Accident Compromise - Please Share your thoughts

[mda]

i somehow agree sa "abala". pero dapat ba na dahilan kung bakit ganon kalaki ang gastos? almost 300% ang mark-up?
the person involved asked to have the vehicle be check sa kakilala na alam nya na makaka-mura sya and sa tingin nya na ok din ang gawa. then why would one insist of such? unless meron purpose. (manlinlang/maka-ungas)

Not sure anong klaseng mark-up yan.

BUT, if may nakabangga sa aken and may masira siya,

I will INSIST na galing sa casa or at least original yung mga parts na ipagpapalit.

[zippo_d_frog]

Magaganda ang mga points na na raise. Apparently, like me, naging biktima na rin kayo ng collission. But in my experience, I also allow the other party a hand in choosing where and we arrive at an agreement on where the vehicle should be repaired.

Syempre, as long as the repair would be restored in the original form, then everything would be alright. Kasama na doon ang color matching and also has good feedback on restoration.

Ang nababahala lang ako is the steep difference of the my quote to their quote and abruptly pinasok ang car for repair without the agreement. Is this legal?

[mda]

Magaganda ang mga points na na raise. Apparently, like me, naging biktima na rin kayo ng collission. But in my experience, I also allow the other party a hand in choosing where and we arrive at an agreement on where the vehicle should be repaired.

Syempre, as long as the repair would be restored in the original form, then everything would be alright. Kasama na doon ang color matching and also has good feedback on restoration.

Ang nababahala lang ako is the steep difference of the my quote to their quote and abruptly pinasok ang car for repair without the agreement. Is this legal?

Since there was no written agreement between you, I think the legality of the situation cannot be accurately assessed.

Is it immoral, probably yes. But illegal? I don't think so.

Mukhang ipa-rereplace niya yata yung rear door ng SUV ah.

[Noel Salisipan]

this is the kind of mentality we should avoid, kaya di umuunlad bansa natin dahil pang-gugulang ang nauuna. utak talangka lang gumagawa ng ganyan style. i could understand if PUV driver ka, pero since you own a car and you could use the internet and post in a public forum sigurado ako may pinag aralan ka. you should know better.

as a motorist sharing the road you should take responsibility for your actions, no matter what you say if you hit a car from the back it is your fault not his no matter what his reason for stopping is. hitting somebody from the back means you we're following too close. unless the car in front of you has a broken tail light then that could be an excuse.

Galing mo Bro, "utak-talangka" pinatulan mo, judge ka agad ng conclusion!
Sino ngayon mas utak talangka sa atin?

Maliwanag naman na may agreement na sila at admitted ni TS yung fault nya. Ang problema mukhang di tumutupad sa usapan yung nabangga.

The fact na walang MMDA report, may itinatago yung nabangga. At pag di na tumutupad sa usapan yung nabangga at pakiramdam mo inoonse ka na e papayag ka ng ganun?!

Anong advice mo ngayon?

(hirap dito e, gusto mong tumulong e ang daming sablay na kritiko. Daming sinabi wala namang nai-contribute tungkol sa problema!)

[mda]

The fact na walang MMDA report, may itinatago yung nabangga.

With all due respect sir,

This is not always the case. If I trusted the other party and would not want to have to put up with the roadside crocs, then I too would forgo the MMDA report.

In this case however, mukhang not getting the MMDA/police report worked against the TS at pinagsamantala lang siya.

[renzo_d10]

Syempre siguro yung SUV owner gusto i-assure na yung job na magagawa ay A++ . Hindi naman natin masisi siya kasi kung talagang pinangangalagaan niya talaga yung kotse niya at ayaw niyang repair lang kundi palit talaga ng buong panel.

Nung ako nabunggo, ganyan din gusto nung nakabunggo. Siya magpapagawa. Nag-contest ako, bakit ganun. Parang sila pa masusunod eh sila na nga nakabangga. Eh wala daw sila pera bla bla. So naawa naman ako (since kalapit bahay ko lang sila) at sabi ko, pag yan hindi nag-tugma ang gawa ipapaulit ko yan sa gusto ko. Oo daw. Edi yun, sakanila ko pinagawa. Thankfully ok naman gawa

[mda]

Syempre siguro yung SUV owner gusto i-assure na yung job na magagawa ay A++ . Hindi naman natin masisi siya kasi kung talagang pinangangalagaan niya talaga yung kotse niya at ayaw niyang repair lang kundi palit talaga ng buong panel.

Nung ako nabunggo, ganyan din gusto nung nakabunggo. Siya magpapagawa. Nag-contest ako, bakit ganun. Parang sila pa masusunod eh sila na nga nakabangga. Eh wala daw sila pera bla bla. So naawa naman ako (since kalapit bahay ko lang sila) at sabi ko, pag yan hindi nag-tugma ang gawa ipapaulit ko yan sa gusto ko. Oo daw. Edi yun, sakanila ko pinagawa. Thankfully ok naman gawa

Spot on sir.

[_Qwerty_]

every year lumiliit yung premium sir..

hinde rin lumiit?

[_Qwerty_]

dapat kasi naghintay muna sya.. pwede naman yun kung san nya gusto pagawa.. basta kakausapin muna nung isang party at dapat pumayag yung magbabayad bago simulan..

ginugulangan ka na nyan sir.. malamang kilala nya yung talyer.. tapos sinabihan yung may ari na doblehin yung presyo tapos hati sila..

[zel.chikot]

Siguro dapat eh tingnan mo muna yun quotation nya na 18k at icompare mo dun sa quotation mo na nasa 6k. Tignan mo kung anong difference at bakit ganon kalaki. Kung nakita mo na may mga isinamang damage na wala naman dun sa nabangga mo, pwede mo ireklamo yun. Pero kung reasonable naman yun quotation na 18k because orig parts ang ipinalit at hindi surplus or repair lang. Tingin ko mas maganda kung bayaran mo nalang bro para iwas hassle. IMO lang naman. Kung ako din kasi yung mabangga tapos irerepair lang at papalitan ng hindi orig parts yun damage tapos brand new pa oto ko, eh hindi din siguro ako papayag. IMO lang naman.

[userfriendly]

Remember that shops charge differently. Your neighbor hood talyer will be cheaper than a well known shop and casa. Paint and parts will also have different prices. Better known brands or original parts are always priced at a premium.

I was in a car accident last month. I insisted that they pay for all damages and that the casa will be the repair shop. The other party had insurance and agreed to it. Total estimate by casa is almost 80K. If it will be done outside, i'm sure it will cost less but they may or may not use original parts. Too bad that Honda is having supply issues and they are still waiting for parts for my car. Too bad I did not charge them for down time.

BTW, dont you have insurance? Your TPL should cover it. Or see if you have 3rd party property damage. That should pay for the damage to the other car.

[_Qwerty_]

di cover nang TPL yan sir.. as the name implies.. THIRD Party.. eh sa case nyan.. 2nd party yan.. (1s eh yung bumangga)..

baka kung may comprehensive insurance yung bumangga.. baka pwedeng isama.. pwede ba yun?

Remember that shops charge differently. Your neighbor hood talyer will be cheaper than a well known shop and casa. Paint and parts will also have different prices. Better known brands or original parts are always priced at a premium.

I was in a car accident last month. I insisted that they pay for all damages and that the casa will be the repair shop. The other party had insurance and agreed to it. Total estimate by casa is almost 80K. If it will be done outside, i'm sure it will cost less but they may or may not use original parts. Too bad that Honda is having supply issues and they are still waiting for parts for my car. Too bad I did not charge them for down time.

BTW, dont you have insurance? Your TPL should cover it. Or see if you have 3rd party property damage. That should pay for the damage to the other car.

[sgt_taga]

my two cents on this, brader ts...

kung ako ang binangga, i would insist that the repair is done to my satisfaction.

that means, i wouldn't want my suv to be repaired by just any talyer na magku-quote ng pinakamababang price.

heck, i would insist that it'll be worked on by the casa and have the parts replaced by originals.

ganun talaga. di ko naman kasalanan at ako ang naperwisyo.

tama din yung ibang nagreply sa yo na maaring sinisingil ka rin sa abala na nagawa mo sa kanya.

simple lang yan na i-compute. its the number of days na di niya magagamit ang kotse niya at kakailanganin niyang

mag-taxi to go back and fort to his work/destination times the approx amout of taxi fare.

you can argue na di naman niya kailangan mag-taxi, but face it... you inconvenienced him so he can demand

that you compensate for such in a matter na pinaka-aaceptable sa kanya.

next time, go for a police report so magagamit nyo ang mga insurance na binayaran para sa mga oto nyo.

else, settle right then and there with the either the amount or the way you will remedy the damage you've caused.

better yet, be extra careful next time and avoid tutok driving.

[foresterx]

Galing mo Bro, "utak-talangka" pinatulan mo, judge ka agad ng conclusion!
Sino ngayon mas utak talangka sa atin?

read my post again, never called you utak talangka. sabi ko lang mga gumagawa lang non utak talangka. my post was merely saying advices like your should never be given dahil pang gugulang yon.

Maliwanag naman na may agreement na sila at admitted ni TS yung fault nya. Ang problema mukhang di tumutupad sa usapan yung nabangga.

i don't know about you but if someone hit my car, i should be the one doing the request not the guy who hit me. di naman ata tama na ikaw na nga naka bangga ikaw pa madami request at ikaw pa masusunod. and as you can see others aree with this as well.

The fact na walang MMDA report, may itinatago yung nabangga. At pag di na tumutupad sa usapan yung nabangga at pakiramdam mo inoonse ka na e papayag ka ng ganun?!

there could be a number of reasons why there was no MMDA report. number one would be bawas ablaa. in my experience lalo pa tumatagal dahil sa mga report report na yan so if matino naman kausap yung kausap ko kami na lang mag uusap ng bumangga sa akin para di na maabala pa lalo.

Anong advice mo ngayon?

like i said on my previous post, take responsibility for his action. so all he can do is makisuap sa na bangga niya na pumayag sa plan niya but if di pumayag then there is nothing he can do but agree with the condition of the other party. that's the only right thing to do.

(hirap dito e, gusto mong tumulong e ang daming sablay na kritiko. Daming sinabi wala namang nai-contribute tungkol sa problema!)

it's a lot better to not give a wrong advice than to give one that is wrong and malicious which makes our roads worse than it already is.

this will be my last reply to you, no need to argue anymore since it's clear naman na what you said was wrong. just look at all the other post everyone is saying he should pay up and you're the only one saying otherwise.

[mda_]

just have some questions:

1.) may kasulatan ba kayo/pirmahan? ako i've learned to always have something in writing whenever i encounter such incidents or deals with strangers. kung wala, technically wala rin siyang habol sa iyo. so its actually up to you how you would want to handle this. hindi ka naman mapapakulong dahil dito, pero may chance na may kaaway ka na sa buhay if you don't cough up the cash for the repair of his car. best is to negotiate na lang kung hindi mo talaga kaya bayaran yung full amount, or at least ask kung pwede mo bayaran ng installment.

2.) not a lawyer but i think the fact that he had it repaired without you agreeing to the cost of repair means that it COULD HAVE been done in bad faith. HOWEVER, being the owner of the damaged car, i believe it is also his right to choose kung saan ipapagawa yung kotse niya. he also has the right to refuse yung talyer na sinisuggest mo because it is his property that you damaged, and it is rightful that it be repaired to his satisfaction and standards.

3.) masakit sa bulsa pero it is your liability. best advise i can give you is just to negotiate. charge it to experience. drive carefully next time.

[xwangbu]

if ako nasa katayuan ni TS babayaran ko na yung 18K. kung matatawaran naman kahit 3k - mas OK.
tapos papirmahin ko yung nabangga ko sa settlement agreement para di na siya maghabol pa ulet.

[flakez]

tulad nung ibang poster gusto ko din sa shop na gusto ko ipapagawa yung kotse ko pag nabangga ako.

yung quote ba sayo na 6k eh na kita nila mismo yung damage? sabi mo kasi nagbigay lang sila ng estimate and still have to look at damage itself. mahirap pag estimate lang ng hindi nakikita mismo yung damage. baka maraming papalitan pala na wala don sa pag kaka describe mo kaya umabot ng ganon kalaki yung quotation.

[zippo_d_frog]

Salamat sa mga nag reply. It gave me good guidance on what to do.

I negitiated with the talyer and told him about the disparity. We arrived at a compromise price of 10k.

Thanks sa lahat. Nabigyan din ako ng konting linaw sa situation din ng party na nabangga. I guess the price difference would not be sufficient for the abala that would ensue if we did not settle.

Salamat mga sir!!!! Mabuhay ang tsikot.com

[111prez]

goodluck TS

just talk to the owner in the most patient and nicest way possible and perhaps he himself will give you a break

minsan, kung dedemanda talaga ako depende yan sa ugali din ng nagkakasala sa akin

kung alam ko na humble yung nakakasala, hindi mayabang, ina-admit naman ang error at aksidente lang at willing akong i-compensate, i would gladly give him/her a break

[AKI125]

FYI guys

Kung naka insured ka at naka bangga ka, yun nabangga mo is the third party. Kung magclaim ka sa insurance mo for tge damage ng car mo ikaw naman yun OD or own damage claim.

Puede mo claim sa mandatory CTPL mo yan accident. You just need to prepare all the paper works and pray........ Pray hard......... With lots of patience bago labasin yun check. dont forget to have the owner of the SUV to sign the affidavit of quit claim and affidavit of desistance before releasing the unit for your own protection. He might have an insurance in the first place but decided not to inform you about it but behind your back he is already claiming an very same accident claim sa insurance niya..... Double claim tawag dyan and its illegal kung mahuli.