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  1. Join Date
    May 2018
    Posts
    611
    #19241
    Quote Originally Posted by _Cathy_ View Post
    It's hard when your family is aging na, I am not complaining, but I wish I had someone to share the responsibility with. I am sleeping for 4 hrs daily for more than a week now and I can it taking a toll on my body.
    Naku sis, I'd rather have 3 kids na makukulit to watch over, kahit boys pa.

    Mas mahirap magalaga ng elderly. Cranky and sometimes uber sensitive pa, always taking offense at nothing.

    I get to thinking nga minsan, 10-20 years from now, I want to be a happy, smiling granpa who tells wonderful stories playing with the apos, not some grumpy old f*rt.

  2. Join Date
    Jun 2004
    Posts
    3,496
    #19242
    Ilan taon pahirap pa [emoji26]

    Utang pa more. Idol ko si OB

    Sent from my SM-N950U using Tapatalk

  3. Join Date
    Jul 2007
    Posts
    57,764
    #19243
    Headache and my heart is beating fast. Di ako makatulog

    Sent from my SM-N960F using Tapatalk

  4. Join Date
    Jul 2009
    Posts
    3,604
    #19244
    Quote Originally Posted by c_cube View Post
    Ilan taon pahirap pa [emoji26]

    Utang pa more. Idol ko si OB

    Sent from my SM-N950U using Tapatalk
    Mataas pa loan amount mo sa net worth ko hahaha

  5. Join Date
    Oct 2017
    Posts
    3,328
    #19245
    Quote Originally Posted by c_cube View Post
    Ilan taon pahirap pa [emoji26]

    Utang pa more. Idol ko si OB

    Sent from my SM-N950U using Tapatalk
    Have you considered refinancing?

    That way mas maliit yung capital = mas maliit total interest na babaayran.

  6. Join Date
    Jun 2004
    Posts
    3,496
    #19246
    Quote Originally Posted by BlancNoir View Post
    Have you considered refinancing?

    That way mas maliit yung capital = mas maliit total interest na babaayran.
    Hindi eh. Hindi ko nga alam yun refinancing hehe.

    Medyo ilan years narin ang loans na ito.

    Yun 900k kakarenew lang last august kaya parang bago, interest lang binabayaran monthly then kapag may sobrang pera, binabawasan ko nalang yun principal.

    Yun isa naman PDC na hawak nila, hanggang July next yr nalang, konting tiis pa haha!

    *mda
    Masgusto ko pa mababa net worth ko basta walang utang haha

    Sent from my SM-N950U using Tapatalk

  7. Join Date
    Aug 2018
    Posts
    3,733
    #19247
    Yung hindi ka kumakain ng red meat tapos nagkatay ng baboy yung kapitbahay niyo

    Sent from my HUAWEI VNS-L31 using Tapatalk

  8. Join Date
    Jan 2016
    Posts
    6,813
    #19248
    Ang lupit ng Meralco! Sep 15 Bill Date, Payment Deadline Sep 25, Notice of Disconnection issued Sep 26! Notice delivered to me kanina lang Sep 28, Friday! Disconnection Date Oct 1, Monday!

    Anak ng....! Ilang taon na akong nagbabayad online every 16th when they send me the email of my bill, only this month, when I got the notice, chineck ko email ko, walang dumating na billing, kaya pala nakalimutan ko. Ugali ko pa naman pag dumating yung physical bill, tinatabi ko lang agad kasi alam ko bayad na yun.

  9. Join Date
    Mar 2008
    Posts
    54,625
    #19249
    Quote Originally Posted by papi smith View Post
    Ang lupit ng Meralco! Sep 15 Bill Date, Payment Deadline Sep 25, Notice of Disconnection issued Sep 26! Notice delivered to me kanina lang Sep 28, Friday! Disconnection Date Oct 1, Monday!

    Anak ng....! Ilang taon na akong nagbabayad online every 16th when they send me the email of my bill, only this month, when I got the notice, chineck ko email ko, walang dumating na billing, kaya pala nakalimutan ko. Ugali ko pa naman pag dumating yung physical bill, tinatabi ko lang agad kasi alam ko bayad na yun.
    ...to entice the costumer into paying up.
    some of those are computer-generated, and have no conscience.

  10. Join Date
    Sep 2014
    Posts
    8,492
    #19250
    wala naman talaga conscience ang mga computers

  11. Join Date
    Sep 2014
    Posts
    8,492
    #19251
    Quote Originally Posted by c_cube View Post
    Ilan taon pahirap pa [emoji26]

    Utang pa more. Idol ko si OB

    Sent from my SM-N950U using Tapatalk
    maliit pa nga yan, ako nga halos 3M na ata, payat na payat na ako ngaun imagine mo 5 days pinagkasya namin ng wife ko one whole roasted chicken saka chicharon and i can of corned beef for dinner.

    pero bukas is leisure time hihi, im gonna eat in Vatos dyan sa Fort then were gonna head to M bakery later hihi. budget ko P1500++

  12. Join Date
    Oct 2002
    Posts
    40,599
    #19252
    Quote Originally Posted by papi smith View Post
    Ang lupit ng Meralco! Sep 15 Bill Date, Payment Deadline Sep 25, Notice of Disconnection issued Sep 26! Notice delivered to me kanina lang Sep 28, Friday! Disconnection Date Oct 1, Monday!

    Anak ng....! Ilang taon na akong nagbabayad online every 16th when they send me the email of my bill, only this month, when I got the notice, chineck ko email ko, walang dumating na billing, kaya pala nakalimutan ko. Ugali ko pa naman pag dumating yung physical bill, tinatabi ko lang agad kasi alam ko bayad na yun.
    Wala nga ako na Received na email.billing from them this month.


    Sent from my iPhone using Tapatalk

  13. Join Date
    May 2014
    Posts
    14,700
    #19253
    Parking garage south araneta cubao. Useless magpabuhos palabas ng parking area nyo kung wala rin malalabasan yun mga auto.

    Sent from my SM-C900F using Tapatalk

  14. Join Date
    Oct 2009
    Posts
    1,529
    #19254
    Just find out, 1 UA heatgear Tshirt i bought in US is wrong size, damn thats the one i like. Should be 1 size smaller


    Sent from my iPhone Xs using Tapatalk

  15. Join Date
    Mar 2008
    Posts
    54,625
    #19255
    Quote Originally Posted by forceG View Post
    Just find out, 1 UA heatgear Tshirt i bought in US is wrong size, damn thats the one i like. Should be 1 size smaller


    Sent from my iPhone Xs using Tapatalk
    "lucky, the person it's gonna be gifted to...!"

  16. Join Date
    Oct 2009
    Posts
    1,529
    #19256
    Quote Originally Posted by dr. d View Post
    "lucky, the person it's gonna be gifted to...!"
    Thats the first thought dokie, perfect for my friend, actually i may have forgot that is my size here in Japan, -1 in US.


    Sent from my iPhone Xs using Tapatalk

  17. Join Date
    Jul 2009
    Posts
    10,310
    #19257
    Ang hassle naman ng requirement ng BIR sa resibo for COLA and RATA for my wife. Kailangan sa pangalan ng company hindi na pwede sa pangalan ng employee. Now we have to ask every establishment to name the OR to the company. Even my purchase have to be named to my wife's company.

    Sent from my ASUS_X00TDB using Tapatalk

  18. Join Date
    Mar 2008
    Posts
    54,625
    #19258
    Quote Originally Posted by BratPAQ View Post
    Ang hassle naman ng requirement ng BIR sa resibo for COLA and RATA for my wife. Kailangan sa pangalan ng company hindi na pwede sa pangalan ng employee. Now we have to ask every establishment to name the OR to the company. Even my purchase have to be named to my wife's company.

    Sent from my ASUS_X00TDB using Tapatalk
    i think i understand BIR's point, but i do not think this will solve their problem at all.
    so, how will the company accountants know which person spent what in which junket... err... trip! trip!..., if all the resibos are under the name of the company?
    isang hatsing lang yan sa mesa...

    errr... why will you credit your personal purchase to the company?
    heh heh.

    iba talagah pag wala pang kapeh...
    Last edited by dr. d; September 29th, 2018 at 10:23 AM.

  19. Join Date
    Jul 2009
    Posts
    10,310
    #19259
    Quote Originally Posted by dr. d View Post
    i think i understand BIR's point, but i do not think this will solve their problem at all.
    so, how will the company accountants know which person spent what in which junket... err... trip! trip!..., if all the resibos are under the name of the company?
    isang hatsing lang yan sa mesa...

    errr... why will you credit your personal purchase to the company?
    heh heh.

    iba talagah pag wala pang kapeh...
    As I understand COLA is cost of living allowance. Hindi naman "living" yung company, kundi yung employee. I think this is just rules made by BIR, Not really a law. I heard may incentive daw employee ng BIR sa mga fault na makikita sa mga company kaya they invented this rule.

    Sent from my ASUS_X00TDB using Tapatalk

  20. Join Date
    Nov 2010
    Posts
    25,276
    #19260
    Quote Originally Posted by BratPAQ View Post
    Ang hassle naman ng requirement ng BIR sa resibo for COLA and RATA for my wife. Kailangan sa pangalan ng company hindi na pwede sa pangalan ng employee. Now we have to ask every establishment to name the OR to the company. Even my purchase have to be named to my wife's company.

    Sent from my ASUS_X00TDB using Tapatalk
    COLA kasama sa suweldo yan. Nasa batas yan eh. Yung RATA siguro at COLA na yan is above and beyond the minimum kaya may ibang requirement si BIR.

    Ako din lahat expenses ko named after the company, company na magdeclare na expenses yan ng employee nila in furtherance of their work for the company. May percentage lang na deductible sa taxes due from the company, afaik.

Bakit ka badtrip today?