What Are You Thinking About?

[EQAddict]

Re: Zoom zoom's post.

The example he gave sounds like Cathy's 50 yr old psycho friend hehe.

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[CVT]

Must be the freak of a rain this morning.....

[brushless]

When it gets really hot, no way for the water vapor to go but down.

[WallyWest]

When it gets really hot, no way for the water vapor to go but down.

Huh.........?

[StockEngine]

panty pawis

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[ray_noel]

Thinking of getting bpi-philam life insurance plan... [emoji848]


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[MR_BIG18]

College BF ko nag Arnis ng 90s sa DLSU. Hindi pa uso Arnis back then so it was new to me when I asked him bakit gumaganda katawan niya LOL. Ganda ng shoulders at arms. Dati kasi payatot yun, so it was really a transformation. But he is over 6 foot tall, kaya mas lalong maganda tignan. I loved him the most among all my BFs

Sigh...the "what ifs" in life

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[carwhacko]

Thinking of getting bpi-philam life insurance plan... [emoji848]


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I was thinking the same pero either Sun Life or Pru Life UK.


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[_Cathy_]

Re: Zoom zoom's post.

The example he gave sounds like Cathy's 50 yr old psycho friend hehe.

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hahaha! I LOLd when you said something like his life is your version of hell I guess it's good that he has not married, otherwise his Dad will have more mouths to feed. Whenever I think of him, I feel so responsible, at least I have a job and pay for some of my bills.

But to 51 yr old friend's defense, he manages their home and tries to earn a living with his "businesses" that his Dad funds. My ex is either at home or travelling with his parents. That's it. He has no intention to work talaga (and they are not even rich) I fear for him when his parents pass.

Sigh...the "what ifs" in life

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My life is full of regrets

BTT: Last night, going home, it was a little traffic. Merging yung lane (dapat zipper) so I let an Innova pass me, when it was my turn the Gen 1 CRV behind the Innova, was making me gitgit aggressively, nakanguso na ko, so I am sure na ako mananalo sa gitgitan. I opened my window because I wanted to get a good look at the driver bago ko siya unahan and then I saw that it was a short woman with walis tingting hair and a side profile like Zorayda And then I thought, babae, baka mabangga pa ko, at since luma kotse niya, ako lugi. So I just let her pass. I figured it's enough punishment that she has to live with that face of hers, baka kaya angsty kasi pangit

I think I really matured na. If this happened in my teens, I would not care if I wrecked my car, hindi ako papatalo sa gitgitan. Also, these dashcams and camera phones made me VERY VERY conscious of my actions. My worst nightmare is for myself to be uploaded on the internet.

[fleas2016]

Spent the afternoon planning my life/finances for the next 10 years.

Can't decide if I'll take a 5 or 10 year loan for my condo. If I take 5 years I spend much less on interest, but it'll be much harder for me to save for my next car as most of my salary will go to loan payments.

And now I'm questioning if I should even get a next car, as doing so would delay my savings for a house. I haven't even factored in the savings necessary to have kids yet. And after all that, I still have to consider the savings to build initial capital for a business! [emoji24]

Ang mahal pala mabuhay. [emoji23][emoji23][emoji23]

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Plot the two loans side by side taking into account the yearly and total interest. If you can live with the interest while using the cash for something else more important, then go for it.

Also, build a relationship with a banker. They can give you preferential rates and non-standard loans, i.e. 7 yrs which may be better suited for your needs among other things.

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