Buying something which you cannot aford.

[cast_no_shadow]

I have an FB account pero minsan di mo maiwasan mainis sa mga post ng friends mo na super SC.

Meron nga ako kilala mayaman na nga pero SC pa din, as in haba ng post sa FB telling everyone ano mga property, ano mga napuntahan etc.

SC pa ba yun or Mayabang na talaga. Pag SC ba dapat hindi mayaman?

[wezz_zzew]

70% ng mga officemates ko ganyan almost everyday naka-post sa FB/IG ung mga ginagawa or kinakain nila. Minsan nga nakakatawa na dahil may nagpopost ng vegetable salad with caption "healthy living" pero kung makikita mo sila Obese level 2.

[cast_no_shadow]

70% ng mga officemates ko ganyan almost everyday naka-post sa FB/IG ung mga ginagawa or kinakain nila. Minsan nga nakakatawa na dahil may nagpopost ng vegetable salad with caption "healthy living" pero kung makikita mo sila Obese level 2.

Isama mo na yun ang panay selfie sa gym pero 1 year na ang nakalipas dabiana pa din.

OT na hehe

[_Cathy_]

I have an FB account pero minsan di mo maiwasan mainis sa mga post ng friends mo na super SC.

Meron nga ako kilala mayaman na nga pero SC pa din, as in haba ng post sa FB telling everyone ano mga property, ano mga napuntahan etc.

SC pa ba yun or Mayabang na talaga. Pag SC ba dapat hindi mayaman?

Maraming SC na mayaman eg Gretchen Barretto. People who still want to prove themselves and shout out to the world that they are now at a higher status in life. The people I know that were born moneyed are the most humble I know of.

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[vinj]

The people I know that were born moneyed are the most humble I know of.

Si pareng CVT yan. :D

kaya kahit ano gamit nabili kailangan may photo

what's the point in spending all that money if people don't know about it?

Lalo na kung MLM ka... nakow, kelangan may matching video and pics pa ng digs, crib, and rides.

[vinj]

I have an FB account pero minsan di mo maiwasan mainis sa mga post ng friends mo na super SC.

Actually favorite past time namin nin misis ang subaybayan ang kababawan ng mga SC sa FB. Usually mga nag-add lang kay misis na former HS classmates or officemates na hindi naman namin ka-close. :D

[uls]

^Then there are also people who are out most of the time because their houses are not comfortable enough to want to stay in. Priority siguro things that can be seen the most such as cars or cellphones.

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haha

house not comfortable... just a place to keep stuff, ligo, bihis, tulog... can't move around without bumping into furniture hehe

[wezz_zzew]

Yeah OT na.
Ganito na lang. Share your own experience na related sa thread. I'll start.

Bought a nice set of tires worth 5.6K each (Bridgestone) before, sa ngayon, cannot maintain the brand, so i'll temporarily switch to Westlake.
Bought a new set of seatbelts then after a week, I don't have sufficient dough to pay for the electricity. Thank God, somebody seek my assistance and in return, paid me an amount which covers half of the electric bill.

[[archie]]

Maraming SC na mayaman eg Gretchen Barretto. People who still want to prove themselves and shout out to the world that they are now at a higher status in life. The people I know that were born moneyed are the most humble I know of.

Sent from my GT-N7100 using Tapatalk 4 Beta

kaya may new rich and old rich.

[vinj]

Yeah OT na.
Ganito na lang. Share your own experience na related sa thread. I'll start.

Bought a nice set of tires worth 5.6K each (Bridgestone) before, sa ngayon, cannot maintain the brand, so i'll temporarily switch to Westlake.
Bought a new set of seatbelts then after a week, I don't have sufficient dough to pay for the electricity. Thank God, somebody seek my assistance and in return, paid me an amount which covers half of the electric bill.

On a related note to this, there is still some distinction in paying more for value:
- I'd usually buy a branded tire, even if it's a more expensive one, because i expect more returns in terms of safety and longevity as against a cheaper tire.
- I would choose to buy a more expensive, branded pair of shoes (at least the tried and tested brand) as i can use this for many, many years to come. My wife on the other hand used to have a practice of buying cheap shoes for her day-to-day needs and i noticed we end up buying 2-3 replacement pairs in a year or so. Same goes with the handbags.
- With home items (i.e. plumbing items and fittings, etc.), i've also learned to go for some of the pricier fittings as they last longer and saves me PPP in the long run.

We're not talking of the most expensive items but at least ones that give you good value for money, and are tried and tested. The bottomline is, know also where and when to spend for the better things.

[cast_no_shadow]

Yeah OT na.
Ganito na lang. Share your own experience na related sa thread. I'll start.

Bought a nice set of tires worth 5.6K each (Bridgestone) before, sa ngayon, cannot maintain the brand, so i'll temporarily switch to Westlake.
Bought a new set of seatbelts then after a week, I don't have sufficient dough to pay for the electricity. Thank God, somebody seek my assistance and in return, paid me an amount which covers half of the electric bill.

I assume we all had our own share. isa na ako dyan magpakatotoo lang.

2 months after graduation i found a job, walang ipon ipon waldas ika nga.

nagkayayaan barkada mag boracay, ubos biyaya. Dumating mga bayarin.

no choice binenta ko cellphone ko pambayad sa bayarin.

Nag gawa ako kwento kasi hindi ko maamin na binenta ko phone ko to pay bills.

friends asked me whaht happened to my phone, told them nabasa kaya nasira.

pinalitan ko ng cheap nokia na for call and text lang.

[cast_no_shadow]

kaya may new rich and old rich.

The one im referring is considered as old rich.

pero sa FB todo brag, post ng pictures at kung ano ano pa. Kulang na lang pati bank account i-upload.

for me SC pa din!

[1D4LV]

Guilty of this nung kakagraduate ko lang, for a small paycheck gusto ko magkaron lahat ng gusto ko.

im so dying to have a credit card that time, lagi ako disapproved. Time comes nabigyan na ako siguro 4 cards ako meron that time

at first sige swipe lang, bili at kain kung saan saan. Then i got lost managing my finances. Thankfully na settle ko na lahat.

Now isa na lang card ginagamit ko. Hindi masama ang CC, at the end of the day nasa tao pa rin yan. DISIPLINA.

Hindi ka nga gumagamit ng CC pero cash on hand mo ubos at kulang din, wala din pinagkaiba ang dalawa.

Weighing the pros and cons ng CC, for me mas malaki ang advantages ng may CC.

I'm not fond of carrying huge bills in my wallet/bag. Sa panahon ngayon nakakatakot.

but then again.... there are debit cards.....
i'm using a mastercard debit.

[jansky]

basta marunong ang tao humawak financially walang masisira na budget
Most of the time I use debit card..ung CC last resort ko lang yan like paying gas

pang display na nga lang halos ung cc sa wallet ko eh

mga kapatid ko tinatanong ako bat di ko ginagamit cc ko sabi ko for emergency purposes lang yan


during my younger years.. naaprubahan ako sa cc.. got lost control swipe dito swipe doon..libre dito libre doon.. pag dating ng bills kahit 1/4 ng total bills di ko mabayaran after that natuto ako

tama naman majority ng post dito eh ..pag first hand experience gagawin mo lahat ng gusto mo until such time na malugmok ka sa utang bago ka magbabago

pero I think "ung experience na ganito" hindi applicable sa mga rich coz they have resources

[[archie]]

The one im referring is considered as old rich.

pero sa FB todo brag, post ng pictures at kung ano ano pa. Kulang na lang pati bank account i-upload.

for me SC pa din!

that's a rarity for the old rich.

[uls]

The one im referring is considered as old rich.

pero sa FB todo brag, post ng pictures at kung ano ano pa. Kulang na lang pati bank account i-upload.

for me SC pa din!

baka gusto lang niya ipagmukha sa mga SC na wala sila sinabi sa mga purchases niya

[_Cathy_]

The one im referring is considered as old rich.

pero sa FB todo brag, post ng pictures at kung ano ano pa. Kulang na lang pati bank account i-upload.

for me SC pa din!

I would classify old rich by at least 4 generations. Money should have been made by the great grandparents at the minimum.

If money was made by the parents or lolo pa lang may trace pa ng nouveau characteristics I would suppose. Eg Pacquiao 1st gen rich, pag dating sa apo sa tuhod ni pacquiao, assuming they maintain their status, sophisticated at wala na trace ng nouveau characteristics yan.

Sent from my GT-N7100 using Tapatalk 4 Beta

[cast_no_shadow]

I would classify old rich by at least 4 generations. Money should have been made by the great grandparents at the minimum.

If money was made by the parents or lolo pa lang may trace pa ng nouveau characteristics I would suppose. Eg Pacquiao 1st gen rich, pag dating sa apo sa tuhod ni pacquiao, assuming they maintain their status, wala na trace ng nouveau characteristics yan.

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To answer that.

Yes! suwak siya sa criteria, long time family friend na din kasi. Kaya yung mga elderly sa family namin alam history ng family nila.

sabi ko nga eh siguro likas na mayabang talaga. sabay sabihin ni ermats saken ano magagawa mo eh may ipagmamayabang naman talaga.

[vinj]

I would classify old rich by at least 4 generations. Money should have been made by the great grandparents at the minimum.

If money was made by the parents or lolo pa lang may trace pa ng nouveau characteristics I would suppose. Eg Pacquiao 1st gen rich, pag dating sa apo sa tuhod ni pacquiao, assuming they maintain their status, sophisticated at wala na trace ng nouveau characteristics yan.

Sent from my GT-N7100 using Tapatalk 4 Beta

Hehe. Under the parameters of C4U sa pag-classify ng "Old Rich", pwede na pala akong i-classify as "Old Poor"

AFAIR, Si Packy was denied membership sa Manila Polo Club because he's just "new rich". Kung anak daw niya or apo ang mag-apply, baka pwede na.

[holdencaulfield]

On a related note to this, there is still some distinction in paying more for value:
- I'd usually buy a branded tire, even if it's a more expensive one, because i expect more returns in terms of safety and longevity as against a cheaper tire.
- I would choose to buy a more expensive, branded pair of shoes (at least the tried and tested brand) as i can use this for many, many years to come. My wife on the other hand used to have a practice of buying cheap shoes for her day-to-day needs and i noticed we end up buying 2-3 replacement pairs in a year or so. Same goes with the handbags.
- With home items (i.e. plumbing items and fittings, etc.), i've also learned to go for some of the pricier fittings as they last longer and saves me PPP in the long run.

We're not talking of the most expensive items but at least ones that give you good value for money, and are tried and tested. The bottomline is, know also where and when to spend for the better things.

may nagsabi sakin na
"bumibili ako ng mga branded sa GH, 168, 999 at tutuban!
peke ba yon?
hindi peke yun! class A nga eh!"

toiiiiink!