What is your average monthly expenses and how much do you save?

[_Cathy_]

Ang hirap dito may Mga tao talaga.. Na nakaka.... Tuwa... Excuse me Lang ha... Legit lahat NG kita ko.... Pinaghirapan Ko yan...!!! Kaya NGa Ako aalis sa gobyerno at Wala akong nakita ng asenso... Kaya Medyo magkaron naman yung iba Dyan Ng kunting utak...

Peace tayo ha. I am not accusing you of anything. I am curious lang what was it you spent on when your income increased. What I noticed is a lot of people spend on vacations. It's a good thing hindi ko bisyo yan.

[glenn manikis]

Before I went to bus. It's between 50-80k per month... I even sideline as a Uv driver fr. 1997-2012.. Pag umaga at pag uwian.. And on weekends..
Then napasok Sa generator industry Ang Anak ko, as an agent... After just a few months she is earning more than I can imagined.. Kaya pati Ako inalam ko trade...
My 1st bentA was after 8months!!! And I only earned 20k.. Pero super happy na ako sa 20k na yun.. Then after a week 30k 40k 70k...
Then one of my co agents told me.. Bakit daw ako nag tyatyaga sa barya.... Sa loob loob ko... Barya? 50k? He advice me that I should concentrate on big units where I can earn at least 100k up to 1M per project commission... The rest is history... Pinaka malaki kung kinita in a single transaction is 2M... And my eldest daughter much bless sya sakin....

My hipag also followed, she was jobless before, now she's earning at least 120k per month

Pati yung isang Anak ko... Agent din...

[Gumusut_Amige]

Baka naman ibig sabihin ni GM ay kasama pati yung expenses sa kanyang biznis?

[Juan Martinez]

Before I went to bus. It's between 50-80k per month... I even sideline as a Uv driver fr. 1997-2012.. Pag umaga at pag uwian.. And on weekends..
Then napasok Sa generator industry Ang Anak ko, as an agent... After just a few months she is earning more than I can imagined.. Kaya pati Ako inalam ko trade...
My 1st bentA was after 8months!!! And I only earned 20k.. Pero super happy na ako sa 20k na yun.. Then after a week 30k 40k 70k...
Then one of my co agents told me.. Bakit daw ako nag tyatyaga sa barya.... Sa loob loob ko... Barya? 50k? He advice me that I should concentrate on big units where I can earn at least 100k up to 1M per project commission... The rest is history... Pinaka malaki kung kinita in a single transaction is 2M... And my eldest daughter much bless sya sakin....

My hipag also followed, she was jobless before, now she's earning at least 120k per month

Pati yung isang Anak ko... Agent din...

*GM that's a very profitable business. I don't have a head for business (had 2 ventures that failed), baka maka sideline tayo dyan ( joke ☺). sometimes sumasakit din yung throat ko sa kakadaldal dun sa klase ko and they're just giving me P400 per hour.

[glenn manikis]

Expenses ko... Pag kumikita ako I always share my blessings... Fr. Our tech that will load test the genset, driver, electrician, pahinante, operations, security guard, pati nagtitinda ng mani, at yosi, pati nagbabantay ng sasakyan ko. Kahit pa 500-1k Lang binibigay ko malaking bagay sakanila yun.. Then Nandyan din mods. Ko, sound system, home theater, shoes.. Since last year naka 18shoes na ako... Then sa family, tulong sa parents ko at ng Asawa ko, sa Tito ko.. Dati kung office mates....

[glenn manikis]

Actually bus. Ng Anak ko talaga yun... Sabit Lang ako... I'm more of an agent...

[Juan Martinez]

Expenses ko... Pag kumikita ako I always share my blessings... Fr. Our tech that will load test the genset, driver, electrician, pahinante, operations, security guard, pati nagtitinda ng mani, at yosi, pati nagbabantay ng sasakyan ko. Kahit pa 500-1k Lang binibigay ko malaking bagay sakanila yun.. Then Nandyan din mods. Ko, sound system, home theater, shoes.. Since last year naka 18shoes na ako... Then sa family, tulong sa parents ko at ng Asawa ko, sa Tito ko.. Dati kung office mates....

sir baka kayo yung nag deliver ng Genset sa eastern visayas after Yolanda. and daming shoes nyan sir. Ano bang brand and paborito mo?

[kimbon]

on my part sir, kahit na tumanggap pa kami malabo din yung maging mayaman kasi itlog, minsan manok, daing o tuyo lang ino offer ng mga kliyente. sa judiciary, kung totoo yung sinabi ni trillanes, isang TRO lang milyonaryo kana, di ba?

atty may tanong lang tayo, RTC judge, no other income except his profession, wife no income din pero galit sa pera pag nagshoping, bumili ng lot worth 5M sa exclusive village in mandaluyong, nagtayo ng limang palapag na bahay oops building na pala 'to worth 15 to 20M, di mabilang sa daliri ang cars. heto pa ang madugo rest house lang pala nya to'. sa tingin mo daing o tuyo lang ino offer ng mga kliyente? di kaya maliputong isda na feporit ni late makoy???? asking lang ah... as i said earlier smile smile lang tayo. whahaah

[Juan Martinez]

atty may tanong lang tayo, RTC judge, no other income except his profession, wife no income din pero galit sa pera pag nagshoping, bumili ng lot worth 5M sa exclusive village in mandaluyong, nagtayo ng limang palapag na bahay oops building na pala 'to worth 15 to 20M, di mabilang sa daliri ang cars. heto pa ang madugo rest house lang pala nya to'. sa tingin mo daing o tuyo lang ino offer ng mga kliyente? di kaya maliputong isda na feporit ni late makoy???? asking lang ah... as i said earlier smile smile lang tayo. whahaah

bro, medyo malaki - laki na yata yung sweldo ng rtc judge ngayon including their special allowances. atsaka before ka maging rtc judge you need to practice law for at least 10 yrs baka mayaman na yan before he joined the judiciary. alam mo pvt practice malaking pera talaga yan. at yung 5M haus in an exclusive village mukhang mura lang yan. yung alam ko pag exclusive it starts at least 40M at yung 5-storey bldg worth 20M ano kaya gamit na materyales nyan at saan na man kaya located , baka sa camarin, caloocan. 100M in 10 yrs sa pvt practice it's very possible. makita na man yan sa SALN ni rtc judge. yung iba nga bloated yung SALN pero doon din madali sa BIR.

[glenn manikis]

Majority of our clients is from the south PEZA zone and from metro Manila... Jollibee kami Po supplier, ang order nila total 5000 gensets.. If you have contact tacloban area... Pwede tayo mag provide ng power dun... We have Genset on stock used by local power utilities... Sale or lease... Per kwh ang charge around 3php Lang per kWh... Pag ito na deal natin... Big leagues na ito sir...!
Lahat pwede sumubok, pwede din kumita ng malaki... Depende sa unit...
Sorry sa o.t.

[macsd]

Before I went to bus. It's between 50-80k per month... I even sideline as a Uv driver fr. 1997-2012.. Pag umaga at pag uwian.. And on weekends..
Then napasok Sa generator industry Ang Anak ko, as an agent... After just a few months she is earning more than I can imagined.. Kaya pati Ako inalam ko trade...
My 1st bentA was after 8months!!! And I only earned 20k.. Pero super happy na ako sa 20k na yun.. Then after a week 30k 40k 70k...
Then one of my co agents told me.. Bakit daw ako nag tyatyaga sa barya.... Sa loob loob ko... Barya? 50k? He advice me that I should concentrate on big units where I can earn at least 100k up to 1M per project commission... The rest is history... Pinaka malaki kung kinita in a single transaction is 2M... And my eldest daughter much bless sya sakin....

My hipag also followed, she was jobless before, now she's earning at least 120k per month

Pati yung isang Anak ko... Agent din...

Good for you sir. Hope you have more savings than expense in doing so. As the saying goes, the sun doesn't shine everyday. Just a simple reminder and i wish you more success & luck.

[Juan Martinez]

Majority of our clients is from the south PEZA zone and from metro Manila... Jollibee kami Po supplier, ang order nila total 5000 gensets.. If you have contact tacloban area... Pwede tayo mag provide ng power dun... We have Genset on stock used by local power utilities... Sale or lease... Per kwh ang charge around 3php Lang per kWh... Pag ito na deal natin... Big leagues na ito sir...!
Lahat pwede sumubok, pwede din kumita ng malaki... Depende sa unit...
Sorry sa o.t.

kaya pala sir nag optional ka na 😊

[Juan Martinez]

Actually bus. Ng Anak ko talaga yun... Sabit Lang ako... I'm more of an agent...

parang family business na din yan sir ☺ nakita ko yung black wildtrak mo maganda

[glenn manikis]

*cathy I'm not referring to you PO... Sorry if I offended you...

[jut703]

Curious din ako dun sa tanong ni Cathy. From a salary of 50-80k per month, with an assumed spending of less than that, what contributed to your lifestyle inflation that ballooned your monthly expenditure to 300k a month?

Every month ka talaga bumibili ng 200k worth of toys?

[dreamur]

I got the wrong profession.

[EQAddict]

Long held back dreams..........

[glenn manikis]

alam mo sir jut minsan mahirap Kasi mag post dito ng itemized income at expenses mo... Minsan sa inis ko Lang kaya ko nagagawa or parang ok Lang kasi yung iba nag post din naman..

Pero honestly last 2 years Lang naman talaga ako kumikita ng maganda kaya ngayon palang ako bumibile ng mga gusto ko... Cars, toys, etc...

Isa sa malaking expenses ko is yung sharing ko talaga ng blessings... Umabot talaga ng 100k Pero malaki pa din ang naitatabi ko... Hindi naman ako tanga para ubusin ko sa kawangawa pinag hirapan ko... Usually like for example kumita ako ng 500k, mag withdraw ako ng 120k dun sa 120k Bahala na kung sino bibigyan ko, Bahala na din ako kung Ano makita ko at gustuhin kung bilhin... Minsan nga Lang 2-4x per month.. Pero hindi naman lagi 500k minsan 200k Lang, minsan din 30k lang... Depende...

[EQAddict]

The good thing is that even though your lifestyle has changed, you still share your blessings and save. More power to you.

[jut703]

alam mo sir jut minsan mahirap Kasi mag post dito ng itemized income at expenses mo... Minsan sa inis ko Lang kaya ko nagagawa or parang ok Lang kasi yung iba nag post din naman..

Pero honestly last 2 years Lang naman talaga ako kumikita ng maganda kaya ngayon palang ako bumibile ng mga gusto ko... Cars, toys, etc...

Isa sa malaking expenses ko is yung sharing ko talaga ng blessings... Umabot talaga ng 100k Pero malaki pa din ang naitatabi ko... Hindi naman ako tanga para ubusin ko sa kawangawa pinag hirapan ko... Usually like for example kumita ako ng 500k, mag withdraw ako ng 120k dun sa 120k Bahala na kung sino bibigyan ko, Bahala na din ako kung Ano makita ko at gustuhin kung bilhin... Minsan nga Lang 2-4x per month.. Pero hindi naman lagi 500k minsan 200k Lang, minsan din 30k lang... Depende...

No need to itemize bro. What you shared is enough to give me an idea of what changed in your lifestyle. It's great that the biggest increase in your spending is your charity expenditure. It's more like paying it forward than spending actually.