Buying something which you cannot aford.

**CLAVEL3699** · July 29th, 2013 12:12 PM

Originally Posted by Retz

aside form credit card, huwag din kalimutan ang 'discount' card lagi sa wallet.

ang discount card ay dapat hindi nilalagay sa wallet, dapat sa ilalim nang upuan or sa may spare tire nilalagay.

**holdencaulfield** · July 29th, 2013 12:13 PM

Originally Posted by cast_no_shadow

OT

Holden nagagawi ka ba dun sa mga beerhouse sa 4th ave?

yung "international"? ano ka ba? diyan nagbibeerhaus noon si andres bonifacio.
pambihira ka naman, sosyal to pre.
anong palagay mo
sakin, foor?!

**holdencaulfield** · July 29th, 2013 12:17 PM

Originally Posted by CLAVEL3699

tama... importante sya sa lahat nang bagay.

Kaso ni isa wala na akong credit card pinaputol ko na yung apat... katulad nang iba napaso din ako sa CC noon.

Kaya pagmay travels ako yung CC ( issue to me ) nang company ang gamit ko. Kung may gusto akong bilhin pinag iipunan ko muna talaga.

60% of my salary binibigay ko kay misis para sa gastos namin sa bahay the 40% minsan lahat sa bangko ang punta or kumukuha ako nang 2k for my allowance sa isang buwan.

Wala kasi akong gastos everyday meron kasi akong food, gas, toll gate allowance sa company kaya totally wala akong gastos.

Meron akong alkansya na naghuhulog ako nang 5 and 10 petot... dun ko kinukuha ang luho ko.

kaya minsan niloloko ako nang mga office mate ko at nang mga friends ko na madalas walang laman wallet ko hehehehe... kasi kung kumain sila kung saan saan at punta sila sa ganito at sa ganyan. ako nga nga.

ampunin mo naman ako ser! wala ng nagmamahal saakin.
maganda raw ako pag naglipstik.

**CLAVEL3699** · July 29th, 2013 12:19 PM

Originally Posted by holdencaulfield

ampunin mo naman ako ser! wala ng nagmamahal saakin.
maganda raw ako pag naglipstik.

sino nagsabi na maganda ka? papatayin ko!

**uls** · July 29th, 2013 12:20 PM

Originally Posted by holdencaulfield

panalo ka talaga uls!
ako lang personally, ayaw ko ng sasakyan. kung wala lang akong anak, mag motot o jeep lang ako.

hindi matatanggap ito ng mga call center agents pero masakit mang sabihin karamihan sa mga yan ay hook sa isports ng

sosyal climbing.

andami kong kilalang climbers.

owning a car is just part of the whole image of "success"

another part of the image is lifestyle

di pwede lagi nasa bahay lang baka isipin ng tao wala pangastos hehe

kailangan lagi kumakain sa labas at nagta-travel

so lahat ng resto na uso susubukan, lahat ng lugar na uso pupuntahan

syempre may photos noh?! what's the use kung walang proof?!

yan ang ginagawa ng lahat sa facebook nagpapataasan ng ihi

hehehe

**CLAVEL3699** · July 29th, 2013 12:28 PM

Originally Posted by uls

owning a car is just part of the whole image of "success"

another part of the image is lifestyle

di pwede lagi nasa bahay lang baka isipin ng tao wala pangastos hehe

kailangan lagi kumakain sa labas at nagta-travel

so lahat ng resto na uso susubukan, lahat ng lugar na uso pupuntahan

syempre may photos noh?! what's the use kung walang proof?!

yan ang ginagawa ng lahat sa facebook nagpapataasan ng ihi

hehehe

pansin ko nga din yan. nagiging payabangan na sa facebook.

kaya kami ni room mate madami nagtatanong kung bakit wala kaming post sa facebook ni room mate eh.

**wezz_zzew** · July 29th, 2013 12:30 PM

Whew! Haba ng back reading ko grabe, dami nakaka relate siguro.
Buying something which you cannot afford is not just about getting something using CC or Loan. It is also about your financial capability to obtain something and still have the remaining resources to survive the following days to come. Being in debt is normal, even the richest man in the Philippines has it (AFAIK).
The only problem with most of us is, we always buy things without thinking about its effect on our budget. Although you have the dough now to buy something, it doesn't mean you can afford it. IMHO, you can only consider something that you can afford if it will not affect you financially in any other way.

**cast_no_shadow** · July 29th, 2013 12:30 PM

Facebook and instagram that sh*t!

**uls** · July 29th, 2013 12:32 PM

kaya kahit ano gamit nabili kailangan may photo

what's the point in spending all that money if people don't know about it?

**_Cathy_** · July 29th, 2013 12:33 PM

^FB just made it worse for people who need to keep up with the joneses.

I find it so tacky for people to post every happening in their life no matter how mundane it is. Kulang na lang routine such as going to church or grocery ipost sa FB

Then there are also people who are out most of the time because their houses are not comfortable enough to want to stay in. Priority siguro things that can be seen the most such as cars or cellphones.

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