What Are You Thinking About?

**dr. d** · April 29th, 2018 08:46 AM

Originally Posted by _Cathy_

It's common sense though. If you only pay the interest and then keep purchasing month on month, then it will balloon up.

you and i, and many others, know that.
but as ravenblack says, common sense is actually an uncommon sense.
understanding how your credit card makes money (at your expense!), is feigned rocket science to some folks.
...if the card enables them to get something that they otherwise wouldn't be able to acquire.... to hell with the scheduled payments!

**minicarph** · April 29th, 2018 09:17 AM

credit cards dont make you settle for 2nd best. you get what you really want coz at times, mga 1 t o 1/2 month pa ang payment due.

that's the most logical explanation. 100% satisfaction guaranteed.

**brushless** · April 29th, 2018 09:35 AM

I always pay before the due. No failure. No debt.

It's pointless paying your car by cc. I know you want to accumulate points. It's so much hassle because you're going to get declined regardless even if you have a sky high limit. You can't just walk in the dealership and swipe. You have to call them up and explain the hell you're trying to do. Lmao! You're just going to alert your cc's fraud department.

If you want to accumulate points, pay your company's purchases instead, like, booking a hotel online and paying for plane tickets.

**dr. d** · April 29th, 2018 09:39 AM

Originally Posted by brushless

It's pointless paying your car by cc. I know you want to accumulate points. It's so much hassle because you're going to get declined regardless even if you have a sky high limit. You can't just walk in the dealership and swipe. You have to call them up and explain the hell you're trying to do. Lmao! You're just going to alert your cc's fraud department.

.

kung pumayag, go for it!
it doesn't cost anything to talk to them.

**brushless** · April 29th, 2018 09:46 AM

double post.

**brushless** · April 29th, 2018 09:49 AM

Originally Posted by dr. d

kung pumayag, go for it!
it doesn't cost anything to talk to them.

Too much hassle. I'll just pay MC and that will be it.

**Walter** · April 29th, 2018 10:10 AM

Originally Posted by papi smith

Hindi ba olats sa interest if you use CC instead of the usual car loan? Unless of course you did it for convenience and intend to pay at cut-off, or you have a special installment plan lower than bank rates.

Credit card was used to purchase for convenience ... bill was probably paid in full and not installment ... could've been cheaper to pay in cash ... or maybe there was no cash discount ... imagine how much points the owner earned from the purchase ... that's assuming cash and credit card prices were the same ...

**shadow** · April 29th, 2018 10:14 AM

Originally Posted by Walter

Credit card was used to purchase for convenience ... bill was probably paid in full and not installment ... could've been cheaper to pay in cash ... or maybe there was no cash discount ... imagine how much points the owner earned from the purchase ... that's assuming cash and credit card prices were the same ...

Meron ako narinig or nabasa. Walang points earned pag sa pag down ng kotse ginamit or pagbili ng kotse.

Sent from my iPhone using Tapatalk