What Are You Thinking About?

**papi smith** · April 29th, 2018 10:56 AM

Originally Posted by Walter

You can also do this with BDO Gold and up credit cards ... also request for a virtual card for online purchases ...

Is the virtual card or e-credit card really foolproof? Our CC comes with one free. but we still buy debit cards for online purchases.

**dreamur** · April 29th, 2018 11:33 AM

Originally Posted by papi smith

Is the virtual card or e-credit card really foolproof? Our CC comes with one free. but we still buy debit cards for online purchases.

Virtual CC has a lower credit limit than the main card so you can use it as your default online purchase card (paypal, amazon, lazada, etc.). So risk is relatively lower in case of hacking and you can control your spending limit.

Sent from my SM-N950F using Tapatalk

**dreamur** · April 29th, 2018 11:36 AM

Originally Posted by Walter

You can also do this with BDO Gold and up credit cards ... also request for a virtual card for online purchases ...

I didnt realize that. I thought non-USD cards are always billed in the local currency. Do you have to request for a specific billing currency for each transaction?

Sent from my SM-N950F using Tapatalk

**shadow** · April 29th, 2018 11:40 AM

Originally Posted by Walter

You have to go to the bank, fill out a form and wait for the MC ... Credit card you just swipe and sign? ...

May kilala ka na nag swipe ng CC for car purchase na?

Sent from my iPhone using Tapatalk

**SpinCycle** · April 29th, 2018 12:16 PM

From my experience, the dealer will only allow up to 100,000 to be charged to a buyer’s CC. There are exceptions for regular customers.

I used my Citibank card before and was able to get points for my purchase. Maybe other banks are not so generous.

Sent from my iPhone using Tapatalk

**dreamur** · April 29th, 2018 01:18 PM

Dapat ipa-tulfo to...

COA red flags PTV's P6-M payment to Tulfo's program for airing DOT ads | News | GMA News Online

Sent from my SM-N950F using Tapatalk

**baludoy** · April 29th, 2018 01:43 PM

Originally Posted by dreamur

Dapat ipa-tulfo to...

COA red flags PTV's P6-M payment to Tulfo's program for airing DOT ads | News | GMA News Online

Sent from my SM-N950F using Tapatalk

Haha!

Nabitag ang nambibitag! [emoji23]

do what you gotta do so you can do what you wanna do

**papi smith** · April 29th, 2018 01:45 PM

I see, so at risk pa rin pala though lesser in value. In that case, we wll continue to buy prepaid CC, really safe for 300 kesos per 1.5 years, I do online loading only when I need to use na, and allowed naman till 100k, mas mataas pa sa CL ng current CC namin

Originally Posted by dreamur

Virtual CC has a lower credit limit than the main card so you can use it as your default online purchase card (paypal, amazon, lazada, etc.). So risk is relatively lower in case of hacking and you can control your spending limit.

Sent from my SM-N950F using Tapatalk

**brushless** · April 29th, 2018 02:48 PM

Originally Posted by Walter

You have to go to the bank, fill out a form and wait for the MC ... Credit card you just swipe and sign? ...

Like I've mentioned, your cc will decline you with that amount. You'll have to call them up for verification hassles. Besides, car dealers will flat out refuse cc payment for cars. What if you don't pay and the car is already under your name? Things will get legally complicated.

**SpinCycle** · April 29th, 2018 02:51 PM

Originally Posted by brushless

Like I've mentioned, your cc will decline you with that amount. You'll have to call them up for verification hassles. Besides, car dealers will flat out refuse cc payment for cars. What if you don't pay and the car is already under your name? Things will get legally complicated.

The CC and dealer did not decline my purchase

Sent from my iPhone using Tapatalk