Need advice: rent or purchase a home

**n_spinner06** · June 23rd, 2017 02:33 PM

Originally Posted by ale828

Rent to Own.

there are several property developers using this option to entice buyers.
There might be a downpayment and you might need to acquire a Housing Loan but its worth it rather than renting a place.

Dami new townhouses in the Mandaluyong area that has Rent to Own deals.
Usually smaller developers ang may option an ganito but i have seen them being offered by the some big Property developers.

Havent really looked into townhouses but will consider. Thanks for the suggestion.😊 saan banda sa mandaluyong sir? Hopefully closer to makati than shaw/san juan...

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**n_spinner06** · June 23rd, 2017 02:37 PM

Originally Posted by yebo

buy. condo or townhouse. 2 bedrooms ok na. if you decide to move later on you can always sell the property. kahit sabihin pa na hindi nag appreciate ang price at least you get your money back. sa rent wala ka mababawi.

at your age i prefer condo. andun lahat ng amenities you need - pool (think kids), gym, laundry.

Thank you for the input sir! Rent/buy. Condo/townhouse/house. The options are overwhelming sometimes...

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**confused shoes** · June 23rd, 2017 02:58 PM

Rent a small place as long as you are comfortable. Sa gabi lang naman kayo mag stay. Maaring nasa labas pa din kayo during weekends. Decide later when you have enough to build your dreamhouse. Medyo mahirap matali sa monthly amortization.

**dreamur** · June 23rd, 2017 03:39 PM

So many cheap ren-to-owns RFO units at Acacia Estates which is near BGC and has access to SLEX or Makati or Pasay. Has its own savemore inside the community and few meters to Starbucks and vistamall. Only downside is traffic.

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**n_spinner06** · June 23rd, 2017 05:37 PM

Originally Posted by dreamur

So many cheap ren-to-owns RFO units at Acacia Estates which is near BGC and has access to SLEX or Makati or Pasay. Has its own savemore inside the community and few meters to Starbucks and vistamall. Only downside is traffic.

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We visited and ang consideration din is parking for rfo units. Wala na available. Ang meron na lang is yung for preselling...

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**n_spinner06** · June 23rd, 2017 05:43 PM

Originally Posted by confused shoes

Rent a small place as long as you are comfortable. Sa gabi lang naman kayo mag stay. Maaring nasa labas pa din kayo during weekends. Decide later when you have enough to build your dreamhouse. Medyo mahirap matali sa monthly amortization.

Seriously considering this route since i think this is the most sensible at this point...may pressure lang din from wife to be to purchase since we can afford it anyway but i dont want to miss out on other options dahil matatali sa purchase..

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**dreamur** · June 23rd, 2017 06:18 PM

Originally Posted by n_spinner06

We visited and ang consideration din is parking for rfo units. Wala na available. Ang meron na lang is yung for preselling...

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May nagpapa rent din ng parking slots. 4k to 5k/month. You can check with PMO.

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**jut703** · June 24th, 2017 01:07 AM

If you buy a condo but eventually want to move elsewhere or get a house, you can always rent out your unit.

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**n_spinner06** · June 24th, 2017 01:54 AM

Originally Posted by jut703

If you buy a condo but eventually want to move elsewhere or get a house, you can always rent out your unit.

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I'm assuming that renting out a 2 bedroom unit is more challenging since the target market is smaller...i'm thinking starting families. If we'd factor in renting it out later on sa decision then maybe getting a smaller unit is better? Para wider market...yung young professionals?

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**jut703** · June 24th, 2017 01:57 AM

Originally Posted by n_spinner06

I'm assuming that renting out a 2 bedroom unit is more challenging since the target market is smaller...i'm thinking starting families. If we'd factor in renting it out later on sa decision then maybe getting a smaller unit is better? Para wider market...yung young professionals?

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Personally I bought my condo primarily for my use, secondary nalang yung rental income in the future.

But both 1BR and 2BR condos have different markets. Some yuppies tend to group together as cost per person is lower for 2 people sharing a 2BR unit than if they individually get studio/1BR units.

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