumanda nung naging 3. Kasi pag isa lang at nasiraan, nagloko ang driver, "naholdap" ng driver ang sarili niya, naku po ubos ang naipon mong boundary. At least pag 2 or more may pampuno ka ng kulang lalo na kung hulugan. Yung unit 2 and 3 ko nuon galing sa repo units sa bank. Kaya kung may mahahanap kang repo units na nissan urvan mas maganda yun, kesa sa brand new. Less money up front.

Stopped ko when my father passed away, libangan lang ni erpats kasi nuon yan. Pero for real business, never ako uulit.

Paano kung hinde maka boundary driver? Carry over the next day?

[holdencaulfield]

Afaik, total cash out mo sa crosswind-- including franchise nasa 500k total -200k sa unit at 300k sa franchise... Monthly mo for 5yrs. NASA 15k per month...

Boundary 1300 per day... Coding Lang ang pahinga..
More or less may 13k ka din per month...

Pero kung cash mo... NASA 30k din income mo per month per unit...

Nag tanong tanong ako... Pinaka the best gamitin ay crosswind.. Less ang maintenance, mataas ang boundary.. At ayan gusto ng driver...

olats pala yan! pano kung hulugan, pinatay mo lang sarili mo sa stress para sa kakarampot na takehome?

siguro kung mayari ka ng fleet.

maganda magschool bus nalang siguro.

[holdencaulfield]

Yup. My mom said maliit nga basic pero malaki nga allowances sa govt.

If I were to work for the government I would love BSP. But it is so hard to get in! They have good pay and benefits. I also respect the people working in BSP, so far all the BSP employees I met are intelligent and come from good schools. They get to travel often too. MBA is paid for including books.

nung nasa gov`t ako. ang aim kong pasukin PCSO, PAGCOR at BOC. SSS oks din afaik. panalo mga benefits.