Buying something which you cannot aford.

[uls]

pero sa mga kilala ko chinese bihira plain housewife ang misis

the wife works in the husband's family business

or the wife still works at her dad's business

or professional ang wife (usually doctor)

[jansky]

di ba normal na hindi ibigay ang buong sweldo ng lalake sa asawa nya? or mga pinoy lang may ganyang pag iisip

[uls]

sa chinese hinde eh

all chinese guys i know have full control of their money

[Ry_Tower]

di ba normal na hindi ibigay ang buong sweldo ng lalake sa asawa nya? or mga pinoy lang may ganyang pag iisip

Ako din hindi lahat binibigay ko. Although alam nya mag-online check nang atm ko tsaka nakikita nya payslip at company incentive. Yung other minor incentive na lang hindi declared. :-D

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[SpiritRalf]

Eto rin ang probelma ko before. kung mag ca car loan ba ako or mag iipon muna para gawin cash payment. Buying something which you cannot afford is very risky, hindii mo alam mangyayari sa future kaya hanggat maari never to UTANG for me.

[_Cathy_]

di ba normal na hindi ibigay ang buong sweldo ng lalake sa asawa nya? or mga pinoy lang may ganyang pag iisip

Kawawa yung lalaki if he gives 100% of his salary tapos gastador yung wife. hehe.

[Retz]

sa mga intsik na may business, sa kaban ng kumpanya na kumukuha ng pang gastos. savings na lang ung sweldo nila.

[uls]

setup ng iba the wife does all the shopping the guy pays for the cc bills

[_Cathy_]

setup ng iba the wife does all the shopping the guy pays for the cc bills

Reminds me of this:

"A successful man is one who makes more money than his wife can spend. A successful woman is one who can find such a man"

[rollyic]

may kaibigan ako...
advise sakin, bumili daw ako ng bumili ng mga gold dito sa qatar.
she said, its a good investment since mura ang gold dito.

[Retz]

^

magkano ba presyuhan ng gold dyan sa qatar sir?

[Balikpinoy]

may kaibigan ako...
advise sakin, bumili daw ako ng bumili ng mga gold dito sa qatar.
she said, its a good investment since mura ang gold dito.

Gold is in the downward trend as of late....you need new friends.

[yebo]

may kaibigan ako...
advise sakin, bumili daw ako ng bumili ng mga gold dito sa qatar.
she said, its a good investment since mura ang gold dito.

if you buy bullion, maybe. they do sell 99.999 gold bars in the middle east. i say "maybe", because if prices go down by the time you sell it then you lose money. as of now the price of gold is on the decline. (gold is always high on recession, low when the economy is good. and world economy is supposedly on the rebound)

if you buy jewelry and sell it to individuals for a profit, yes. paiyakan, 4 gives, yun kikita ka ng malaki. any jewelry, or even appliances, basta hulugan kikita ang seller. because not only do you sell at a profit, you do sell at a much higher price. think interest rate ng bumbay. basta huwag ka lang matakbuhan.

but if you buy and keep it, then pawn it, NO. or even keep it immaculate in a box then sell it when you are in need, NO. the buyer will always take advantage of the fact that you need money, so babaratin ka.

babae yung friend mo, TO A WOMAN ANY JEWELRY IS AN INVESTMENT. yun ang mind set nila, because it is something that we menfolks give them and forget (unlike cash that we can get back or borrow if we need to). yung nagsasanla sa tambunting sasabihin niya sa iyo "buti na lang may mga alahas ako...", di nya alam kaya yumaman si tambunting dahil sa mga engot na kagaya nya.

[vinj]

sa mga intsik na may business, sa kaban ng kumpanya na kumukuha ng pang gastos. savings na lang ung sweldo nila.

AFAIK, it's not like that. Pag business, balik sa business ang kita para ipalaki. Pag Pinoy, usually it's pag kita sa business, kuha agad at igagastos.

setup ng iba the wife does all the shopping the guy pays for the cc bills

This... is what makes my boss hit the ceiling every month.

[rollyic]

^

magkano ba presyuhan ng gold dyan sa qatar sir?

hindi ko alam sir...pero yung office namin napapalibutan ng jewelry shop. infact, ang name ng place is GOLD SOUQ.
siguro more or less mga 100 shops sila magkakatabi.

[uls]

"buti na lang may mga alahas ako...",

yeah as if they'll get 100% of the value

[Galactus]

The Philippines won't be following the US' direction anytime soon. Why? Because we don't have a strong and sizeable middle class. Majority of our population can be classified as poor (C,D and E income brackets), and are either unemployed or underemployed. So, they don't have access to credit, much less credit cards. Likewise, until now, there is no centralized credit history database, despite the passage of the CISA law, which mandated the creation of the Credit Information Corporation.

If some idiotic bank decides to provide credit cards to minimum wage earners, baka pwede pang matulad tayo sa Amerika na leveraged ang lifestyle, i.e. nabubuhay sa utang (spend today for gadgets and whatnots via credit card, then worry about payments later). Which is why local banks weathered the liquidity fall-out experienced by Western banks. Conservative pa ang mga banko dito eh, and the BSP is quite stringent. Then we also have to look at the prevailing culture angle. Iba ang Tate sa Pinas. When you have relatively access to credit, falling into the credit trap is likewise quite easy.

Nakakatawa naman yung mga doomsday scenarios dito, hehehe.

[Walter]

Hindi naman lahat items sa 168 fake or replicas.

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Um ... Er ...

[joemarski]

hindi ko alam sir...pero yung office namin napapalibutan ng jewelry shop. infact, ang name ng place is GOLD SOUQ.
siguro more or less mga 100 shops sila magkakatabi.

OT
Baka naman pag- uwi ng ng pinas, may Hepa ka na rin, hehehe.
Sa sobrang kinang ng ginto (tutukan ba naman nila ng halogen pinlights) at sa sobrang dami nga ng
tindahan diyan sa GOLD SOUQ, pati kalsada diyan, naninilaw na rin.

Pare- pareho ang presyo ng mga alahas diyan kahit saang tindahan, depende lang sa kilatis (karat) ng
ginto. Per gram kasi bentahan nila. 22k ang alam kong pinaka- mataas. Meron rin namang 24k o solid gold
talaga. Pero sa mga pure Qataris ("bado" kung tawagin namin) mo lang mabibili.

Kung bibili ka, piliin mo 'yung mga "solid" kung tawagin namin. Usually, 22k ito at mas mabigat compared sa
look- alike na mga "ampaw". Iba ang pagka- dilaw ng mga ginto sa Middle East / Arab Countries. :jeanie:

[_Cathy_]

Um ... Er ...

Yes. That's where I buy some nail art accessories, stationeries, trinkets etc.

I don't buy the fake items like clothes, bags and shoes which I don't buy.