3 years ago it was P500K at st luke's. and there's a maintenance fee every few years, di ko natanong how much yung maintenance fee.

if i have a child to be born and i have that money, i'd rather deposit that P500k in my child's trust account. by the time he'll need any medical procedure requiring stem cells, maybe when he/she is already 50+ years old (huwag naman sana) then that money would have multiplied many times over and he can afford whatever it will cost.