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  1. Join Date
    Jul 2008
    Posts
    398
    #4081
    Quote Originally Posted by cast_no_shadow View Post
    AFAIK meron pa nga 2014 with big discount


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    Ang mahal kasi ng Honda PMS. You need to be rich always. Pag masisira, sasabihin pa nila. Baka gumagamit ka ng oil sa labas. Kahit na same specs na oil, dapat Honda lang gagamitin. Parts and labor are also at par with luxury vehicles. This tradition of milking the customer must stop at Honda.

  2. Join Date
    Nov 2009
    Posts
    12,364
    #4082
    Quote Originally Posted by kevinworld View Post
    Ang mahal kasi ng Honda PMS. You need to be rich always. Pag masisira, sasabihin pa nila. Baka gumagamit ka ng oil sa labas. Kahit na same specs na oil, dapat Honda lang gagamitin. Parts and labor are also at par with luxury vehicles. This tradition of milking the customer must stop at Honda.
    Can't tell that since i haven't owned a luxury vehicle, do you? still I highly doubt that.

    As for me, okay naman ako sa pricing ng PMS ng Honda, almost the same nung previous vehicle namin (Toyota)

    If you religiously followed the PMS for sure never ka ma question sa warranty claims.

    Kung gusto mo makamura sa PMS then DIY or have it done outside.

    In short choose your poison na lang.

  3. Join Date
    Aug 2009
    Posts
    472
    #4083
    Quote Originally Posted by kevinworld View Post
    Ang mahal kasi ng Honda PMS. You need to be rich always. Pag masisira, sasabihin pa nila. Baka gumagamit ka ng oil sa labas. Kahit na same specs na oil, dapat Honda lang gagamitin. Parts and labor are also at par with luxury vehicles. This tradition of milking the customer must stop at Honda.
    yung pms ko ng 5,000km 4k plus lang fullysynthetic oil na.

    yung pms ko ng 10,000km/1yr 4.4k lng inabot ko semi syntheetic pinalagay ko. ano mahal doon? magkano ba inabot m sa maintenace ng oto mo?

  4. Join Date
    Sep 2015
    Posts
    76
    #4084
    natatawa na lang talaga ako sa mga taong bibili ng kotse tapos di kaya yung cost of maintenance tapos pag may nangyari sasabihin bulok yung carmaker na ganito kasi sirain. isa pa lalo na yung mga ayaw mag-avail ng parking tapos pag nahuli kung ano-ano sasabihin

    Anyway I have this SUV dito sa manila kasi yung city ko sa cebu naka-pwesto. Last time nagpa-PMS ako dun sa SUV ko 13k ang binayaran ko pakshet
    Same lang din kung ano ang kelangan palitan na mga fluids, oil eklavu pero ang nagpamahal dun e labor at vat . So far sa loob ng apat na taon walang naging prob kahit minor wala.

  5. Join Date
    Aug 2015
    Posts
    352
    #4085
    Quote Originally Posted by kevinworld View Post
    Ang mahal kasi ng Honda PMS. You need to be rich always. Pag masisira, sasabihin pa nila. Baka gumagamit ka ng oil sa labas. Kahit na same specs na oil, dapat Honda lang gagamitin. Parts and labor are also at par with luxury vehicles. This tradition of milking the customer must stop at Honda.
    Gano kamahal ba yang sinasabi mo? Magkano? Twice a year lang ang PMS ng honda at kapag pinatanggal mo yung mga hindi kelangan kadalasan nasa 5k lang.

    Yung ibang brands alam ko every 3 months PMS (correct me if I am wrong) at kapag pinagsama mo yung lahat ng nagastos eh halos parehas lang sa ibang brands.


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  6. Join Date
    May 2015
    Posts
    61
    #4086
    Sabi ng SA ko may bidding daw ulit LTO. Hindi tuloy ako naniwala sa SA kase may napansin kase ako kasabay ko minsan 2016 model may plate # na, ako eh 2015 6-months na wala parin.

  7. Join Date
    Nov 2009
    Posts
    12,364
    #4087
    Quote Originally Posted by rabz View Post
    Sabi ng SA ko may bidding daw ulit LTO. Hindi tuloy ako naniwala sa SA kase may napansin kase ako kasabay ko minsan 2016 model may plate # na, ako eh 2015 6-months na wala parin.
    May copy ka CSR?

    OR/CR nasayo na?




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  8. Join Date
    Nov 2014
    Posts
    208
    #4088
    Mga boss question lang, baguhan lang kasi ako e. Sa january 2016 kasi magexpire na ang insurance ko (free insurance). Mapfre ang insurance ko. Ang sabi sakin nasa 21.5k ang renewal kung mapfre ulit ang kukunin ko. Baka may alam kayo na mas ok at mura na insurance? Ano ba maaadvice nyo sakin? May nakita kasi ako sa MoneyMax website ng mga insurance na nagcocompare ng mga presyo ng insurance. Ang pinkamura na nakita ko ay yung SHI Phil. Kaya lang nde daw sa casa ipapagawa yung auto pag yung insurance na yun ang kinuha ko. 9.8k lang dun. Tapos meron namang binigay sakin na isa pang insurance na mura yung QBE seaboard insurance. 17.5k naman ang bigay sakin. Trusted kaya yun? Thanks.

  9. Join Date
    Nov 2009
    Posts
    12,364
    #4089
    ^

    Free 1st year sayo? Wala ka ba pinirmahan na lock-in ka sa mapfre for the rest of duration of your loan?

    Got scammed (hehe sorry for the term) Of that free 1st year. On the 2nd year 29k ang premium ko, hayup diba?

    Bawing bawi yung "free" kumita pa sila.

    Nagkaproblema ako sa claim ko for this year, ayun the bank allowed me to change insurance. Now nasa 18k binayadan ko na premium.


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  10. Join Date
    Oct 2014
    Posts
    174
    #4090
    Quote Originally Posted by cast_no_shadow View Post
    ^

    Free 1st year sayo? Wala ka ba pinirmahan na lock-in ka sa mapfre for the rest of duration of your loan?

    Got scammed (hehe sorry for the term) Of that free 1st year. On the 2nd year 29k ang premium ko, hayup diba?

    Bawing bawi yung "free" kumita pa sila.

    Nagkaproblema ako sa claim ko for this year, ayun the bank allowed me to change insurance. Now nasa 18k binayadan ko na premium.



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    Mapfre to? 24k sakin this year. Pero prudential to. Tagal mag approve ng claims.


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  11. Join Date
    Nov 2009
    Posts
    12,364
    #4091
    Quote Originally Posted by vinrom View Post
    Mapfre to? 24k sakin this year. Pero prudential to. Tagal mag approve ng claims.


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    Walandyo! Prudential kinuha ko hehe


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  12. Join Date
    Aug 2009
    Posts
    472
    #4092
    ano ba ok n insurance renewal? pa suggest 2014 vx owners. how much din renewal cost?

  13. Join Date
    Nov 2005
    Posts
    283
    #4093
    antay tayo ng input ng iba kung may mag suggest ng ibang insurance

  14. Join Date
    Oct 2015
    Posts
    58
    #4094
    Quote Originally Posted by cast_no_shadow View Post
    ^

    Free 1st year sayo? Wala ka ba pinirmahan na lock-in ka sa mapfre for the rest of duration of your loan?

    Got scammed (hehe sorry for the term) Of that free 1st year. On the 2nd year 29k ang premium ko, hayup diba?

    Bawing bawi yung "free" kumita pa sila.

    Nagkaproblema ako sa claim ko for this year, ayun the bank allowed me to change insurance. Now nasa 18k binayadan ko na premium.


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    Sir question lang, nde ka ba binigyan ng quotation kung magkano yung babayaran mo sa insurance sa remaining ng loan term mo?

    Ako din kse 1st year free insurance, Security Bank. Binigay naman sakin yung quotation nung succeeding na babayaran ko.

  15. Join Date
    Nov 2009
    Posts
    12,364
    #4095
    Quote Originally Posted by coymac03 View Post
    Sir question lang, nde ka ba binigyan ng quotation kung magkano yung babayaran mo sa insurance sa remaining ng loan term mo?

    Ako din kse 1st year free insurance, Security Bank. Binigay naman sakin yung quotation nung succeeding na babayaran ko.
    All we know is we are locked in sa insurance company, the pricing wasn't given to us outright.

    Upon seeing it ayun nagsisi na ako, kaso charge to experience na lang since we signed already.

    Super laki ng premium talaga, bawi yung 1st year, kumita pa.

    Lesson learned never get a "free insurance"


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  16. Join Date
    Oct 2014
    Posts
    174
    #4096
    Quote Originally Posted by cast_no_shadow View Post
    Walandyo! Prudential kinuha ko hehe


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    Once palang ako nagclaim. Pero mejo may blame din sa part ko, di pa ko decided that time na pagawa talaga then nanghihingi sila ngn clearer picture nun damage. Mga 1 week un tsaka lang sila nagrespond after ko isubmit un requirements. Di ako sumagot kasi nga ayaw ko muna paayos. After 3 weeks inappprove nalang nila bigla. Un sa kakilala ko, below 10k maapprove agad within the day. Forgot the insurance company name lang. 7k lang claim ko nun ewan ko bat inabot ng 1 week.
    Pero baka mabilis na sanyo un.

    Free din kasi sakin first year sa bdo.


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  17. Join Date
    Dec 2015
    Posts
    5
    #4097
    I think it's not really as bad as you think na iavail ang free insurance. We just have to accept the fact na hindi siya talaga free. Kung 30K ang premium for the 2nd and 3rd year, (for 3-year loan), so 60K/3 years..parang 20K per year insurance. Magkano ba ang "reliable" na budget friendly insurance for our cars? (Honest question, hindi ko talaga alam.)

  18. Join Date
    Nov 2009
    Posts
    12,364
    #4098
    Quote Originally Posted by jasv View Post
    I think it's not really as bad as you think na iavail ang free insurance. We just have to accept the fact na hindi siya talaga free. Kung 30K ang premium for the 2nd and 3rd year, (for 3-year loan), so 60K/3 years..parang 20K per year insurance. Magkano ba ang "reliable" na budget friendly insurance for our cars? (Honest question, hindi ko talaga alam.)
    For me more of a misleading yung term na "free" since they tucked that free on the premiums of the upcoming years. For 30k I'd rather get the in-house insurer, less hassle and lower deductibles.

    Like for me, for 2nd year my previous insurer is quoting me 29K. My car is on a 5 year loan, IIRC nasa 10k difference yung yearly. In short bawi na kumita pa to add up 4.5k ang participation.

    Gladly napa waive ko yung lock-in and endorse our preferred insurance.



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  19. Join Date
    Nov 2014
    Posts
    208
    #4099
    Mga paps, inhouse financing kasi ako kumuha ng car. Sabi ng SA ko pwede ako mag change ng insurance company. Sabi ng ibang kakilala ko mas mura daw sa bpi.

  20. Join Date
    Oct 2015
    Posts
    12
    #4100
    Yung sakin bpi/ms (Mitsui Sumitomo) insurance. Sadly lock in din ako 5 years. Pero mabilis kaya mag claim sa insurance na to? Gusto ko na sana paayos yung OD sa unit kaso baka sa January na lang.

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2014 Honda City (Gen 4)