Buying something which you cannot aford.

[vinj]

sa mga intsik na may business, sa kaban ng kumpanya na kumukuha ng pang gastos. savings na lang ung sweldo nila.

AFAIK, it's not like that. Pag business, balik sa business ang kita para ipalaki. Pag Pinoy, usually it's pag kita sa business, kuha agad at igagastos.

setup ng iba the wife does all the shopping the guy pays for the cc bills

This... is what makes my boss hit the ceiling every month.