SIM Swap Scam

[Walter]

Avoid using the App for security if you don't really do that much transactions. In my case, transactions to 3rd party accounts are blocked. You can request BPI to block 3rd party transactions.

[shadow]

Avoid using the App for security if you don't really do that much transactions. In my case, transactions to 3rd party accounts are blocked. You can request BPI to block 3rd party transactions.

Just don't activate the transfer to anyone feature,

3rd party accounts are pre-registered so basically you know whom the accounts belong to...usually it's family members.

[_Cathy_]

Avoid using the App for security if you don't really do that much transactions. In my case, transactions to 3rd party accounts are blocked. You can request BPI to block 3rd party transactions.

Website is more secure? I though app is safer because there is danger of phishing using website? Although I only use website bec I was not aware of a BPI app.

[beeftapa]

Avoid using the App for security if you don't really do that much transactions. In my case, transactions to 3rd party accounts are blocked. You can request BPI to block 3rd party transactions.

IOS apps are generally secured as they are being screened and reviewed by Apple

[NightRock]

It looks like I'm the only one still using the webpage I was not even aware they had an app

Yung isang account ko they sent a small device, aside from the password, you also have to input the number generated by that device.

Hindi ka nag iisa I always used web based daily.. but I sometimes apps din gamit ko pag emergency at tinatamad bumangon sa bed hehehe.

[NightRock]

Since I started using BPI's mobile app, pwede na siya.

Attachment 27647

Wow I didn't know that I have to tell it to my son, good thing I always monitor their balance and transactions

[jaypee10]

hindi hacker gumagawa niyan.
kundi ung tiga globe mismo..

10000000000%%%%

[Walter]

Website is more secure? I though app is safer because there is danger of phishing using website? Although I only use website bec I was not aware of a BPI app.

The risk with using an App is if someone gets hold of your phone. Plus they will easily know which bank you use because they see the App. Although you can always bury it in a folder.

[Jim Cainglet]

Nope. You can opt to enable Transfer to Anyone. only works with BPI, BDO doesn't have that functionality. Dunno with other banks.

With BDO you can now transfer to other account without registering them..

[shadow]

The risk with using an App is if someone gets hold of your phone. Plus they will easily know which bank you use because they see the App. Although you can always bury it in a folder.

They still wouldn't know your username and password.

[Walter]

With BDO you can now transfer to other account without registering them..

No you can't.

[shadow]

I still don't buy this hacker crap at least for this instance. I still think the supposedly hacker got info from someone inside globe or at least from their customer service.

[JJ All Day]

Let's be clear that the main thing here is the phishing/pharming Scam (where the criminal get access to your username and password for internet banking). Walang kinalaman ang mga telcos dito (the phishing/pharming attack is usually web-dependent; not in the mobile app).

Inasawa ni "Phishing/Pharming Scam" si "SIM Swap Scam" gawa ng 2-Factor Authentication na implemented mostly ng mga bangko. With the 2-Factor Authentication, access to/transaction in your bank account is protected not only by "the username and password for internet banking" but also by "the OTP or One Time Password being sent to mobile number". So, ngayon dahil di na makakapag operate solely si Phishing/Pharming Scam, humanap sya ng partner na ang tawag ay SIM Swap Scam.

Maybe itatanong nyo pano naman nalaman ni criminal ang mobile number ni victim? May access na nga sya sa intenet banking mo di ba? Don sa account setting mo sa internet banking nya malalaman ang iba pang details (like mobile number, email address etc.).

[JJ All Day]

Now the question is, will your bank return the money stolen by the criminal from your account?

[ninjababez]

Now the question is, will your bank return the money stolen by the criminal from your account?

Di nila ibabalik yan bro, kasi technically ikaw yun gumawa ng transaction.

Kaya maingat ako sa mga phone bankers na tumatawag sakin. Over the phone phising ba naman ang mga loko. Nakatulong din siguro na nag trabaho ako sa microsoft security dati kaya may idea ako sa mga modus nila, plus i frequently read tipidpc.com criminal modus and credit card questions thread.

[JJ All Day]

Di nila ibabalik yan bro, kasi technically ikaw yun gumawa ng transaction.

Kaya maingat ako sa mga phone bankers na tumatawag sakin. Over the phone phising ba naman ang mga loko. Nakatulong din siguro na nag trabaho ako sa microsoft security dati kaya may idea ako sa mga modus nila, plus i frequently read tipidpc.com criminal modus and credit card questions thread.

Na-experience ko din yang over-the-phone na yan, sabi nung tumawag.. from mastercard daw sya at yung card number ko is qualified makatanggap ng package dahil anniversary nila (which is true) at kelangan ko lang ibigay daw yung 3-digit number sa likod ng card ko para maverify kung pang ilang 'batch' ako (which is a lie).

OT: Sino ka sa TipidPC? Ako si ITX_MINI (old account ko is JJJ2009)

[ninjababez]

Na-experience ko din yang over-the-phone na yan, sabi nung tumawag.. from mastercard daw sya at yung card number ko is qualified makatanggap ng package dahil anniversary nila (which is true) at kelangan ko lang ibigay daw yung 3-digit number sa likod ng card ko para maverify kung pang ilang 'batch' ako (which is a lie).

OT: Sino ka sa TipidPC? Ako si ITX_MINI (old account ko is JJJ2009)

Loko yan. mag pa photocopy nga lang ng credit card pinagsasabihan ko pa yung staff ng national bookstore na di ko pwedeng iwan sa kanya yun copies eh. Iniiwanan ko ng 20 pesos at sinasabi kong balikan ko pag bayad nako sa counter.

Ot:Same lang username ko dun bro.

[JJ All Day]

Di na ako nakikipagtalo pag ganayan. Kasi di naman alam ng mga kahera. Kahit nga pag nagbayad ka vua credit card, bawal na bawal din na i-swipe yung credit card mo sa ibang device maliban sa swiper na provided ng bangko. Pero may tinatawag na:

DOUBLE SWIPING, which is done so quickly that you might not even notice it. This extra swipe of your credit card by some merchants compromises your personal data and breaches data protection laws.

The second quick swipe of consumers' credit cards is typically done after credit-card transactions have been approved. Merchants do this to record the mode of payment for accounting purposes and to collect cardholders' personal data for marketing purposes such as loyalty programmes. Even though banks have been telling retailers to stop doing this as the practice exposes consumers' personal data to security risks, many retailers have not stopped.

[ninjababez]

^Napapansin ko double swiping n yan bro sa SM or ace hardware. Akala ko para nga ma record lang na card transa tion ang gamit mo dun sa purchase. Di ko akalain na info mo na pala nakukuha doon.

[Jim Cainglet]

No you can't.

You can transfer but not using the app, by using mobile web..