One Car, Two Owners...

[Elroi]

saw this feature on channel 2 kagabi, sa show ni Gus Abelgas. forgot the title eh... medyo naguguluhan ako how was a bnew car was sold to 2 diff persons.. post nyo na lang po opinions nyo.. here's the story..

A certain Mr.Tan bought a brandnew Nissan Xtrail last january 25,2005 at a Nissan dealer in ??? he paid the full amount in cash, doon daw mismo sa office ng casa, signed all the documents together with the dealer's manager and supervisor. he was only given the sales invoice at yung OR and CR daw ay to follow na lang. after more than a month, bigla daw may dumating na sherrif sa bahay nya at binabatak yung sasakyan coz of non payment of monthly amortization.. so sabi nya, bakit nya kailangan magbayad ng MA ay fully paid naman yung sasakyan. pinakita nya yung resibo nya but nonetheless, nakuha pa din yung Xtrail nya. meron daw kasi dala yung sherrif na another invoice stating that the car was sold to another person/company. napansin ni Mr.Tan na yung binigay sa kanyang copy nung sheriff na invoice ay katulad din ng sa kanya, same unit, same description,same date at same invoice number... so he went to abs-cbn para magpatulong. when they went to the dealer, ayaw humarap nung manager sa camera at silang dalawa lang ni Mr.Tan ang nag-usap sa loob ng office. Paglabas nya, sabi lang daw nung manager sa kanya ay "talk to my lawyer"...

what Mr.Tan did was pinuntahan nila yung Name and address na nakalagay sa isang invoice pero nung makita nila yung lugar ay wala daw ganung company doon. kasi matagal na palang nasunog yung bldg na yun pero sa invoice dated january 25,2005 ay yun ang address na nakalagay...

kaya nagpunta na lang sila sa DTI...next week na lang daw yung resulta ng pag-uusap..

[Rediesel]

talk of my lawyer ha. kung ako yung buyer e aabangan ko na alng yang manager lintek lang ang walang ganti.

malamang dinugas siya ng manager.

[rukawa]

nang yan, yung manager pa nag sabi ng talk to my lawyer, parang baliktad ata

[mazdamazda]

teka... anong Nissan dealership yan? nang maka iwas na diyan.

[ILuvDetailing]

don't hold back raikonnen spit out the name of that dealership and salesman... langya pinuntahan pa siya sa bahay ng sheriff... nakakatakot to a mukhang bagong MO.

[boybi]

hmmm, di kaya kasabwat din yung sheriff? e wala na palang nakatira sa address na yun dahil nga nasunog na!

[ARB]

feeling hindi binayad ng manager ang pera. ginawa nya ay kinunan ya ng loan ang car at siya sana personal magbabayad kasi ginamit muna ang cash na pang bayad ng customer. kaya lang siguro may kalabos nang yari at hindi na bayaran ang monthly amortization, baka na lugi sa gambling o sa ibang negosyo.

same thing happened here, a manager of a bank would approve a loan application of some clients and he makes the principal bigger so that her husband can use the money for their business, yun lang na lugi business nila, hindi ma ka bayad sa bangko, na foreclose ang client, but the client was paying his part of the loan not knowing na malaki pala ang na tira sa loan niya na kinuha ng manager.

[alwayz_yummy]

tell mo na...nakakasira sa name ng nissan dealers yan...para sa atin naman,e....kasi like me,pinaghihirapan at investment ang sasakyan,kawawa naman,di ba...plus malay mo, di lang pala siya ang nagoyo ng hayop na yun....kuyugin na!

or kung hindi man...tell mo nalang saang street yan malapit....

[alwayz_yummy]

feeling hindi binayad ng manager ang pera. ginawa nya ay kinunan ya ng loan ang car at siya sana personal magbabayad kasi ginamit muna ang cash na pang bayad ng customer. kaya lang siguro may kalabos nang yari at hindi na bayaran ang monthly amortization, baka na lugi sa gambling o sa ibang negosyo.

same thing happened here, a manager of a bank would approve a loan application of some clients and he makes the principal bigger so that her husband can use the money for their business, yun lang na lugi business nila, hindi ma ka bayad sa bangko, na foreclose ang client, but the client was paying his part of the loan not knowing na malaki pala ang na tira sa loan niya na kinuha ng manager.

talk about "bank robbery"

[ILuvDetailing]

Thats why when buying a car use a managers check if possible... and pay in terms.

[ssaloon]

why MC? diba as good as cash yan? company/personal check nalang para may clearing pa na 3 days. or just shoulder the interest sa amortization. at least di sayang cost of money just like what ILuvDetailing mentioned

[odell]

or dapat may kilala ka ng dealer o un mga nirefer sayo para walang hassle..

[Elroi]

sensya na kayo... di ko kasi masyado kabisado lugar sa metro manila.. it's either in libis or ortigas (or isa lang yun or walang nissan dun.. hehe.. di ako sigurado sa lugar..pakikorek na lang).. basta based on the footage i saw, there's a big sign that said NISSAN GALLERY... and yung boss nila dun is a certain Mr.Johnny (Uy or Yu)...

[ILuvDetailing]

why MC? diba as good as cash yan? company/personal check nalang para may clearing pa na 3 days. or just shoulder the interest sa amortization. at least di sayang cost of money just like what ILuvDetailing mentioned

Yup its as good as cash thats why its prefered by dealers over company/personal checks, just don't put "cash" on the payee, instead put the dealers name.

[mazdamazda]

sensya na kayo... di ko kasi masyado kabisado lugar sa metro manila.. it's either in libis or ortigas (or isa lang yun or walang nissan dun.. hehe.. di ako sigurado sa lugar..pakikorek na lang).. basta based on the footage i saw, there's a big sign that said NISSAN GALLERY... and yung boss nila dun is a certain Mr.Johnny (Uy or Yu)...

ahhh... Nissan Gallery... near the corner of Ortigas & C5.

[fre]

hmmm, di kaya kasabwat din yung sheriff? e wala na palang nakatira sa address na yun dahil nga nasunog na!

saw this last night also. Just wondering, pano nalaman nung sheriff address ni Mr Tan kung ang hawak nyang Invoice ay dun sa walang nakatira. Bka magkasabwat manager n sheriff

[burjegol]

Mga tol,
hindi naman siguro ako kakasuhan nito ng dealer na ito. pero napanood ko kagabi sa TFC and dealer daw ng nissan na ito ay sa Libis (?) as what I have heard on the TV. Yun din nga sana ang gusto ko matanong. Ano, meron bang magic dito?

[kingkaboodles]

napanood ko sa Private I. nissan libis nga. dyan talaga sa pinas lahat pwedeng magawan nang fake papers.

[alwayz_yummy]

sensya na kayo... di ko kasi masyado kabisado lugar sa metro manila.. it's either in libis or ortigas (or isa lang yun or walang nissan dun.. hehe.. di ako sigurado sa lugar..pakikorek na lang).. basta based on the footage i saw, there's a big sign that said NISSAN GALLERY... and yung boss nila dun is a certain Mr.Johnny (Uy or Yu)...

oh..nissan gallery ortigas,e....only one in the area, under the flyover...












mga P.I. at SOBs TALAGA MGA TAO JAN!

i've been there once....binastos ako..kelangang ma-investigate na nga yang nissan na yan...buti nalang wala ung manager,kung di baka masampal ko sila ng 1 booklet ng MC(booklet lang)...

mukang mas ok pa sa quezon ave,pero mukang 1 owner lang..kaya ayaw ko na din dun,e...

[usokpower]

why MC? diba as good as cash yan? company/personal check nalang para may clearing pa na 3 days. or just shoulder the interest sa amortization. at least di sayang cost of money just like what ILuvDetailing mentioned

Because your much safer in negotiating a managers check than cash. The manager can put the cash in his pocket while the MC can only be negotiated under the payees name (deposit sa account). If a certain bank (drawer bank) negotiated the check under second endorsement ang mananagot bangko. bawal po iyon.

Sa personal check, firms are doubtful if your checking account has sufficient balance. sa managers check mas safe sila. Pwede rin mag hintay ng clearing pero between a buyer and a seller lagi niyong tatandaan KALIWAAN LAGI.